281 Governors Lane # 281
Elgin, IL, 60123 $ 449,900
Bedrooms3 Baths3.0 Sq 1,858 Monthly Estimate*
$ 3,107
for $449,900 with 3 bedrooms and 3 full baths. This 1,858 square foot home was built in 1988.
Over 3,200 finished square feet of flexible living space with the convenience of ranch-style living and low-maintenance ownership! This beautifully updated ranch half-duplex offers an exceptional combination of generous room sizes, a versatile floor plan, and the freedom to enjoy your home without the demands of extensive exterior maintenance. The main level features 1,858 square feet, including two spacious bedrooms, two full bathrooms, a private den/home office, and convenient first-floor laundry. Vaulted ceilings create an open, airy atmosphere, while the generous kitchen features granite countertops, stainless steel appliances, an island, and a walk-in pantry. Expansive living and dining areas provide wonderful opportunities for everyday living and entertaining. The primary suite offers a private bath and an impressive four closets. Need additional space? The finished lower level adds approximately 1,350 square feet with a large recreation room, third full bathroom, additional bedroom, and flexible space for guests, hobbies, fitness, or working from home. Recent improvements include luxury vinyl plank flooring, fresh interior paint, new base trim, updated lighting, kitchen improvements, and a newer furnace (2021). Enjoy an attached two-car garage, spacious deck, and the convenience of lawn care and snow removal included in the association assessments. Ideally located near Randall Road shopping, restaurants, major commuter routes, and Metra. Whether you're looking for comfortable main-level living, room to work from home, or space to accommodate changing needs, this home offers the flexibility to make it your own. More room to live, less exterior maintenance to worry about!
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FeaturesGeneralLiving Area 1858
Sewer Public Sewer
Heating Gas Forced Air
Cooling Central Air
Possession Closing Immediate
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer
HOA Fee 185
Garage Spaces 2
Association Fee Includes Insurance Lawn Care Snow Removal
Construction Materials Aluminum Siding Brick
Pets Allowed Cats OK Dogs OK
Year Built 1988
Electric Circuit Breakers
Township Elgin
Unit Number 281
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Assoc Fee Paid Per Monthly
County Kane
New Construction N
Property Type Residential Attached Single
Contingency Attorney/Inspection
Other Structures None
Total Rooms 8
Full Baths 3
Status Contingent
Directions Randall Rd South of I90 and N of Rt 20 to Highland Ave East to Govenors Lane to property
High School Larkin High School
City Elgin
High School District U46
MLS Area Elgin
Elementary School Hillcrest Elementary School
Tax Annual Amount 8212
Middle/Junior High School Kimball Middle School
Additional Parcels Y/N N
Virtual Tour https://www.zillow.com/view-imx/e5820aeb-7fba-4983-9c3f-fd84b2372875?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active Under Contract
Middle/Junior School District U46
Elementary School District U46
Sub Type 1/2 Duplex
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InteriorInterior Amenities Vaulted Ceiling(s) 1st Floor Bedroom 1st Floor Full Bath
Basement Partially Finished Full
Total Stories 1
Half Baths 0
Laundry Features Main Level Gas Dryer Hookup In Unit
Total Bedrooms 2
Below Grade Finished Area 1350
Room Type Foyer Den
Total Baths 3
Bedrooms Possible 3
Total Number of Units 2
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ExteriorModel ranch 1/2 duplex
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Cul-De-Sac
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 60x64
Waterfront Y/N N
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* Excluded FeaturesList ByPremier Living PropertiesBroker
tamara@plproperties.com;amanda@plproperties.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,107
- Monthly Property Taxes
- $684
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Elgin, IL
Average List Price $604,260
Percent of Sale Price 34%
About Elgin, IL 114,155 Population
21% Since 2002
$ 61,828 Median Income
35.71 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
5587540 Elementary School
5586889 Middle School
Larkin High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/21/2026 | $449,900 | | Listed Price |