281 Governors Lane # 281 Elgin, IL $ 449,900
281 Governors Lane # 281
$ 449,900
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281 Governors Lane # 281

Elgin, IL, 60123
$ 449,900
Bedrooms3 Baths3.0 Sq 1,858

Monthly Estimate*

$ 2,841

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Multi-Family Home for sale in Elgin, IL

for $449,900 with 3 bedrooms and 3 full baths. This 1,858 square foot home was built in 1988.

Rarely available ranch half-duplex that lives like a single-family home and offers the perfect opportunity to right-size without giving up space! Tucked away in a small enclave of homes, this spacious residence offers over 1,800 square feet on the main level with a comfortable, open layout designed for everyday living and entertaining. A welcoming foyer leads to a private den/home office, while the vaulted ceiling, island kitchen with granite and Stainless Steel appliances and walk in pantry opens to expansive living and dining areas. Recent updates include new luxury vinyl plank flooring throughout the first floor, fresh paint throughout, new base trim, a new refrigerator, freshly painted garage, and updates to the kitchen and baths. The main level features two generous bedrooms and two full baths, including a spacious primary suite with an incredible four closets and private bath. Main-floor laundry adds everyday convenience. The finished basement dramatically expands the home's versatility with a large recreation room, third full bath, and bonus room ideal for hobbies, exercise, guests or a home office, plus abundant storage. If additional living space isn't needed, the lower level provides exceptional storage rarely found in today's homes. Additional highlights include an attached two-car garage, large deck, yard access and newer HVAC (2021). Enjoy easy access to the Randall Road shopping and dining corridor, Route 20, I-90, Metra and everything the area has to offer. If you've been searching for low-maintenance living without sacrificing space, this is an opportunity you won't want to miss!

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Multi-Family Active

Price

$ 449,900

Bedrooms

3

Full Bath

3

Property Type

Multi-Family

Taxes

$ 8,212

Style

1/2 Duplex

Year Built

1988

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12728448

Features
General
Living Area 1858
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing Immediate
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer
HOA Fee 185
Garage Spaces 2
Association Fee Includes Insurance Lawn Care Snow Removal
Construction Materials Aluminum Siding Brick
Pets Allowed Cats OK Dogs OK
Year Built 1988
Electric Circuit Breakers
Township Elgin
Unit Number 281
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Assoc Fee Paid Per Monthly
County Kane
New Construction N
Property Type Residential Attached Single
Other Structures None
Total Rooms 8
Full Baths 3
Status New
Directions Randall Rd South of I90 and N of Rt 20 to Highland Ave East to Govenors Lane to property
High School Larkin High School
City Elgin
High School District 46
MLS Area Elgin
Elementary School Hillcrest Elementary School
Tax Annual Amount 8212
Middle/Junior High School Kimball Middle School
Additional Parcels Y/N N
Virtual Tour https://www.zillow.com/view-imx/e5820aeb-7fba-4983-9c3f-fd84b2372875?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
Sub Type 1/2 Duplex
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Interior
Interior Amenities Vaulted Ceiling(s) 1st Floor Bedroom 1st Floor Full Bath
Basement Partially Finished Full
Total Stories 1
Half Baths 0
Laundry Features Main Level Gas Dryer Hookup In Unit
Total Bedrooms 2
Below Grade Finished Area 1350
Room Type Foyer Den
Total Baths 3
Bedrooms Possible 3
Total Number of Units 2
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Exterior
Model ranch 1/2 duplex
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 60x64
Waterfront Y/N N
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* Excluded Features
List By
Premier Living Properties

Broker

tamara@plproperties.com;amanda@plproperties.com

Email

Affordability Calculator

$3,525
Per Month
81%
19%
0%
Monthly Principal & Interest
$2,841
Monthly Property Taxes
$684
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
567709 Elementary School
1540256 Middle School
Larkin High School High School
Pricing History
DatePricePrice ChangeDescription
9/21/2026$449,900 Listed Price

Map


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281 Governors Lane # 281, Elgin, IL, 60123 is a Multi-Family Home for sale at $449,900 with 1,858 sqft. 281 Governors Lane # 281 has 3 bedrooms, 3.0 baths, and was built in 1988. The property's zip code is 60123 which is in Elgin, IL