14658 Fern Lake CT Naples, FL $ 649,999
14658 Fern Lake CT
$ 649,999
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14658 Fern Lake CT

Naples, FL, 34114
$ 649,999
Bedrooms4 Baths3.0 Sq 2,602

Monthly Estimate*

$ 4,104

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Single Family Home for sale in Naples, FL

for $649,999 with 4 bedrooms and 3 full baths. This 2,602 square foot home was built in 2013 on a lot size of 0.16.

One or more photo(s) has been virtually staged, AI generated or rendered. Beautiful lake views set the tone for this spacious 4-bedroom + den, 3-bath home in Reflection Lakes. Overlooking a serene lake, the home offers a peaceful backdrop that can be enjoyed from the main living areas and lanai. Inside, the warm and inviting two-story floor plan offers generous living space, flexible rooms, and an easy flow for both everyday living and entertaining. The kitchen opens seamlessly to the great room and features a large center island with seating, white cabinetry, granite countertops, stainless steel appliances, and a walk-in pantry. There is plenty of room for a large farmhouse-style dining table, making this a wonderful gathering space for family and friends. Sliding glass doors open to the lanai, bringing the outdoor setting into view and creating a natural connection between the interior and exterior living spaces. The first floor includes a private bedroom, full bath, and a versatile den ideal for a home office, study, or additional sitting area. Upstairs, the expansive loft offers exceptional flexibility and can serve as a media room, game room, workout space, study area, or second family room. Three additional bedrooms are also located upstairs, including the spacious owner’s suite featuring an electric fireplace with shiplap surround, walk in closet, and a spa-inspired bath with a large soaking tub, glass-enclosed shower, separate water closet, dual vanities, and generous storage. Additional features include tile flooring throughout the main living areas, newer luxury vinyl plank flooring, two guest baths with updated modern faucets and painted cabinetry, dual-zone A/C with one newer unit, and a two-car garage with epoxy flooring, overhead storage racks, and an additional refrigerator. Reflection Lakes offers gated, amenity-rich living with two community pools, a clubhouse, fitness center, library, card room, bocce, billiards, ballroom with catering kitchen, and an active social calendar. LOW HOA fees include irrigation, landscaping and yard maintenance, DIRECTV with premium channels, upgraded Wi-Fi equipment, and on-site community management. There is NO CDD. Conveniently located near grocery stores, medical services, Downtown Naples, Marco Island, beaches, shopping, and dining, this is a wonderful opportunity to enjoy spacious lakefront living with flexible indoor and outdoor spaces in Reflection Lakes of Naples.

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Single Family Active

Price

$ 649,999

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 5,060

Style

Two Story,Single Family

Lot Size

0.16

Year Built

2013

Town/City

Naples

County/Region

Collier

MLS | Web ID

226027319

Features
Interior
Interior Amenities Fireplace Foyer Pantry Smoke Detectors Walk-In Closet(s) Window Coverings
Furnished Y/N Negotiable
Total Stories 2
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Window Coverings
Fireplace Y/N Y
Half Baths 0
Laundry Features Washer/Dryer Hookup Laundry in Residence
Total Bedrooms 4
Total Baths 3
Dining Room Features Breakfast Bar Breakfast Room Dining - Family Eat-in Kitchen
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General
Heating Central Electric
Cooling Ceiling Fan(s) Central Electric
Roof Tile
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator/Freezer Self Cleaning Oven Washer
HOA Fee 1484
Garage Spaces 2
Architectural Style Two Story Single Family
Pool Features Community
Security Features Smoke Detector(s) Gated Community
Construction Materials Concrete Block Stucco
Pets Allowed With Approval
Year Built 2013
View Lake Water
Levels 2
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake
Community Features Clubhouse Pool Fitness Center Sidewalks Street Lights Gated
County Collier
New Construction N
Property Type Residential
Association Amenities Bike And Jog Path Billiard Room Bocce Court Clubhouse Pool Community Room Fitness Center Hobby Room Internet Access Library Sidewalk Streetlight Underground Utility
HOA N
Attached Garage Y
Subdivision Name REFLECTION LAKES OF NAPLES
Garage Y/N Y
Building Features DSL/Cable Available
Total Rooms 0
Full Baths 3
Status Active
High School LELY HIGH SCHOOL
City NAPLES
Senior Community Y/N N
Number Of Units Total 0
MLS Area REFLECTION LAKES OF NAPLES
Lot Size Units Acres
Lot Size Square Feet 6970
Carport Spaces 0
Carport Y/N N
Elementary School MANATEE ELEMENTARY
Land Lease Y/N N
Tax Annual Amount 5060.52
Middle/Junior High School MANATEE MIDDLE
Ok to Lease Buyer Finance/Cash
Additional Parcels Y/N N
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Legal Description REFLECTION LAKES AT NAPLES PHASE 2E LOT 202
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Exterior
Exterior Amenities Screened Lanai/Porch
Parking Features Driveway Paved Paved Attached
Lot Features Cul-De-Sac Regular
Water Source Central
Total Parking 2
Lot Size Area 0.16
Foundation Details Concrete Block
Park Name REFLECTION LAKES OF NAPLES
Spa N
Building Area Total 3296
Lot Size Acres 0.16
Road Surface Type Paved
Frontage Type Lakefront
Waterfront Y/N Y
Covered Spaces 2
Horse Y/N N
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Internal Only
Street Number 1 14658
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* Excluded Features
List By
Coldwell Banker Realty

Broker

Affordability Calculator

$4,526
Per Month
91%
9%
0%
Monthly Principal & Interest
$4,104
Monthly Property Taxes
$422
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1869302 Elementary School
1394010 Middle School
Lely High School High School
Pricing History
DatePricePrice ChangeDescription
7/31/2026$649,999 Listed Price

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14658 Fern Lake CT, Naples, FL, 34114 is a Single Family Home for sale at $649,999 with 2,602 sqft and a lot size of 0.16. 14658 Fern Lake CT has 4 bedrooms, 3.0 baths, and was built in 2013. The property's zip code is 34114 which is in Naples, FL