14658 Fern Lake CT
Naples, FL, 34114 $ 649,999
Bedrooms4 Baths3.0 Sq 2,602 Monthly Estimate*
$ 4,104
for $649,999 with 4 bedrooms and 3 full baths. This 2,602 square foot home was built in 2013 on a lot size of 0.16.
One or more photo(s) has been virtually staged, AI generated or rendered. Beautiful lake views set the tone for this spacious 4-bedroom + den, 3-bath home in Reflection Lakes. Overlooking a serene lake, the home offers a peaceful backdrop that can be enjoyed from the main living areas and lanai. Inside, the warm and inviting two-story floor plan offers generous living space, flexible rooms, and an easy flow for both everyday living and entertaining. The kitchen opens seamlessly to the great room and features a large center island with seating, white cabinetry, granite countertops, stainless steel appliances, and a walk-in pantry. There is plenty of room for a large farmhouse-style dining table, making this a wonderful gathering space for family and friends. Sliding glass doors open to the lanai, bringing the outdoor setting into view and creating a natural connection between the interior and exterior living spaces. The first floor includes a private bedroom, full bath, and a versatile den ideal for a home office, study, or additional sitting area. Upstairs, the expansive loft offers exceptional flexibility and can serve as a media room, game room, workout space, study area, or second family room. Three additional bedrooms are also located upstairs, including the spacious owner’s suite featuring an electric fireplace with shiplap surround, walk in closet, and a spa-inspired bath with a large soaking tub, glass-enclosed shower, separate water closet, dual vanities, and generous storage. Additional features include tile flooring throughout the main living areas, newer luxury vinyl plank flooring, two guest baths with updated modern faucets and painted cabinetry, dual-zone A/C with one newer unit, and a two-car garage with epoxy flooring, overhead storage racks, and an additional refrigerator. Reflection Lakes offers gated, amenity-rich living with two community pools, a clubhouse, fitness center, library, card room, bocce, billiards, ballroom with catering kitchen, and an active social calendar. LOW HOA fees include irrigation, landscaping and yard maintenance, DIRECTV with premium channels, upgraded Wi-Fi equipment, and on-site community management. There is NO CDD. Conveniently located near grocery stores, medical services, Downtown Naples, Marco Island, beaches, shopping, and dining, this is a wonderful opportunity to enjoy spacious lakefront living with flexible indoor and outdoor spaces in Reflection Lakes of Naples.
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FeaturesInteriorInterior Amenities Fireplace Foyer Pantry Smoke Detectors Walk-In Closet(s) Window Coverings
Furnished Y/N Negotiable
Total Stories 2
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Window Coverings
Fireplace Y/N Y
Half Baths 0
Laundry Features Washer/Dryer Hookup Laundry in Residence
Total Bedrooms 4
Total Baths 3
Dining Room Features Breakfast Bar Breakfast Room Dining - Family Eat-in Kitchen
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GeneralHeating Central Electric
Cooling Ceiling Fan(s) Central Electric
Roof Tile
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator/Freezer Self Cleaning Oven Washer
HOA Fee 1484
Garage Spaces 2
Architectural Style Two Story Single Family
Pool Features Community
Security Features Smoke Detector(s) Gated Community
Construction Materials Concrete Block Stucco
Pets Allowed With Approval
Year Built 2013
View Lake Water
Levels 2
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake
Community Features Clubhouse Pool Fitness Center Sidewalks Street Lights Gated
County Collier
New Construction N
Property Type Residential
Association Amenities Bike And Jog Path Billiard Room Bocce Court Clubhouse Pool Community Room Fitness Center Hobby Room Internet Access Library Sidewalk Streetlight Underground Utility
HOA N
Attached Garage Y
Subdivision Name REFLECTION LAKES OF NAPLES
Garage Y/N Y
Building Features DSL/Cable Available
Total Rooms 0
Full Baths 3
Status Active
High School LELY HIGH SCHOOL
City NAPLES
Senior Community Y/N N
Number Of Units Total 0
MLS Area REFLECTION LAKES OF NAPLES
Lot Size Units Acres
Lot Size Square Feet 6970
Carport Spaces 0
Carport Y/N N
Elementary School MANATEE ELEMENTARY
Land Lease Y/N N
Tax Annual Amount 5060.52
Middle/Junior High School MANATEE MIDDLE
Ok to Lease Buyer Finance/Cash
Additional Parcels Y/N N
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Legal Description REFLECTION LAKES AT NAPLES PHASE 2E LOT 202
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ExteriorExterior Amenities Screened Lanai/Porch
Parking Features Driveway Paved Paved Attached
Lot Features Cul-De-Sac Regular
Water Source Central
Total Parking 2
Lot Size Area 0.16
Foundation Details Concrete Block
Park Name REFLECTION LAKES OF NAPLES
Spa N
Building Area Total 3296
Lot Size Acres 0.16
Road Surface Type Paved
Frontage Type Lakefront
Waterfront Y/N Y
Covered Spaces 2
Horse Y/N N
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* Excluded FeaturesList ByColdwell Banker RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,104
- Monthly Property Taxes
- $422
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Naples, FL
Average List Price $2,170,550
Percent of Sale Price 234%
About Naples, FL 20,223 Population
-8% Since 2002
$ 92,989 Median Income
66.65 Median Age
8% Households with Children
Trends Information provided by ATTOM Data Solutions.
1869302 Elementary School
1394010 Middle School
Lely High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/31/2026 | $649,999 | | Listed Price |