5699 S Smith Road
Cheboygan, MI, 49721 $ 295,000
Bedrooms2 Baths1.0 Sq 912 Monthly Estimate*
$ 1,863
for $295,000 with 2 bedrooms and 1 full bath. This 912 square foot home was built in 1970 on a lot size of 1.14.
Wake up to peaceful lake views and enjoy the best of Northern Michigan living at this private Twin Lakes retreat. Set on approximately 1.14 acres with about 275 feet of waterfront, this 2-bedroom, 1-bath home offers a rare combination of privacy, recreation, and value. Large windows bring the outdoors in, filling the living area with natural light and showcasing beautiful views of the water and surrounding mature trees. The home offers easy one-level living with main-floor laundry, a functional kitchen and dining area, and a comfortable layout that works well as a year-round residence, weekend getaway, or seasonal escape. The second bedroom provides flexibility as a guest room, bunk room, office, or hobby space. Step outside and enjoy two private docks, a fishing shed located by the water, and an additional storage shed that could potentially be converted into a bunkhouse for extra sleeping space. There is plenty of room for outdoor equipment, along with an attached garage that is ideal for vehicles, boats, snowmobiles, or workshop space. The quiet setting near the end of S. Smith Road creates a wonderful sense of seclusion, while the lakefront invites fishing, kayaking, boating, and relaxing by the water. Mature birch and cedar trees, frequent wildlife, and scenic surroundings complete the peaceful up-north atmosphere. Located near Black Mountain Recreation Area, this property puts hiking, ORV trails, snowmobiling, cross-country skiing, and year-round outdoor adventure within easy reach. With a private well and septic, natural gas baseboard heat, and so much natural beauty surrounding it, this is a special opportunity to own an affordable waterfront retreat in Cheboygan County. Whether you are looking for a personal getaway, a recreational base camp, or a simpler place to enjoy lake life, 5699 S. Smith Road is ready to welcome you.
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Single Family ActiveManufacturedwith Land,Ranch
FeaturesGeneralSewer SepticTank
Heating Baseboard NaturalGas
Cooling CeilingFans
Possession AtClose
Roof Asphalt
Appliances Dryer FreeStandingElectricRange FreeStandingRefrigerator SelfCleaningOven Washer
Garage Spaces 2.0
Architectural Style ManufacturedwithLand Ranch
Pool Features None
Construction Materials AluminumSiding
Year Built 1970
Levels One
Property Subtype SingleFamilyResidence
Waterfront Features AllSportsLake DirectWaterFrontage LakeFront Waterfront
County Cheboygan
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Garage Y/N Y
Total Rooms 7
Full Baths 1
Status Active
Directions From N. Black River Road travel east on Twin Lakes Road approximately 3 miles. Turn left onto S. Smith Road and continue to the end. Property is located on the waterfront.
City GrantTownship_Cheboygan
Body of Water Twin Lakes
Disclosures TaxesNotHomesteadExempt
Entry Location GroundLevel
Senior Community Y/N N
High School District Cheboygan
MLS Area Area16032Cheboygan
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 990.52
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Vacant
Tax Assessed Value 36071
Expected Active Date 2026-07-24
Legal Description BEG AT SE COR OF SEC 3 T36N R1E; TH N 2D 13M W 3717.66FT; TH N 87D 12M W 396FT TO POB; TH N 2D 13M W 158.68FT TO WATER'S EDGE OF TWIN LAKES; TH S 67D 24M W 158.65FT; TH S 6D 40M W 114.70FT ALG SD S
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InteriorBasement Unfinished WalkOutAccess
Fireplace Features Gas LivingRoom
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 912.0
Half Baths 0
Total Bedrooms 2
Above Grade Finished Area Unit Type SquareFeet
Total Baths 1
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ExteriorParking Features TwoCarGarage Attached DirectAccess Driveway ElectricityinGarage GarageFacesFront HeatedGarage GarageDoorOpener SideEntrance
Water Source Well
Foundation Details Block MichiganBasement SealedFoundation
Spa N
Lot Dimensions 167x185x115x160
Lot Size Acres 1.14
Waterfront Y/N Y
Road Frontage Type Dirt
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByShelly L KovachListing Agent
Brookstone, Realtors LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,863
- Monthly Property Taxes
- $83
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cheboygan, MI
Average List Price $496,800
Percent of Sale Price 68%
About Cheboygan, MI 4,721 Population
-9% Since 2002
$ 32,746 Median Income
41.6 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
848396 Elementary School
848040 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/25/2026 | $295,000 | | Listed Price |