45 Willow Lake Drive
Holmes, NY, 12531 $ 665,000
Bedrooms3 Baths2.1 Sq 2,546 Monthly Estimate*
$ 4,199
for $665,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,546 square foot home was built in 1995 on a lot size of 1.35.
**Lakefront Living at Its Finest on Private Sunset Lake** Welcome to your own waterfront retreat on the peaceful shores of **Sunset Lake**, where every day feels like a vacation. This beautifully maintained 3-bedroom, 2.5-bath home offers stunning lake views, timeless craftsmanship, and the perfect balance of privacy, recreation, and convenience. Step inside to discover gleaming hardwood floors, elegant crown molding, two inviting fireplaces, and central air for year-round comfort. The thoughtfully designed kitchen is both beautiful and functional, featuring striking concrete countertops, tile flooring, radiant heated floors, propane cooking, and an adjoining mudroom with radiant heat—perfect for Hudson Valley winters. The true centerpiece of this home is its incredible outdoor living space. Sip your morning coffee or unwind with a glass of wine from the screened-in porch overlooking the lake, or host summer barbecues and outdoor dinners on the spacious open-air deck while taking in the peaceful waterfront setting. Enjoy everything private **Sunset Lake** has to offer. Kayak, paddleboard, swim, fish, or spend the afternoon playing with your dog in the water. In the winter, the lake transforms into the perfect setting for ice skating. With the ability to build your own private dock, you can truly create the waterfront lifestyle you've always imagined. A fenced yard keeps pets safe, while high-speed internet allows you to work from home with inspiring lake views instead of office walls. An attached two-car garage provides plenty of room for vehicles, kayaks, paddleboards, and outdoor equipment. Located in the highly sought-after **Pawling School District**, this exceptional property is just minutes from the charming Village of Pawling, offering boutique shopping, local restaurants, cafés, and Metro-North service to New York City. Outdoor enthusiasts will love being close to the Harlem Valley Rail Trail, Appalachian Trail access, scenic hiking, golf courses, wineries, breweries, farms, and easy access to Interstate 84. Whether you're searching for a year-round residence, a weekend escape from the city, or the perfect place to embrace the Hudson Valley lifestyle, this rare lakefront opportunity offers the best of both worlds—peaceful waterfront living with modern conveniences just minutes away. **Come experience why life is better on Sunset Lake.**
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Single Family Coming Soon
FeaturesInteriorInterior Amenities Eat-in Kitchen Formal Dining Kitchen Island
Basement Full Partially Finished Walk-Out Access
Flooring Hardwood Tile
Total Fireplaces 2
Fireplace Features Family Room Gas Living Room Wood Burning
Basement Features Full Partially Finished Walk-Out Access
Basement (Y/N) Y
Fireplace Y/N Y
Half Baths 1
Total Bedrooms 3
Total Baths 3
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GeneralSewer Septic Tank
Heating Oil
Cooling Central Air
Utilities Electricity Connected Propane See Remarks
Appliances Dishwasher Dryer Gas Range Refrigerator Washer
HOA Fee 450
Garage Spaces 2
Association Fee Includes Common Area Maintenance
Architectural Style Colonial
Construction Materials Frame
Year Built 1995
View Trees/Woods Water
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 134089-6856-00-591625-0000
Waterfront Features Beach Access Lake Front Lake Privileges Waterfront
Assoc Fee Paid Per Annually
County Dutchess County
Property Type Residential
Association Amenities Boat Dock Gated Recreation Facilities
HOA Y
Garage Y/N Y
Total Rooms 10
Full Baths 2
Directions 292 to right onto Sanita Rd
High School Pawling High School
City Pawling
Senior Community Y/N N
High School District Pawling
Carport Y/N N
Elementary School Pawling Elementary School
Property Attached Y/N N
Tax Annual Amount 9553.58
Middle/Junior High School Pawling Middle School
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Coming Soon
Middle/Junior School District Pawling
Elementary School District Pawling
Tax Assessed Value 122000
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ExteriorExterior Amenities Garden
Parking Features Driveway Garage Driveway Garage
Water Source Private Shared Well
Total Parking 6
Parking Spaces 6
Spa N
Waterfront Y/N Y
Road Responsibility Private Maintained Road
Horse Y/N N
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* Excluded FeaturesList ByHeather BraggListing Agent
River To Ridge Rlty AssociatesBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,199
- Monthly Property Taxes
- $796
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Holmes, NY
Average List Price $749,458
Percent of Sale Price 13%
About Holmes, NY 3,614 Population
9% Since 2002
$ 80,088 Median Income
45.62 Median Age
36% Households with Children
Trends Information provided by ATTOM Data Solutions.
4100768 Elementary School
4099485 Middle School
Pawling High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/27/2026 | $665,000 | | Listed Price |