45 Willow Lake Drive Holmes, NY $ 629,900
45 Willow Lake Drive
$ 629,900
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45 Willow Lake Drive

Holmes, NY, 12531
$ 629,900
Bedrooms3 Baths2.1 Sq 2,546

Monthly Estimate*

$ 4,351

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Single Family Home for sale in Holmes, NY

for $629,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,546 square foot home was built in 1995 on a lot size of 1.35.

**LAKEFRONT LIVING—AND A POSSIBLE LOWER INTEREST RATE! Seller is open to providing a concession that qualified buyers may use toward an interest-rate buydown or allowable closing costs. Ask your lender how this could reduce your monthly payment. Available only through November 1—don’t miss this opportunity!** Just over an hour from NYC, this beautifully maintained 3-bedroom, 2.5-bath home offers four-season living directly on private Sunset Lake—and it now features a BRAND-NEW ROOF! Inside, gleaming hardwood floors, elegant crown molding, central air and two fireplaces create a warm and inviting atmosphere. The thoughtfully designed kitchen features concrete countertops, propane cooking and radiant-heated tile floors that continue into the adjoining mudroom—a welcome luxury during Hudson Valley winters. Wake up to peaceful lake views from the screened porch, host barbecues and dinners on the spacious open-air deck, or gather around your private fire pit at the water’s edge. The level backyard offers room to play, complete with a swing set and soccer nets. A pool was previously located beside the home, and electric service remains in place. Ownership includes access to Sunset Lake’s private sandy community beach, waterfront pavilion and community fire pit. Spend summer days swimming, fishing, kayaking and paddleboarding, then enjoy ice skating when winter transforms the lake. The community pavilion may also be reserved for private lakeside celebrations. The property may offer potential for a private dock, subject to all required community and municipal approvals. An invisible fence provides added convenience for pets, while high-speed internet makes working from home easy. The attached two-car garage offers generous storage for vehicles, kayaks, paddleboards and recreational equipment. Runners, walkers and cyclists will love being moments from the nearby rail trail. Located in the Pawling School District and minutes from the Village of Pawling, Metro-North, restaurants, shops, hiking, golf, wineries, breweries, farms and Interstate 84. Whether you’re searching for a full-time residence or a weekend escape, 45 Willow Lake delivers the Hudson Valley lifestyle buyers dream about. **Schedule your private showing before this opportunity ends November 1!** Interest-rate buydown and seller concession are subject to the terms of an accepted offer, lender approval, loan-program requirements and applicable contribution limits. Some photographs have been virtually edited.

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Single Family Active

Price

$ 629,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 9,553

Style

Colonial

Lot Size

1.35

Year Built

1995

Town/City

Holmes

County/Region

Dutchess

MLS | Web ID

1017740

Features
Interior
Interior Amenities Eat-in Kitchen Formal Dining Kitchen Island
Basement Full Partially Finished Walk-Out Access
Flooring Hardwood Tile
Total Fireplaces 2
Fireplace Features Family Room Gas Living Room Wood Burning
Basement Features Full Partially Finished Walk-Out Access
Basement (Y/N) Y
Fireplace Y/N Y
Half Baths 1
Total Bedrooms 3
Total Baths 3
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General
Sewer Septic Tank
Heating Oil
Cooling Central Air
Utilities Electricity Connected Propane See Remarks
Appliances Dishwasher Dryer Gas Range Refrigerator Washer
HOA Fee 450
Garage Spaces 2
Association Fee Includes Common Area Maintenance
Architectural Style Colonial
Construction Materials Frame
Year Built 1995
View Trees/Woods Water
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 134089-6856-00-591625-0000
Waterfront Features Beach Access Lake Front Lake Privileges Waterfront
Assoc Fee Paid Per Annually
County Dutchess County
Property Type Residential
Association Amenities Boat Dock Gated Recreation Facilities
HOA Y
Garage Y/N Y
Total Rooms 10
Full Baths 2
Directions 292 to right onto Sanita Rd
High School Pawling High School
City Pawling
Senior Community Y/N N
High School District Pawling
Carport Y/N N
Elementary School Pawling Elementary School
Property Attached Y/N N
Tax Annual Amount 9553.58
Middle/Junior High School Pawling Middle School
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Pawling
Elementary School District Pawling
Tax Assessed Value 122000
Virtual Tour https://properties.homefx.com/sites/eqlxxppa/unbranded
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Exterior
Exterior Amenities Garden
Parking Features Driveway Garage Driveway Garage
Water Source Private Shared Well
Total Parking 6
Parking Spaces 6
Spa N
Waterfront Y/N Y
Road Responsibility Private Maintained Road
Horse Y/N N
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Internal Only
Street Number 1 45
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* Excluded Features
List By
Heather Bragg

Listing Agent

River To Ridge Rlty Associates

Broker

hlbraggy@gmail.com

Email

Affordability Calculator

$5,147
Per Month
85%
15%
0%
Monthly Principal & Interest
$4,351
Monthly Property Taxes
$796
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4100768 Elementary School
4099485 Middle School
Pawling High School High School
Pricing History
DatePricePrice ChangeDescription
9/3/2026$629,900 -1.42% Price Down
8/14/2026$639,000 -1.54% Price Down
7/31/2026$649,000 -0.15% Price Down
7/23/2026$650,000 -1.37% Price Down
7/17/2026$659,000 -0.90% Price Down
6/27/2026$665,000 Listed Price

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45 Willow Lake Drive, Holmes, NY, 12531 is a Single Family Home for sale at $629,900 with 2,546 sqft and a lot size of 1.35. 45 Willow Lake Drive has 3 bedrooms, 2.1 baths, and was built in 1995. The property's zip code is 12531 which is in Holmes, NY