45 Willow Lake Drive Holmes, NY $ 649,000
45 Willow Lake Drive
$ 649,000
Open House 8/16 1pm - 3pm
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45 Willow Lake Drive

Holmes, NY, 12531
$ 649,000
Bedrooms3 Baths2.1 Sq 2,546

Monthly Estimate*

$ 4,098

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Single Family Home for sale in Holmes, NY

for $649,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,546 square foot home was built in 1995 on a lot size of 1.35.

**Lakefront Living at Its Finest on Private Sunset Lake Just over an HOUR to NYC*** Newly priced at $650,000, this beautifully maintained 3-bedroom, 2.5-bath lakefront home offers four-season living on private Sunset Lake. Located in Holmes, a hamlet of Pawling, this waterfront retreat combines peaceful surroundings, inviting indoor and outdoor spaces, and convenient access to everything the Hudson Valley has to offer. Are you a runner or a walker? This house in conveniently located moments from the local rail trail as well! Inside, you’ll find gleaming hardwood floors, elegant crown molding, two fireplaces, and central air. The thoughtfully designed kitchen features concrete countertops, tile flooring, radiant heat, propane cooking, and an adjoining mudroom with radiant heat—an especially welcome feature during Hudson Valley winters. The screened-in porch is the perfect place to enjoy morning coffee or unwind while overlooking the lake. A spacious open-air deck provides even more room for barbecues, outdoor dining, and entertaining. Gather around your private fire pit or enjoy the community fire pit with neighbors and friends. Sunset Lake residents also enjoy access to a private sandy community beach and pavilion. Spend summer days swimming, fishing, kayaking, or paddleboarding, then enjoy ice skating when winter transforms the lake. The property also offers the potential for a private dock, subject to applicable community and municipal approvals. A invisible fenced yard provides a secure outdoor space for pets, while high-speed internet makes working from home easy. The attached two-car garage offers plenty of room for vehicles, kayaks, paddleboards, and other recreational equipment. Located in the Pawling School District and just minutes from the Village of Pawling, Metro-North, restaurants, shops, hiking trails, golf courses, wineries, breweries, farms, and Interstate 84. Whether you’re searching for a year-round home or a weekend escape, 45 Willow Lake offers the opportunity to enjoy lakefront living in every season. Some photos have been virtually edited.

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Open House

8/16/2026 1:00 PM - 3:00 PM
45 Willow Lake Drive Holmes, NY
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 649,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 9,553

Style

Colonial

Lot Size

1.35

Year Built

1995

Town/City

Holmes

County/Region

Dutchess

MLS | Web ID

1017740

Features
Interior
Interior Amenities Eat-in Kitchen Formal Dining Kitchen Island
Basement Full Partially Finished Walk-Out Access
Flooring Hardwood Tile
Total Fireplaces 2
Fireplace Features Family Room Gas Living Room Wood Burning
Basement Features Full Partially Finished Walk-Out Access
Basement (Y/N) Y
Fireplace Y/N Y
Half Baths 1
Total Bedrooms 3
Total Baths 3
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General
Sewer Septic Tank
Heating Oil
Cooling Central Air
Utilities Electricity Connected Propane See Remarks
Appliances Dishwasher Dryer Gas Range Refrigerator Washer
HOA Fee 450
Garage Spaces 2
Association Fee Includes Common Area Maintenance
Architectural Style Colonial
Construction Materials Frame
Year Built 1995
View Trees/Woods Water
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 134089-6856-00-591625-0000
Waterfront Features Beach Access Lake Front Lake Privileges Waterfront
Assoc Fee Paid Per Annually
County Dutchess County
Property Type Residential
Association Amenities Boat Dock Gated Recreation Facilities
HOA Y
Garage Y/N Y
Total Rooms 10
Full Baths 2
Directions 292 to right onto Sanita Rd
High School Pawling High School
City Pawling
Senior Community Y/N N
High School District Pawling
Carport Y/N N
Elementary School Pawling Elementary School
Property Attached Y/N N
Tax Annual Amount 9553.58
Middle/Junior High School Pawling Middle School
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Pawling
Elementary School District Pawling
Tax Assessed Value 122000
Virtual Tour https://properties.homefx.com/sites/eqlxxppa/unbranded
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Exterior
Exterior Amenities Garden
Parking Features Driveway Garage Driveway Garage
Water Source Private Shared Well
Total Parking 6
Parking Spaces 6
Spa N
Waterfront Y/N Y
Road Responsibility Private Maintained Road
Horse Y/N N
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Internal Only
Street Number 1 45
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* Excluded Features
List By
Heather Bragg

Listing Agent

River To Ridge Rlty Associates

Broker

hlbraggy@gmail.com

Email

Affordability Calculator

$4,894
Per Month
84%
16%
0%
Monthly Principal & Interest
$4,098
Monthly Property Taxes
$796
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4100768 Elementary School
4099485 Middle School
Pawling High School High School
Pricing History
DatePricePrice ChangeDescription
7/31/2026$649,000 -0.15% Price Down
7/23/2026$650,000 -1.37% Price Down
7/17/2026$659,000 -0.90% Price Down
6/27/2026$665,000 Listed Price

Map


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45 Willow Lake Drive, Holmes, NY, 12531 is a Single Family Home for sale at $649,000 with 2,546 sqft and a lot size of 1.35. 45 Willow Lake Drive has 3 bedrooms, 2.1 baths, and was built in 1995. The property's zip code is 12531 which is in Holmes, NY