5520 Mountain Top Place
Cumming, GA, 30041 $ 339,900
Bedrooms3 Baths2.1 Sq 1,379 Monthly Estimate*
$ 2,146
for $339,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,379 square foot home was built in 2003 on a lot size of 0.1.
NEW ROOF APRIL 2026 * NEW FULL HVAC SYSTEM JULY 2026 * LAWN MAINTENANCE INCLUDED IN THE LOW HOA FEE! Don't buy this house if you love spending your weekends making repairs, tackling a never-ending honey-do list, or wandering the aisles of the home improvement store. This home is looking for a buyer who would rather move in, relax & enjoy life. Beautifully maintained, truly move-in-ready home in the desirable Mountain Ridge community, where major updates & low maintenance living come standard. With a brand-new roof installed April 24, 2026, a complete new HVAC system installed July 2026, a new water heater in 2024, and a transferable home warranty through February 2027, this home isn't looking for a repairman to move in-it's looking for someone who appreciates comfort, convenience & having their weekends back. Step inside to a bright & inviting floor plan with spacious living areas perfect for everyday living, entertaining friends and family, or simply kicking back and enjoying your new home. A whole-home surge protector provides additional protection for your electronics and appliances, adding yet another layer of peace of mind. Outside, enjoy a beautifully landscaped yard and an expansive wrought-iron enclosed patio that gives you plenty of space for grilling, morning coffee, entertaining, or relaxing at the end of the day. And here's one of the best parts: front and rear lawn care, along with maintenance of the existing front landscaping, is included in the low monthly HOA fee-excluding additional landscaping additions such as annual and perennial flowers. There's even a built-in automatic sprinkler system to help keep everything looking its best. In other words, you can spend less time pushing a mower and more time enjoying your patio! This home offers the kind of lifestyle many buyers are searching for: move-in ready, major systems already updated, low maintenance & a price that won't break the budget. No renovation project required. No long list of expensive improvements waiting for you after closing. Just unpack your boxes, decide where the furniture goes, and start enjoying your home. Conveniently located with direct access to GA-400, you'll be just minutes from North Georgia Premium Outlets, Cumming Marketplace, Cumming City Center, grocery stores, restaurants, entertainment, fitness centers, and everyday conveniences. Whether you're commuting, shopping, dining out, or enjoying local events, everything you need is close by. Offered at $339,900, this turnkey home delivers exceptional value with some of the biggest homeowner expenses already taken care of. If your idea of a great Saturday involves a patio, a cold drink & NO trip to the home improvement store...this is the house for you. Come see why this Mountain Ridge home stands out from the competition-and why your future honey-do list might suddenly become a whole lot shorter.
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FeaturesGeneralSewer Public Sewer
Heating Central Natural Gas
Cooling Ceiling Fan(s) Central Air Electric
Utilities Cable Available Electricity Available Natural Gas Available Phone Available Sewer Available Underground Utilities Water Available
Roof Other
Appliances Dishwasher Dryer Gas Water Heater Microwave Refrigerator Washer
HOA Fee 1464
Association Fee Includes Maintenance Grounds
Patio/Porch Features Patio
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding
Year Built 2003
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Community Features None
County Forsyth
New Construction false
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Mountain Ridge
Garage Y/N true
Full Baths 2
Status Active
Directions 400 North approximately 4.5 miles north of Hwy 369 and turn right into community left on Mountain Top Place house will be on the right.
High School East Forsyth
City Cumming
Body of Water None
Lot Size Units Square Feet
Lot Size Square Feet 4356
Carport Y/N false
Elementary School Chestatee
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 367
Home Warranty Y/N false
Middle/Junior High School North Forsyth
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
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InteriorInterior Amenities Double Vanity
Basement None
Flooring Carpet Laminate
Total Fireplaces 1
Fireplace Features Factory Built Family Room
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Above Grade Finished Area 1379
Half Baths 1
Laundry Features Laundry Closet
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 0
Main Level Bathrooms 0
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area Pantry
Total Baths 3
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ExteriorFencing Back Yard
Parking Features Garage Attached Kitchen Level Garage Door Opener
Lot Features Level Private
Water Source Public
Total Parking 2
Lot Size Area 4356
Foundation Details Slab
Building Area Total 1379
Lot Size Acres 0.1
Lot Size Source Public Records
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $2,146
- Monthly Property Taxes
- $31
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cumming, GA
Average List Price $781,171
Percent of Sale Price 130%
About Cumming, GA 7,395 Population
68% Since 2002
$ 52,771 Median Income
37.22 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
3407360 Elementary School
4802282 Middle School
East Forsyth High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/1/2026 | $339,900 | -1.45% | Price Down |
| 6/3/2026 | $344,900 | | Listed Price |