5520 Mountain Top Place
Cumming, GA, 30041 $ 344,900
Bedrooms3 Baths2.1 Sq 1,379 Monthly Estimate*
$ 2,124
for $344,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,379 square foot home was built in 2003 on a lot size of 0.1.
Total Peace of Mind, Major Updates, Low-Maintenance Living & a $5,000 Seller Credit! Welcome home to this beautifully maintained residence offering the perfect combination of modern updates, comfort, convenience, and worry-free ownership. Step inside to discover a bright, inviting floor plan with spacious living areas ideal for everyday living, entertaining guests, or simply relaxing at home. This move-in-ready property is packed with valuable upgrades designed to protect your investment and provide peace of mind for years to come. The crown jewel is the brand-new roof installed on April 24, 2026, providing significant long-term value while reducing future maintenance costs and lowering insurance expenses. Additional enhancements include a whole-home surge protector to safeguard your electronics, new water heater in 2024 and a transferable home warranty that remains active through February 2027. Enjoy effortless outdoor living with a beautifully landscaped yard and an expansive wrought-iron enclosed patio perfect for grilling, morning coffee, entertaining, or having a quiet relaxing evening outdoors. And to make it even better, all front and rear lawn care and front landscaping maintenance is included in the monthly HOA fee, excluding additional landscaping additions such as annuals/perennial flowers; allowing you to enjoy a truly low-maintenance lifestyle without the hassle of yard work. The built-in irrigation system helps keep the grounds looking lush and beautiful year-round. To make homeownership even more attainable, the seller is offering a generous $5,000 closing cost credit. Buyers may use this credit to help buy down their interest rate, reduce out-of-pocket closing expenses, prepay eligible costs, or apply it in other ways permitted by their lender. Located in the highly desirable community of Mountain Ridge, this turnkey home offers exceptional value, outstanding updates, and easy living at an attractive price of $344,900. Conveniently located with direct access to GA-400, this home offers easy access to North Georgia Premium Outlets, Cumming Marketplace, Cumming City Center, grocery stores, restaurants, entertainment, fitness centers, and everyday conveniences. Whether you're commuting, shopping, dining out, or enjoying local events, everything you need is just minutes from your front door.
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FeaturesGeneralSewer Public Sewer
Heating Central Natural Gas
Cooling Ceiling Fan(s) Central Air Electric
Utilities Cable Available Electricity Available Natural Gas Available Phone Available Sewer Available Underground Utilities Water Available
Roof Other
Appliances Dishwasher Dryer Gas Water Heater Microwave Refrigerator Washer
HOA Fee 1464
Association Fee Includes Maintenance Grounds
Patio/Porch Features Patio
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding
Year Built 2003
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Community Features None
County Forsyth
New Construction false
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Mountain Ridge
Garage Y/N true
Full Baths 2
Status New
Directions 400 North approximately 4.5 miles north of Hwy 369 and turn right into community left on Mountain Top Place house will be on the right.
High School East Forsyth
City Cumming
Body of Water None
Lot Size Units Square Feet
Lot Size Square Feet 4356
Carport Y/N false
Elementary School Chestatee
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 367
Home Warranty Y/N false
Middle/Junior High School North Forsyth
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
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InteriorInterior Amenities Double Vanity
Basement None
Flooring Carpet Laminate
Total Fireplaces 1
Fireplace Features Factory Built Family Room
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Above Grade Finished Area 1379
Half Baths 1
Laundry Features Laundry Closet
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 0
Main Level Bathrooms 0
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area Pantry
Total Baths 3
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ExteriorFencing Back Yard
Parking Features Garage Attached Kitchen Level Garage Door Opener
Lot Features Level Private
Water Source Public
Total Parking 2
Lot Size Area 4356
Foundation Details Slab
Building Area Total 1379
Lot Size Acres 0.1
Lot Size Source Public Records
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* Excluded FeaturesList Bylisalewis@youneedresults.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,124
- Monthly Property Taxes
- $31
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cumming, GA
Average List Price $800,997
Percent of Sale Price 132%
About Cumming, GA 7,395 Population
68% Since 2002
$ 52,771 Median Income
37.22 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
3407360 Elementary School
4802282 Middle School
East Forsyth High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/3/2026 | $344,900 | | Listed Price |