327 Silver Street Elgin, IL ^$ 299,000

327 Silver Street

^$ 299,000

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Recently Listed

327 Silver Street

Elgin, IL, 60123

^$ 299,000

Bedrooms4 Baths2.0 Sq 1,400

Monthly Estimate*

^$ 1,841

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Single Family Home for sale in Elgin, IL

for $299,000 with 4 bedrooms and 2 full baths. This 1,400 square foot home was built in 1863 on a lot size of 0.2.

Welcome home to this charming vintage property filled with timeless character and modern updates. Original hardwood floors dating back to the 1860s add warmth and historic charm throughout the home. The main level features a first floor bedroom with an adjoining sunroom, while two additional bedrooms are located on the second floor. The basement offers additional living space with a spacious bonus room with cellar door access. Recent improvements include a new stove and dryer (2021), washer and refrigerator (2023), water heater (2024), wood siding and roof (2020), electrical panel (2021), and furnace (2017). This home sits on TWO lots with a detached garage. Home is conveniently located near Route 31, parks, riverwalk, and library.

Single Family Active

Price

^$ 299,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,238

Style

Traditional

Lot Size

0.2

Year Built

1863

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12644776

Features

General

Living Area 1400

Sewer Public Sewer

Heating Natural Gas Forced Air

Cooling Central Air

Possession Closing Negotiable

Roof Asphalt

Appliances Range Refrigerator Washer Dryer

HOA Fee 0

Garage Spaces 1

Association Fee Includes None

Architectural Style Traditional

Construction Materials Frame Wood Siding

Year Built 1863

Township Elgin

Tax Year 2025

Ownership Fee Simple

Community Features Park Curbs Sidewalks Street Lights Street Paved

Additional Parcels Description 0614132001

Assoc Fee Paid Per Not Applicable

County Kane

New Construction N

Property Type Residential Detached Single

Total Rooms 8

Full Baths 2

Status New

Directions Route 31 (State St.) to Lawrence - Lawrence WEST to Silver St. Silver St. NORTH to Property

City Elgin

High School District 46

MLS Area Elgin

Tax Annual Amount 4238.56

Additional Parcels Y/N Y

Standard Status Active

Middle/Junior School District 46

Elementary School District 46

Interior

Interior Amenities 1st Floor Bedroom 1st Floor Full Bath

Basement Partially Finished Full

Flooring Hardwood

Half Baths 0

Laundry Features Sink

Total Bedrooms 3

Room Type Enclosed Porch Bonus Room

Total Baths 2

Bedrooms Possible 4

Exterior

Parking Features Asphalt Yes Garage Owned Detached Garage

Lot Features Mature Trees

Water Source Public

Total Parking 1

Foundation Details Stone

Lot Dimensions 107X81X100X96

Lot Size Acres 0.2

Waterfront Y/N N

* Excluded Features

List By

Realty Of America, Llc

Broker

gallardo.mayq@gmail.com

Affordability Calculator

$2,194

Per Month

Monthly Principal & Interest: $1,841
Monthly Property Taxes: $353
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Elgin, IL

Average List Price ^$522,833

Percent of Sale Price 75%

About Elgin, IL

114,155 Population

21% Since 2002

^$61,828 Median Income

35.71 Median Age

38% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

567545 Elementary School

566729 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/22/2026	$299,000		Listed Price

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327 Silver Street, Elgin, IL, 60123 is a Single Family Home for sale at $299,000 with 1,400 sqft and a lot size of 0.2. 327 Silver Street has 4 bedrooms, 2.0 baths, and was built in 1863. The property's zip code is 60123 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Data is updated as of 5/26/2026.

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327 Silver Street

Single Family Home for sale in Elgin, IL

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