3123 Albany Street Schenectady, NY ^$ 228,500

3123 Albany Street

^$ 228,500

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3123 Albany Street

Schenectady, NY, 12304

^$ 228,500

Bedrooms3 Baths1.0 Sq 1,283

Monthly Estimate*

^$ 1,426

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Single Family Home for sale in Schenectady, NY

for $228,500 with 3 bedrooms and 1 full bath. This 1,283 square foot home was built in 1920 on a lot size of 0.11.

This well-cared-for home offers the perfect balance of comfort, convenience, and thoughtfully updated finishes — making it truly move-in ready from day one. Inside, you'll find a bright and welcoming layout with refreshed flooring and clean, modern touches that still feel warm and inviting. The easy-flow floor plan is ideal for everyday living, whether you're relaxing after a busy day or hosting friends and family. Built for low-maintenance living and long-term peace of mind, this home is an excellent fit for first-time buyers, downsizers, or anyone looking for comfort without the stress of major projects. Conveniently located near schools, shopping, and major commuter routes, everything you need is within reach. Come explore the possibilities and make 3123 Albany St your next home!

Single Family Active

Price

^$ 228,500

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,246

Style

Cape Cod

Lot Size

0.11

Year Built

1920

Town/City

Schenectady

County/Region

Schenectady

MLS | Web ID

202526267

Features

General

Sewer Public Sewer

Heating Forced Air Oil

Cooling None

Possession At Closing

Roof Shingle

Appliances Dryer Electric Oven Refrigerator Washer

Garage Spaces 0.0

Architectural Style Cape Cod

Construction Materials Block

Year Built 1920

Electric 150 Amp Service

Property Subtype Single Family Residence

County Schenectady

New Construction N

Property Type Residential

HOA N

Garage Y/N N

Total Rooms 7

Full Baths 1

Status Active

Directions Turn onto Albany Street

High School Schenectady

City Schenectady

High School District Schenectady

Lot Size Units Acres

Lot Size Square Feet 4791.6

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 4246.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Concessions Yes

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Interior

Basement Unfinished

Flooring Vinyl

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Above Grade Finished Area 1283.0

Half Baths 0

Laundry Features In Basement

Total Bedrooms 3

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 1

Exterior

Exterior Amenities Storm Door(s)

Fencing Back Yard

Water Source Public

Total Parking 2.0

Lot Size Area 0.11

Foundation Details Block

Spa N

Lot Size Acres 0.11

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 3123

* Excluded Features

List By

Jordan Gigliotti

Listing Agent

Kw Platform

Broker

(845) 274-8934

Phone

jordan-gigliotti@kw.com

Affordability Calculator

$1,779

Per Month

Monthly Principal & Interest: $1,426
Monthly Property Taxes: $354
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Schenectady, NY

Average List Price ^$299,139

Percent of Sale Price 31%

About Schenectady, NY

66,009 Population

7% Since 2002

^$41,120 Median Income

35.65 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853437 Elementary School

853433 Middle School

Schenectady High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/1/2025	$228,500	-2.72%	Price Down
10/7/2025	$234,900	-6.00%	Price Down
9/20/2025	$249,900		Listed Price

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3123 Albany Street, Schenectady, NY, 12304 is a Single Family Home for sale at $228,500 with 1,283 sqft and a lot size of 0.11. 3123 Albany Street has 3 bedrooms, 1.0 baths, and was built in 1920. The property's zip code is 12304 which is in Schenectady, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/14/2025.

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3123 Albany Street

Single Family Home for sale in Schenectady, NY

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