396 Cardinal Lane Toccoa, GA $ 425,000
396 Cardinal Lane
$ 425,000
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396 Cardinal Lane

Toccoa, GA, 30577
$ 425,000
Bedrooms3 Baths2.0 Sq 2,520

Monthly Estimate*

$ 2,935

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Single Family Home for sale in Toccoa, GA

for $425,000 with 3 bedrooms and 2 full baths. This 2,520 square foot home was built in 1987 on a lot size of 0.33.

Welcome home! This 3 bedroom, 2 bathroom renovated lakefront property on Lake Hartwell is ready for you just in time for the holidays. Features include a newer roof, HVAC, flooring, interior and exterior paint, plumbing, an oversized deck, and so much more. The 26x26 single slip covered dock is perfect for hosting family and friends all year long! This phenomenal lake community boasts a swimming pool, clubhouse, and storage area for boat trailers.

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Single Family Active

Price

$ 425,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,562

Style

Ranch

Lot Size

0.33

Year Built

1987

Town/City

Toccoa

County/Region

Stephens

MLS | Web ID

7868549

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Available Water Available
Roof Composition Shingle
Appliances Other
HOA Fee 200
Garage Spaces 1
Patio/Porch Features Deck
Architectural Style Ranch
Pool Features None
Security Features Security System Owned Smoke Detector(s)
Construction Materials Cedar
Year Built 1987
Electric Other
View Lake
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features Lake Front
Community Features Lake
Accessibility None
HOA Fee 2 0
Assoc Fee Paid Per Annually
County Stephens - GA
Property Type Residential
HOA true
Energy Efficient None
Subdivision Name Shorewood Estates Un 2
Green Energy Generation None
Other Structures RV/Boat Storage
Full Baths 2
Status Active
Directions I -85 Exit 173 Go north on 17 towards Toccoa go approx. 17 miles turn right on Holly Springs 6 miles left on Lakeland Turn right on Shorewood Left Beechwood Left on Sparrow Right on Cardinal.
High School Stephens County
City Toccoa
Body of Water Hartwell
Spa Features None
Elementary School Big A
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4562
Home Warranty Y/N false
Middle/Junior High School Stephens County
Property Condition Resale
Standard Status Active
Freehold IDX
Corporate Owner None
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Interior
Interior Amenities Other
Basement Other
Flooring Carpet Ceramic Tile
Total Fireplaces 0
Fireplace Features None
Common Walls No Common Walls
Window Features None
Half Baths 0
Laundry Features Other
Total Bedrooms 3
Room Type Bathroom Bedroom Kitchen Living Room
Main Level Bedrooms 1
Main Level Bathrooms 1
Kitchen Features Cabinets White Stone Counters
Total Baths 2
Primary Bathroom Features None
Dining Room Features Open Concept
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Exterior
Exterior Amenities Lighting Private Yard
Fencing None
Parking Features Driveway Garage
Lot Features Lake On Lot
Water Source Public
Foundation Details See Remarks
Building Area Total 2520
Lot Dimensions 150 x 105
Lot Size Acres 0.33
Road Surface Type Asphalt
Lot Size Source Public Records
Road Frontage Type Other
Other Equipment None
Horse Amenities None
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* Excluded Features
List By
David Diaz

Listing Agent

Atlanta Communities

Broker

dinodiaz8@gmail.com

Email

Affordability Calculator

$3,316
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,935
Monthly Property Taxes
$380
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4135331 Elementary School
4134109 Middle School
Stephens County High School High School
Pricing History
DatePricePrice ChangeDescription
11/14/2026$425,000 Listed Price

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396 Cardinal Lane, Toccoa, GA, 30577 is a Single Family Home for sale at $425,000 with 2,520 sqft and a lot size of 0.33. 396 Cardinal Lane has 3 bedrooms, 2.0 baths, and was built in 1987. The property's zip code is 30577 which is in Toccoa, GA