12870 NE 21ST TERRACE Branford, FL $ 845,000
12870 NE 21ST TERRACE
$ 845,000
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12870 NE 21ST TERRACE

Branford, FL, 32008
$ 845,000
Bedrooms3 Baths3.0 Sq 3,650

Monthly Estimate*

$ 5,836

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Single Family Home for sale in Branford, FL

for $845,000 with 3 bedrooms and 3 full baths. This 3,650 square foot home was built in 1989 on a lot size of 0.44.

Extremely rare three-story Santa Fe River waterfront home with 95 feet of direct river frontage, a private dock, expansive outdoor living spaces, and a ground-floor guest apartment in the peaceful Ira Bea's Oasis community of Branford. The owner's surprise relocation gives you the unique opportunity to secure this impressive stone and vinyl exterior residence on a sprawling .44-acre riverfront lot, offering beautiful water views, exceptional privacy, and endless opportunities to enjoy North Florida river living at its best. So what makes this one so special? 1) Incredible .44-acre waterfront lot with 95 feet of direct frontage along the beautiful Santa Fe River, surrounded by lush greenery, mature trees, and peaceful natural scenery. 2) Impressive three-story home offering a beautiful architectural design, spacious living areas, and plenty of room for family, guests, and entertaining. 3) Separate ground-floor guest apartment complete with its own bedroom, bathroom, and kitchen, perfect for extended family and guests. 4) Private waterfront dock providing direct access to the Santa Fe River, ideal for fishing, kayaking, boating, or simply relaxing and enjoying the water. 5) Expansive elevated wooden deck and scenic boardwalk leading toward the private dock, offering beautiful views of the surrounding nature and plenty of room for outdoor seating, entertaining, and enjoying peaceful Florida mornings and evenings. 6) Beautiful waterfront patio and outdoor seating area overlooking the river, perfect for gathering with friends and family and unwinding by the water. 7) Large enclosed Florida room overlooking the Santa Fe River, offering incredible scenic views and a comfortable space to relax. 8) Expansive covered front and side wraparound porches, providing even more outdoor living space to enjoy the peaceful riverfront setting. 9) Spacious eat-in kitchen offering a dedicated space for everyday dining, family meals, and entertaining. 10) Soaring vaulted wood-paneled ceilings with a stunning floor-to-ceiling stone fireplace and beautiful natural light. 11) Spacious 520 sqft attached first-floor garage, offering plenty of room for parking, storage, tools, and outdoor equipment. 12) Located in the peaceful Ira Bea's Oasis community with NO HOA and a nearby private neighborhood boat ramp, providing convenient additional access to the Santa Fe River. 13) Situated within a designated Opportunity Zone. 14) Fantastic location in Gilchrist County close to Branford, surrounded by some of the area's most beautiful rivers, natural springs, and outdoor recreation areas. In addition to the Santa Fe River, enjoy proximity to the nearby Suwannee River, and the famous Ichetucknee River, known for its crystal-clear spring-fed waters, kayaking, tubing, fishing, with shopping, dining, and everyday conveniences available in Branford and surrounding communities. With 95 feet of direct Santa Fe River frontage, a private dock, expansive waterfront decks and patios, a functional guest apartment, and an incredible natural setting, this property offers a truly special combination of space, privacy, flexibility, and waterfront lifestyle. Whether you're searching for a full-time riverfront residence, a peaceful weekend retreat, or a unique property to make your own finishing touches on, this one truly checks all the boxes. Easy to show. No HOA. Feel free to soft pitch before writing anything up. MLS info sheet and disclosures available. No assignable contracts accepted.

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Single Family Active

Price

$ 845,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 4,458

Style

Single Family Residence

Lot Size

0.44

Year Built

1989

Town/City

Branford

County/Region

Suwannee

MLS | Web ID

TB8567458

Features
General
Sewer Septic Tank
Heating Electric
Cooling Central Air
Utilities Electricity Connected Water Connected
Roof Shingle
Appliances Range Refrigerator
Zoning 0100
Garage Spaces 0
Construction Materials Stone Vinyl Siding
Year Built 1989
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features River Front
Community Features Private Boat Ramp
County Gilchrist
New Construction false
Property Type Residential
Subdivision Name IRA-BEAS OASIS UN 02
Facing Direction Northwest
Garage Y/N false
Total Rooms 8
Full Baths 3
Status Active
Directions From 125 NE 17th Ave head toward NE 125th Ln for 0.2 miles. Turn right onto NE 127th Ln and continue 0.1 miles. Turn left onto NE 128th Pl and continue 0.3 miles. Turn left onto NE 20th Ct and continue 0.2 miles. Turn right onto NE 120 Loop. Property will be on the left.
City BRANFORD
Body of Water SANTA FE RIVER
Senior Community Y/N false
MLS Area 32008 - Branford
Lot Size Units Square Feet
Lot Size Square Feet 19166
Carport Spaces 2
Carport Y/N true
Land Lease Y/N false
Tax Annual Amount 4458.6
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8567458
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 11
Legal Description LOT 11 UNIT 2 IRA BEAS OASIS 86/65 2001/2908 2006/6531 2006/6532 UTIL EASEMENT 2007/ 284
Water View River
Water Access Type River
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Eating Space In Kitchen High Ceilings Solid Surface Counters
Flooring Carpet Tile Hardwood
Furnished Y/N Unfurnished
Fireplace Features Gas
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Garden Storage
Water Source Well
Lot Size Area 19166
Foundation Details Pillar/Post/Pier
Building Area Total 5008
Lot Dimensions 95 x
Lot Size Acres 0.44
Road Surface Type Gravel
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Richard Peters Realty Llc

Broker

aizikson@gmail.com

Email

Affordability Calculator

$6,208
Per Month
94%
6%
0%
Monthly Principal & Interest
$5,836
Monthly Property Taxes
$372
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/13/2026$845,000 Listed Price

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12870 NE 21ST TERRACE, Branford, FL, 32008 is a Single Family Home for sale at $845,000 with 3,650 sqft and a lot size of 0.44. 12870 NE 21ST TERRACE has 3 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 32008 which is in Branford, FL