281 Shady Rest Road
Nancy, KY, 42544 $ 450,000
Bedrooms3 Baths3.0 Sq 2,013 Monthly Estimate*
$ 3,108
for $450,000 with 3 bedrooms and 3 full baths. This 2,013 square foot home was built in 9999 on a lot size of 1.36.
A Lake Cumberland retreat with a panoramic view AND a boat slip?! Now that's a big deal! At 281 Shady Rest Road, you can start the morning with coffee and a lake view, spend the day out on the water, and pull right into your slip at Island Ramp Boat Club, just behind Wolf Creek Marina. Then it's just a short drive home to relax in the hot tub while taking in the quiet of the countryside. If you've been holding out for a Lake Cumberland home that checks all the boxes, here it is. Inside this custom home, you'll find 3 bedrooms, 3 full baths, and 2,013 square feet of finished living space. The kitchen has cypress cabinets, granite countertops, a large island with barstools, dining table, and a pantry, so there's plenty of room to spread out when everybody comes in from the lake. Slate flooring, custom woodwork, five cedar-lined closets, and three fireplaces give the home plenty of character. And when the leaves come down, the big windows open up to a panoramic view of Lake Cumberland. The views, custom woodworking, high-end finishes, and boat slip are what truly set this home apart while making it feel distinctive AND comfortable. For the sellers, it has been a place to slow down, enjoy changing seasons, gather with family and friends, and appreciate the beauty of Lake Cumberland from the comfort of home. Thoughtful improvements were made along the way: crawl space encapsulation, double-pane door upgrades, replaced the back door entrance walkway with long-lasting composite decking, added a storage shed with extra parking, and installed a hot tub in 2025. There's also an attached carport, landscaping with magnolias, lavender, and peonies, and about 360 square feet of unfinished space on the lower level that is perfect for extra storage. There is an additional 1 acre wooded lot directly across the street that has the potential to build a barn for storing your boat or another home site! The annual membership for the Island Ramp Boat Club is only $250! Given the lake view, quality finishes, boat slip, and location, this property offers a rare combination of lifestyle, comfort, and long term value.
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FeaturesGeneralSewer Septic Tank
Heating Electric Heat Pump Propane
Cooling Electric Heat Pump
Utilities Electricity Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Cooktop Dishwasher Dryer Microwave Oven Refrigerator Washer
Patio/Porch Features Patio Side Patio
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 9999
View Lake
Levels One
Property Subtype Single Family Residence
Parcel Number 065-00-00-066.00
County Russell
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Rural
Garage Y/N false
Other Structures Shed(s)
Total Rooms 7
Full Baths 3
Status Active
Directions From Somerset take West Highway 80 to Nancy. Left on Hwy 196. Continue 17 miles and turn left on Shady Rest Rd. Property on your left. The Boat Slip is located off of Island Ramp Rd.
High School Russell Co
City Nancy
Body of Water Lake Cumberland
High School District Russell County - 46
MLS Area 046 - Russell County
Lot Size Units Acres
Lot Size Square Feet 59241.6
Carport Spaces 1
Carport Y/N true
Elementary School Salem
Middle/Junior High School Russell Co
MLS Area Minor 046 - Russell County
Virtual Tour https://my.matterport.com/show/?m=mhYDsZAEk6n&mls=1
Structure Type House
Standard Status Active
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InteriorInterior Amenities Breakfast Bar Ceiling Fan(s) Primary Downstairs
Basement Exterior Entry Partial Unfinished
Flooring Hardwood Tile
Total Fireplaces 3
Fireplace Features Insert Living Room Primary Bedroom Propane
Basement (Y/N) Yes
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N true
Above Grade Finished Area 2013
Half Baths 0
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 3
Heating-Heat Pump true
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ExteriorExterior Amenities Fire Pit
Parking Features Attached Carport Driveway
Lot Features Landscaped
Water Source Public
Lot Size Area 1.36
Foundation Details Block
Building Area Total 2013
Lot Size Acres 1.36
Lot Size Source Public Records
Waterfront Y/N true
Horse Y/N false
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* Excluded FeaturesList ByWeichert Realtors Ford Brothers, Inc.Broker
stephanieharrisbastin@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,108
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Nancy, KY
Average List Price $343,824
Percent of Sale Price 24%
About Nancy, KY 5,861 Population
4% Since 2002
$ 38,896 Median Income
47.6 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
4565609 Elementary School
3319968 Middle School
Russell Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/13/2026 | $450,000 | | Listed Price |