104 SURFVIEW DRIVE 1103 Palm Coast, FL $ 399,000
104 SURFVIEW DRIVE 1103
$ 399,000
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104 SURFVIEW DRIVE 1103

Palm Coast, FL, 32137
$ 399,000
Bedrooms2 Baths2.0 Sq 1,158

Monthly Estimate*

$ 2,756

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Condo for sale in Palm Coast, FL

for $399,000 with 2 bedrooms and 2 full baths. This 1,158 square foot condo was built in 1992 on a lot size of 0.34.

Live life on the Beach in this pretty little Gem! This 2-bedroom 2 bath condo with its open floor plan and HUGE PATIO is now adorned with (3) NEW 2026 SLIDING GLASS DOORS!! New Locks, Fully Insulated, Energy Sheild Hurricane Rated Impact Glass with brand new Sliding Screens that open with ease as you stroll on out to your very own paradise patio just steps from the beach and the ocean. This condo was also just adorned with a brand new 2026 A/C, top of the line with WIFI communicating thermostat and humidity control feature. There is beautiful newer Luxury Vinyl flooring throughout, a soft coastal paint palate, and lovely comfortable furnishings, fixtures and accessories throughout. This condo allows for the very best of entertaining with its nice open floor plan, HUGE PATIO, with ocean front views and only steps from the Beach! Choose to live Full time and make this your own private beach house or great investment to rent it out weekly or Full time. This building has its own private ocean front heated pool and beach walkover, there is also a magnificent Large Ocean Front Clubhouse w full kitchen, flat screen TV and Heated Pool, and Charcoal Grills out your back door. The West side has an Intracoastal Front Clubhouse/boat and fishing dock, Kayak Racks and a third smaller clubhouse with Heated Pool, Tennis, Pickleball, Volleyball, Basketball, and miles of beautiful walking and biking trails. The condo Fees include Water, Cable and Wi-Fi. THIS IS A MUST SEE.... BEST PRICED OCEAN FRONT CONDO .... Surf Club Fees are as follows, $712/month Condo, $145/month/Matanzas Shores Assoc (MSOA) $130/quarterly Wastewater Mgmt. (WWT) DONT MISS THIS DEADLINE!! TAKE ADVANTAGE OF THE NEW FLORIDA AMENDMENT 3!! BECOME A FLORIDA RESIDENT NO LATER THAN DECEMBER 31, 2026 AND REAP THE NEW HOMESTEAD EXMPTIONS.

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Condo Active

Price

$ 399,000

Bedrooms

2

Full Bath

2

Property Type

Condo

Taxes

$ 4,230

Style

Mediterranean

Lot Size

0.34

Year Built

1992

Town/City

Palm Coast

County/Region

Flagler

MLS | Web ID

FC322555

Features
General
Sewer Private Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Available Cable Connected Electricity Connected Other Phone Available Sewer Connected Water Connected
Possession Close Of Escrow
Roof Tile
Appliances Dishwasher Dryer Range Refrigerator Washer
Zoning PUD
Garage Spaces 0
Association Fee Includes 24-Hour Guard Cable TV Common Area Taxes Community Pool Insurance Internet Maintenance Structure Maintenance Grounds Maintenance Repairs Manager Other Pest Control Pool Maintenance Private Road Security Trash Water
Patio/Porch Features Covered Other Patio
Architectural Style Mediterranean
Pool Features In Ground Heated
Security Features Fire Alarm Fire Sprinkler System Gated Community Security Gate Security Lights Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1992
View Water
Levels One
Unit Number 1103
Property Subtype Condominium
Tax Year 2025
Ownership Condominium
Waterfront Features Waterfront Beach Gulf/Ocean
Community Features Dock Fishing Water Access Waterfront Association Recreation - Owned Buyer Approval Required Clubhouse Community Mailbox Pool Sidewalks Tennis Court(s)
HOA Fee 2 145
Assoc Fee Paid Per Monthly
County Flagler
New Construction false
Property Type Residential
Association Amenities Cable TV Clubhouse Elevator(s) Gated Other Pickleball Court(s) Pool Security Shuffleboard Court Tennis Court(s)
Energy Efficient Doors HVAC Thermostat
Subdivision Name SURF CLUB BLDG 1
Facing Direction Northeast
Garage Y/N false
Total Rooms 3
Full Baths 2
Status Active
Directions One mile SOUTH of Marineland EAST SIDE GAURD GATE BUILDING 1.
City PALM COAST
Body of Water ATLANTIC OCEAN
Association Name Surf Club 1 Diane Goodman
Senior Community Y/N false
MLS Area 32137 - Palm Coast
Lot Size Units Square Feet
Lot Size Square Feet 14862
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional
HOA Fee 2 Frequency Monthly
Land Lease Y/N false
Tax Annual Amount 4230
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/FC322555
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 1103
Legal Description SURF CLUB CONDO PHASE I UNIT #1103 OR 483 PG 15 OR 529 PG 580 OR 887 PG 837
Water View Gulf/Ocean - Full
Water Access Type Beach Gulf/Ocean
Pet Size Limit Very Small (Under 15 Lbs.)
Minimum Lease 1 Week
Water Access Y/N true
Monthly Condo Fee Amount 712
HOA Monthly Maintenance 0
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen Elevator In Wall Pest System Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Smart Thermostat Split Bedroom Walk-In Closet(s) Window Treatments
Flooring Vinyl
Furnished Y/N Furnished
Total Stories 6
Air Conditioning Y/N true
Heating Y/N true
Window Features Insulated Windows Thermal Windows Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Closet
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Lighting Other Outdoor Grill Private Mailbox Sidewalk Sliding Doors Tennis Court(s)
Parking Features Common Covered Ground Level Guest Open Under Building
Water Source Public
Lot Size Area 14862
Foundation Details Slab
Building Area Total 1158
Lot Size Acres 0.34
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 0
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* Excluded Features
List By
Ocean City Realty Llc

Broker

sommer57@msn.com

Email

Affordability Calculator

$3,108
Per Month
89%
11%
0%
Monthly Principal & Interest
$2,756
Monthly Property Taxes
$353
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/10/2026$399,000 Listed Price

Map


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104 SURFVIEW DRIVE 1103, Palm Coast, FL, 32137 is a Condo for sale at $399,000 with 1,158 sqft and a lot size of 0.34. 104 SURFVIEW DRIVE 1103 has 2 bedrooms, 2.0 baths, and was built in 1992. The property's zip code is 32137 which is in Palm Coast, FL