6570 BAY SHORE DRIVE Saint Cloud, FL $ 439,900
6570 BAY SHORE DRIVE
$ 439,900
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6570 BAY SHORE DRIVE

Saint Cloud, FL, 34771
$ 439,900
Bedrooms3 Baths2.0 Sq 1,894

Monthly Estimate*

$ 3,038

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Single Family Home for sale in Saint Cloud, FL

for $439,900 with 3 bedrooms and 2 full baths. This 1,894 square foot home was built in 1974 on a lot size of 0.51.

Welcome to this beautiful two-story waterfront home in St. Cloud, offering over half an acre of property and an impressive 110 feet of canal frontage with access to Bay Lake! Located in a non-HOA community, residents also enjoy access to a private community boat ramp, making this property ideal for those who appreciate waterfront living and outdoor recreation. Inside, the home features new laminate flooring throughout the main living areas, a spacious living room with large windows and beautiful exposed wood ceiling beams, and a formal dining room filled with natural light. The kitchen offers abundant cabinetry for storage and generous countertop space, providing plenty of room for everyday living and entertaining. This three-bedroom, two-bathroom home offers a desirable split-level layout, with two bedrooms and a full bathroom on the first floor. The private primary suite is located upstairs and features a walk-in closet and a covered balcony overlooking the neighborhood and the water. Step outside to enjoy the covered back porch, screened-in pool enclosure, and expansive pool deck overlooking the canal—perfect for relaxing, entertaining, and enjoying the Florida lifestyle. Major updates include a new roof in 2021, a new interior and exterior electrical panel in 2026, a new water heater in 2025, and recently replaced AC vents. With its spacious homesite, waterfront setting, boating access, private pool, and no HOA, this property offers a wonderful opportunity to enjoy the best of Florida waterfront living!

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Single Family Active

Price

$ 439,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,844

Style

Single Family Residence

Lot Size

0.51

Year Built

1974

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5160691

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Public
Roof Shingle
Appliances Dishwasher Range Refrigerator
Zoning RESIDENTIAL
Garage Spaces 0
Patio/Porch Features Covered Porch Rear Porch Screened
Pool Features In Ground Screen Enclosure
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1974
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Freshwater
County Osceola
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name BAY LAKE ESTATES
Facing Direction North
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions Drive east on HWY 192 from Narcoossee. Left on Old Melbourne HWY to left on Bay Shore. Home on right.
City ST CLOUD
Senior Community Y/N false
MLS Area 34771 - St Cloud (Magnolia Square)
Lot Size Units Square Feet
Lot Size Square Feet 22216
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 4844
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 0950
Legal Description BAY LAKES EST PB 2 PG 86 & 87 LOT 95
Water View Canal
Water Access Type Canal - Freshwater Lake
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Other PrimaryBedroom Upstairs Thermostat Walk-In Closet(s)
Flooring Laminate Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Balcony Sliding Doors
Fencing Chain Link
Water Source Public
Lot Size Area 22216
Foundation Details Slab
Building Area Total 2978
Lot Size Acres 0.51
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 0
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* Excluded Features
List By
Watson Realty Corp.

Broker

cestevez@watsonrealtycorp.com

Email

Affordability Calculator

$3,442
Per Month
88%
12%
0%
Monthly Principal & Interest
$3,038
Monthly Property Taxes
$404
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/6/2026$439,900 Listed Price

Map


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6570 BAY SHORE DRIVE, Saint Cloud, FL, 34771 is a Single Family Home for sale at $439,900 with 1,894 sqft and a lot size of 0.51. 6570 BAY SHORE DRIVE has 3 bedrooms, 2.0 baths, and was built in 1974. The property's zip code is 34771 which is in Saint Cloud, FL