45974 Rutgers Street
Indio, CA, 92201 $ 475,000
Bedrooms3 Baths2.0 Sq 1,401 Monthly Estimate*
$ 3,281
for $475,000 with 3 bedrooms and 2 full baths. This 1,401 square foot home was built in 1994.
A GREAT VALUE IN A GREAT LOCATION! Priced approximately $50,000 below other comparable active listings in the area, this beautifully updated home offers an exceptional opportunity for a move-in-ready property with upgrades, storage, and versatility. Tucked away on a quiet neighborhood street facing a cul-de-sac, the home offers beautiful mountain views and a peaceful setting while remaining conveniently close to schools, parks, shopping, and major thoroughfares. NO HOA! The home was thoughtfully remodeled in 2021, featuring quartz kitchen countertops, recessed lighting, updated flooring, and beautifully renovated bathrooms. The interior and exterior were also freshly painted. Since purchasing in 2021 improvements include a new 200-amp electrical panel, camera system, new sprinkler system, reverse osmosis system on kitchen sink, and mini-split in the garage. Recent 2026 upgrades include new tile flooring in the primary bathroom, new carpet and barn door in the primary bedroom, and a new microwave/air-fryer combination above the range. The gated side yard with concrete provides excellent space for an RV, boat, work equipment, or recreational toys, and the shed remains. The home can also be sold furnished as seen, if desired, including the appliances (including a brand-new washer purchased in 2026). Short-term rentals are allowed in the area with the applicable permit and required compliance with local regulations, offering potential for use as a vacation rental. With its quiet location, mountain views, NO HOA, RV/boat storage, short-term rental potential, extensive updates, and furnishings available, this home offers exceptional value at a price designed to sell. Come see all this home has to offer!
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FeaturesGeneralLiving Area 1401
Sewer In Connected and Paid
Heating Central
Cooling Air Conditioning Ceiling Fan(s) Central Air
Possession Close Of Escrow
Roof Clay Tile
HOA Fee 0
Garage Spaces 2
Exclusions some personal items
Year Built 1994
View Mountain(s)
Levels One
Property Subtype Single Family Residence
County Riverside
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Shields Ranch
Status Active
City Indio
Senior Community Y/N false
MLS Area 311 - Indio Central
Carport Spaces 0
Listing Terms Cash Cash to New Loan Conventional FHA VA Loan
Walk Score 0
Standard Status Active
Year Built Source Assessor
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InteriorInterior Amenities Walk In Closet Quartz Counters
Flooring Carpet Vinyl Tile
Furnished Y/N Partially
Total Fireplaces 1
Fireplace Features Gas Den
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
1/4 Baths 0
Laundry Features In Garage
Total Baths 2
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ExteriorParking Features RV Access/Parking Driveway On Street RV RV Parking Dimensions Total Uncovered/Assigned Spaces
Total Parking 4
Lot Size Area 6534
Spa false
Building Area Total 1401
Lot Size Source Assessor
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* Excluded FeaturesList ByShannon M GuiragossianListing Agent
Exp Realty Of Southern California, IncBroker
shannongrealestate@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,281
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Indio, CA
Average List Price $517,169
Percent of Sale Price 9%
About Indio, CA 89,268 Population
69% Since 2002
$ 50,199 Median Income
34.96 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/6/2026 | $475,000 | | Listed Price |