980 N Gardenview TERRACE Crystal River, FL $ 870,000
980 N Gardenview TERRACE
$ 870,000
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980 N Gardenview TERRACE

Crystal River, FL, 34429
$ 870,000
Bedrooms3 Baths3.0 Sq 3,695

Monthly Estimate*

$ 6,009

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Single Family Home for sale in Crystal River, FL

for $870,000 with 3 bedrooms and 3 full baths. This 3,695 square foot home was built in 1992 on a lot size of 0.64.

OWNER FINANCING AVAILABLE - 4.5% INTEREST AMORTIZED OVER 30 YRS W/ 5 YR BALLOON PAYMENT & 25% DOWN. NEW METAL ROOF - Oct 2026. Welcome to “the pretty lady of Crystal River”, seated high overlooking Kings Bay, a one-of-a-kind waterfront retreat that perfectly captures the charm, lifestyle, and investment potential of Florida’s Nature Coast. Perched on an expansive 0.64-acre lot w/ a $1M water view, this elevated home immediately impresses w/ its huge wraparound porch, ideal for morning coffee, sunset cocktails, & soaking in the peaceful surroundings. Out back, a smaller porch overlooks the beautifully resurfaced pool, enclosed w/in a striking 2-story screen enclosure, creating a private resort-style setting right at home. Inside, you’ll find 3,695 sqft of living space (4,679 total under roof) designed for both comfort & entertaining. The main living area features a wood-burning fireplace, while the open kitchen flows seamlessly into the living room & connects to a designated dining room. Just off the kitchen, a sunroom wrapped in windows showcases breathtaking water views, bringing the outdoors in year-round. The home offers 3 bedrooms and 2 bathrooms on the upper 2 floors, w/ the primary suite occupying the top level—a true sanctuary complete w/ a private balcony overlooking Kings Bay. The 1st level adds incredible flexibility w/ a bonus room/4th Bedroom, flex space, & a convenient pool bath, making it perfect for guests, recreation, or additional rental potential. Thoughtful upgrades include: Metal roof, tankless water heater, composite wood front steps, completely fenced backyard w/ double gate, dedicated space for RV or boat trailer parking. This property has been as a short-term rental and can be sold fully furnished w/ an established book of business, offering a turnkey investment opportunity. Nestled on a private cove next to King Spring, the home sits in one of the most sought-after areas of Crystal River. This is where manatees gather for warm water refuge, and where divers came to earn their certifications. Crystal River itself is a 1st magnitude spring system connected directly to the Gulf, offering endless opportunities for boating, scalloping, fishing, kayaking, & swimming w/ the manatees. Despite its growing popularity, it still retains that coveted “Old Florida” feel—a laid-back lifestyle just 1 hr from Tampa via the Suncoast Parkway, 30 minutes to Ocala, & an hour to Gainesville. Outdoor enthusiasts will love being able to bike to Fort Island Trail Beach or hop onto the 46-mile Withlacoochee State Trail. And w/ ongoing revitalization in the area, property values continue to rise—making this an ideal time to invest. As a resident of Woodward Park, you’ll also enjoy deeded access to the seawall directly in front of the home, where you can launch kayaks or temporarily tie up your boat. This setup delivers the benefits of waterfront living w/out the waterfront property taxes & lower shared maintenance costs. VirtuallyStaged.

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Single Family Active

Price

$ 870,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 10,836

Style

Single Family Residence

Lot Size

0.64

Year Built

1992

Town/City

Crystal River

County/Region

Citrus

MLS | Web ID

CC854576

Features
General
Sewer Public Sewer
Heating Heat Pump
Cooling Central Air Wall/Window Unit(s)
Possession Close Of Escrow
Roof Metal
Appliances Tankless Water Heater Dishwasher Disposal Dryer Microwave Range Range Hood Refrigerator Washer Other
Zoning R1
Garage Spaces 2
Patio/Porch Features Deck
Pool Features Indoor Gunite Screen Enclosure
Security Features Security System Smoke Detector(s) Smart Security
Construction Materials Frame Wood Siding
Year Built 1992
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Canal - Freshwater
County Citrus
New Construction false
Property Type Residential
Attached Garage true
Facing Direction Northeast
Garage Y/N true
Total Rooms 3
Full Baths 3
Status Active
Directions From US-19 turn onto Fort Island Trail. Turn right onto W Woodward Park St. Turn left onto N Gardenview Terrace. House is on the corner.
High School Crystal River High School
City Crystal River
Senior Community Y/N false
Lot Size Units Square Feet
Lot Size Square Feet 27943
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional Owner May Carry
Elementary School Crystal River Primary School
Tax Annual Amount 10836.37
Home Warranty Y/N false
Middle/Junior High School Crystal River Middle School
Additional Parcels Y/N true
Virtual Tour https://nodalview.com/s/0ywyq3jWX8gwuAIG_FmMJ6
Standard Status Active
Occupancy Type Tenant
Legal Description WOODWARD PARK 1ST ADD PB 2 PG 139 LOTS 1 2 & 3 BLK A --&-- TOGETHER WITH THE RIGHT TO USE IN COMMON WITH FOR PURPOSES OF BOATING BATHING AND FISHING TWO STRIPS: ONE WHICH LIES BETWEEN BLK D AND BLK E AND NORTH OF PARK DR AND OTHER: LYING BETWEEN BLK C & BLK D AND EAST OF PARK DR TO THE WATER AS SHOWN ON PB 2 PG 70 WOODWARD PARK.
Water View River
Water Access Type Gulf/Ocean River
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N false
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Interior
Interior Amenities Beamed Ceilings Stone Counters Eating Space In Kitchen Open Floorplan Pull Down Stairs Walk-In Closet(s) Solid Wood Cabinets
Flooring Carpet Tile Concrete Engineered Hardwood
Furnished Y/N Furnished
Fireplace Features Wood Burning
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Drapes
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Sliding Doors Balcony Rain Gutters Smart Lock(s)
Fencing Chain Link Fenced Other Vinyl
Parking Features Boat Driveway RV Parking
Lot Features Cleared Corner Lot Level
Water Source Public
Lot Size Area 27943
Foundation Details Block Slab
Building Area Total 4679
Lot Size Acres 0.64
Road Surface Type Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type County Road
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* Excluded Features
List By
Plantation Realty, Inc.

Broker

tina.champagne72@gmail.com

Email

Affordability Calculator

$6,912
Per Month
87%
13%
0%
Monthly Principal & Interest
$6,009
Monthly Property Taxes
$903
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Crystal River High School High School High School
Pricing History
DatePricePrice ChangeDescription
11/5/2026$870,000 Listed Price

Map


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980 N Gardenview TERRACE, Crystal River, FL, 34429 is a Single Family Home for sale at $870,000 with 3,695 sqft and a lot size of 0.64. 980 N Gardenview TERRACE has 3 bedrooms, 3.0 baths, and was built in 1992. The property's zip code is 34429 which is in Crystal River, FL