419 Cedar
Santa Cruz, CA, 95060 $ 1,495,000
Bedrooms-- Baths1.0 Sq 1,584 Monthly Estimate*
$ 10,326
Listed by Sinan Zakaria, Listed Simply, support@listedsimply.com
for $1,495,000 with 1 full bath. This 1,584 square foot home was built in 1928 on a lot size of 0.107.
TWO DETACHED HOMES IN THE HEART OF DOWNTOWN SANTA CRUZ! Discover a rare opportunity to own a charming duplex featuring two separate residences at 419 Cedar Street and 209 Elm Street, offering exceptional flexibility for homeowners, investors, and those seeking a unique live-work opportunity. Street parking is available through the City’s residential permit parking program, with four parking permits and two guest permits allocated to the property. The main Cedar Street residence features 2 bedrooms, a dedicated office, and 1 bathroom, blending classic Santa Cruz character with modern updates, including fresh interior and exterior paint, updated flooring, and lighting. Privately situated behind the main home, the detached Elm Street cottage offers 1 bedroom and 1 bathroom, creating an ideal opportunity for rental income, multigenerational living, guest accommodations, or additional personal space. Both residences are recognized as legal dwelling units. Enjoy abundant gated, private outdoor living areas, providing peaceful spaces to relax, entertain, or enjoy the coastal climate right in the middle of downtown. Zoned Community Commercial (CC), the property also offers intriguing possibilities for residential and commercial uses, subject to city approval. LOCATION, LOCATION, LOCATION! Step outside and experience the best of Santa Cruz living. Walk to downtown restaurants, coffee shops, boutiques, theaters, live music, nightlife, farmers markets, and the vibrant local arts scene. The Santa Cruz Beach Boardwalk, Wharf, and beautiful beaches are approximately 0.7 miles away, while the majestic redwood forests are just a short drive from your doorstep. Rich in local history, 419 Cedar Street was once home to Chimney Sweep Books, a beloved Santa Cruz shop specializing in rare and antiquarian books. Whether you’re looking to live in one home and rent the other, expand your investment portfolio, or explore the possibilities of a flexible downtown property, this distinctive duplex offers an exceptional combination of location, character, privacy, and opportunity. Two detached homes. One incredible downtown Santa Cruz location. Endless possibilities!
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FeaturesGeneralSewer Public Sewer
Heating Central
Utilities Cable Connected Electricity Connected Natural Gas Connected
Roof Composition
Appliances Gas Cooktop
Garage Spaces 0
Architectural Style Bungalow Craftsman
Pool Features None
Security Features Carbon Monoxide Detector(s)
Construction Materials Frame
Year Built 1928
Tenant Pays Electricity Gas Sewer Trash Collection Water
View None
Stories Count 1
Levels One
Property Subtype Duplex
Gross Income 5550
Community Features Curbs
County Santa Cruz
Net Operating Income 0
Operating Expense 13000
Insurance Expense 5200
New Construction false
Property Type Residential Income
MaintenanceExpense 0
Garage Y/N false
Other Structures Guest House Detached Shed(s) Storage Workshop
Special Listing Conditions Standard
Status Active
Directions Corner of Cedar and Elm Streets Downtown Santa Cruz
City Santa Cruz
Entry Location 1
Senior Community Y/N false
Open Parking Spaces 1
Number Of Units Total 2
MLS Area 699 - Not Defined
Lot Size Units Square Feet
Lot Size Square Feet 4661
Listing Terms Cash Conventional Cal Vet Loan 1031 Exchange FHA Owner May Carry VA Loan
Spa Features None
Property Attached Y/N false
Land Lease Y/N false
Electric Expense 0
Fuel Expense 0
Trash Expense 0
Water Sewer Expense 0
Additional Parcels Y/N false
Rent Control Y/N false
Virtual Tour https://my.matterport.com/show/?m=Cm2hyWFoYdN&mls=1
Building Area Units Square Feet
Standard Status Active
Year Built Source Assessor
Property Sub Type Additional Duplex
Cap Rate 4.67
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InteriorInterior Amenities Ceiling Fan(s) Bedroom on Main Level Loft Main Level Primary
Flooring Vinyl
Fireplace Features None
Total Stories 1
Common Walls No Common Walls
Heating Y/N true
Window Features Skylight(s)
Fireplace Y/N false
Laundry Features Laundry Room
Entry Level 1
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ExteriorFencing Wood
Parking Features Concrete Driveway Permit Required Public On Street Uncovered
Lot Features Corner Lot Level Yard
Water Source Public
Total Parking 1
Lot Size Area 4661
Foundation Details Concrete Perimeter
Number of Buildings 2
Spa false
Building Area Total 1584
Lot Size Acres 0.107
Private Pool false
Lot Size Source Assessor
Number of Separate Water Meters 2
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type City Street
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* Excluded FeaturesList BySinan ZakariaListing Agent
support@listedsimply.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $10,326
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Santa Cruz, CA
Average List Price $2,722,448
Percent of Sale Price 82%
About Santa Cruz, CA 63,054 Population
16% Since 2002
$ 67,765 Median Income
32.22 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/5/2026 | $1,495,000 | | Listed Price |