98 Cottage Lane Toccoa, GA $ 649,900
98 Cottage Lane
$ 649,900
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98 Cottage Lane

Toccoa, GA, 30577
$ 649,900
Bedrooms3 Baths3.1 Sq 3,615

Monthly Estimate*

$ 4,489

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Single Family Home for sale in Toccoa, GA

for $649,900 with 3 bedrooms and 3 full baths, 1 half bath. This 3,615 square foot home was built in 2006 on a lot size of 0.3.

Casual elegance and quality craftsmanship abound in this beautifully appointed Craftsman-style cottage in Currahee Club. One of the most architecturally appealing homes in the community, this property welcomes you with a spacious front porch and thoughtfully designed living spaces throughout. Recent updates make this home even more appealing, including fresh interior and exterior paint throughout, refinished hardwood floors on the main level, and new LVP flooring throughout the basement. The foyer opens to an inviting great room featuring soaring ceilings, a beautiful stone fireplace, and a wall of windows that captures the surrounding views. The kitchen is designed for both everyday living and entertaining, offering a large center island, breakfast bar, stainless steel appliances, and gas cooktop. The main-level owner's suite is privately situated on one end of the home and features a spacious bathroom complete with a Jacuzzi tub, walk-in shower, double vanity, and his-and-her closets. Beautiful stone arches frame the covered patio, creating a private outdoor retreat overlooking the community amenity center and garden. Currahee Club is Georgia's premier mountain, lake, and golf community, offering an exceptional lifestyle surrounded by natural beauty, recreation, and world-class amenities.

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Single Family Active

Price

$ 649,900

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 5,631

Style

Craftsman

Lot Size

0.3

Year Built

2006

Town/City

Toccoa

County/Region

Stephens

MLS | Web ID

10885036

Features
General
Sewer Private Sewer
Heating Natural Gas Central
Cooling Electric Ceiling Fan(s) Central Air
Utilities Underground Utilities Sewer Connected High Speed Internet Natural Gas Available
Roof Composition
Appliances Electric Water Heater Dryer Washer Cooktop Dishwasher Microwave Oven Refrigerator Stainless Steel Appliance(s)
Association Fee Includes Other
Patio/Porch Features Deck Porch Patio
Architectural Style Craftsman
Security Features Gated Community
Construction Materials Concrete Stone
Year Built 2006
View Mountain(s)
Levels One
Property Subtype Single Family Residence
Tax Year 2021
Waterfront Features Dock Rights Lake
Community Features Clubhouse Gated Golf Guest Lodging Lake Park Fitness Center Playground Pool Street Lights Tennis Court(s)
County Stephens
New Construction false
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Currahee Club
Garage Y/N true
Full Baths 3
Status New
Directions From GA I-85 take Hwy 17 north towards Toccoa. Turn right onto Oak Valley Road directly across from Mega Motorsports. Oak Valley Rd. will dead end to the Currahee Welcome Center.
High School Stephens
City Toccoa
Body of Water Lake Hartwell Currahee Club Community Dock Golf
Lot Size Units Square Feet
Lot Size Square Feet 13068
Carport Y/N false
Elementary School Big A
Land Lease Y/N false
Tax Annual Amount 5631.23
Home Warranty Y/N false
Middle/Junior High School Stephens
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Virtual Tour https://tour.getmytour.com/1978465?a=1
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Interior
Interior Amenities Bookcases Tray Ceiling(s) Vaulted Ceiling(s) High Ceilings Double Vanity Beamed Ceilings Soaking Tub Separate Shower Tile Bath Walk-In Closet(s) Wet Bar Master On Main Level
Basement Bath Finished Daylight Exterior Entry Finished Full
Flooring Hardwood Tile Carpet Wood
Total Fireplaces 1
Fireplace Features Living Room Gas Log
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2086
Half Baths 1
Laundry Features Mud Room
Total Bedrooms 3
Below Grade Finished Area 1529
Main Level Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Solid Surface Counters Walk-in Pantry
Total Baths 4
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Exterior
Parking Features Guest Garage Kitchen Level
Lot Features Level
Water Source Public
Lot Size Area 13068
Building Area Total 3615
Lot Size Acres 0.3
Lot Size Source Public Records
Waterfront Y/N true
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* Excluded Features
List By
Hammock Realty North Georgia

Broker

scaudell@hammockrealtyng.com

Email

Affordability Calculator

$4,958
Per Month
91%
9%
0%
Monthly Principal & Interest
$4,489
Monthly Property Taxes
$469
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Stephens High School High School
Pricing History
DatePricePrice ChangeDescription
11/4/2026$649,900 Listed Price

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98 Cottage Lane, Toccoa, GA, 30577 is a Single Family Home for sale at $649,900 with 3,615 sqft and a lot size of 0.3. 98 Cottage Lane has 3 bedrooms, 3.1 baths, and was built in 2006. The property's zip code is 30577 which is in Toccoa, GA