204 N Boca Bay Lane # B Surf City, NC $ 869,000
204 N Boca Bay Lane # B
$ 869,000
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204 N Boca Bay Lane # B

Surf City, NC, 28445
$ 869,000
Bedrooms4 Baths4.0 Sq 2,584

Monthly Estimate*

$ 6,002

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Single Family Home for sale in Surf City, NC

for $869,000 with 4 bedrooms and 4 full baths. This 2,584 square foot home was built in 2007 on a lot size of 0.17.

Discover coastal living in Surf City, with this beautifully maintained 4-bedroom, 4-bathroom townhome featuring peaceful marsh views, a private elevator, and convenient access to Topsail Island's beaches. Tucked away on a quiet cul-de-sac on the Intracoastal Waterway side of Surf City, this thoughtfully upgraded home offers the perfect combination of comfort, functionality, and low-maintenance coastal living. Enjoy the best of the Surf City lifestyle, from stunning marsh sunsets and coastal breezes to nearby public beach access, local restaurants, shopping, and waterfront recreation. Multiple outdoor living spaces provide beautiful views of the surrounding marsh and waterways, while the screened-in porch creates an inviting place to enjoy morning coffee, unwind in the evening, or simply take in the natural beauty of coastal North Carolina. CAMA permit in hand for installation of pier! Inside, the spacious multi-level floor plan is designed for everyday convenience, with a private residential elevator servicing every level. Engineered luxury vinyl plank flooring extends throughout the home, complemented by plantation shutters, custom barn doors, and additional wall and attic insulation for improved energy efficiency. The well-appointed kitchen features granite countertops, double ovens, updated appliances, and a pantry, offering both functionality and generous storage. The adjoining living area includes a gas log fireplace with an updated mantel and opens directly to the screened porch, creating a seamless connection between indoor and outdoor living. The primary suite offers a private coastal retreat, complete with a sitting area, its own porch overlooking the water, and a spacious bathroom featuring a garden tub and separate shower. One of the guest bedrooms on the main living level has been thoughtfully customized as a home office with extensive built-in shelving, providing an ideal space for remote work, a home library, or flexible guest accommodations. Outdoor features have been designed with coastal living in mind, including low-maintenance Trex decking, tongue-and-groove porch ceilings, an outdoor shower with a convenient dog-washing attachment, and dedicated kayak storage. Additional storage includes a ground-level closet with shelving and under-stair storage space. Mature landscaping, distinctive coastal details, and an environmentally conscious drainage system add to the property's unique character. A decorative walkway between the units incorporates Megalodon shark teeth and whale bone, creating a one-of-a-kind coastal feature. Residents enjoy access to community amenities, including a swimming pool and clubhouse, offering additional opportunities to relax and enjoy the coastal lifestyle. Additional property features include a whole-home water softener, transferable termite bond, and an active flood insurance policy with a current annual premium of $1,201, subject to buyer verification and insurer approval. Whether you're searching for a primary residence in Surf City, a coastal retreat near Topsail Island, or a spacious townhome with an elevator and marsh views, this property offers an exceptional opportunity to enjoy life along the North Carolina coast. Schedule your private showing today and experience everything this Surf City townhome has to offer. Ask about preferred lender information and any available buyer incentives for which you may qualify. Some photos may have been staged with AI.

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Single Family Active

Price

$ 869,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 4,961

Style

Single Family Residence

Lot Size

0.17

Year Built

2007

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100614284

Features
General
Living Area 2584.0
Heating Heat Pump Electric
Cooling Central Air Heat Pump Multi Units
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Built-In Microwave Water Softener Washer Dryer Double Oven Dishwasher Cooktop
Zoning INCORP
HOA Fee 1740.0
Patio/Porch Features Covered Porch Screened Balcony Front Porch Rear Porch
Construction Materials Composition Wood Frame
Year Built 2007
View Marsh Ocean Sound Water
Levels Two
Unit Number B
Property Subtype Single Family Residence
Tax Year 2023
Taxes 4961.24
Parcel Number 4245-55-3555-0000
Waterfront Features Deeded Water Rights Deeded Waterfront Salt Marsh Sound Side
Accessibility Accessible Elevator Installed
HOA Fee 2 1016.0
Assoc Fee Paid Per Annually
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Waterfront Community Clubhouse Community Pool Maintenance Common Areas Maintenance Grounds Street Lights
HOA Y
Attached Garage N
Subdivision Name Palms At Boca Bay
Garage Y/N N
Total Rooms 7
Full Baths 4
Status Active
Directions Coming into Surf City over the bridge take the second exit on the roundabout approx. 2 miles down N. New River Dr. to Left on Pender Ave. to N Boca Bay Lane and turn right. House on right in third b
High School Topsail
City Surf City
Association Name Palms At Boca Bay HOA
Lot Size Units Acres
Lot Size Square Feet 7405.0
Carport Y/N N
HOA Fee 2 Frequency Annually
Elementary School North Topsail
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Topsail
Lease Considered Y/N N
Virtual Tour https://www.zillow.com/view-imx/db089284-7fcd-4099-8959-1532e2ed95cb?wl=true&setAttribution=mls&initialViewType=pano
Structure Type Townhouse Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 400101
Legal Description L3b Pb 48/140 Palms At Boca Bay Survey
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Interior
Interior Amenities Walk-in Closet(s) High Ceilings Entrance Foyer Bookcases Elevator Ceiling Fan(s) Pantry Blinds/Shades Gas Log Walk-In Closet(s)
Flooring LVT/LVP Carpet Tile
Fireplace Features Gas Log
Master Bed Level Non Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 4
Attic Features Pull-Down Stairs
Entry Level 1
Unit Type 4 Bedroom Or More
Total Baths 4
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Composition
Fencing None
Parking Features On Site Paved Underhouse
Lot Features Cul-De-Sac Deeded Water Rights Deeded Waterfront Salt Marsh Sound Side Landscaped
Total Parking 0.0
Lot Size Area 0.17
Foundation Details Other Pilings
Spa N
Building Area Total 2584.0
Lot Dimensions 38 x 189 x 38 x 190
Lot Size Acres 0.17
Road Surface Type Paved
Frontage Type Marsh Front
Waterfront Y/N Y
Road Frontage Type Private Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 204
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* Excluded Features
List By
Taylor R Reed

Listing Agent

Coastal Realty Associates Llc

Broker

taylorreedrealtor@gmail.com

Email

Affordability Calculator

$6,415
Per Month
94%
6%
0%
Monthly Principal & Interest
$6,002
Monthly Property Taxes
$413
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4719113 Elementary School
3960140 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
11/3/2026$869,000 Listed Price

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204 N Boca Bay Lane # B, Surf City, NC, 28445 is a Single Family Home for sale at $869,000 with 2,584 sqft and a lot size of 0.17. 204 N Boca Bay Lane # B has 4 bedrooms, 4.0 baths, and was built in 2007. The property's zip code is 28445 which is in Surf City, NC