2040 Ridge Road
Cumming, GA, 30041 $ 1,150,000
Bedrooms3 Baths2.1 Monthly Estimate*
$ 7,943
for $1,150,000 with 3 bedrooms and 2 full baths, 1 half bath. This home was built in 2022 on a lot size of 0.08.
TWO PRIVATE DOCKS! DEEP WATER! ENDLESS LAKE DAYS! Imagine Friday afternoons when the workweek ends, the boat is waiting, and your biggest decision is whether to head out on the water or relax overlooking the lake. Welcome to your Lake Lanier retreat! Built in 2022 on the desirable south side of Lake Lanier, this modern waterfront home offers beautiful lake views from all three levels and a rare TWO-DOCK setup ready for all your lake toys! Featuring a boat lift, party deck, and space for boats, jet skis, kayaks, and paddleboards, this deep-water property is designed for making memories on the lake. A short, gentle walk leads to the shoreline. Inside, enjoy an open-concept kitchen, dining, and living area with modern finishes, granite countertops, and custom cabinetry. The primary suite features lake views, a private balcony, dual vanities, an oversized shower, and a spacious custom closet. Upstairs offers two additional bedrooms, a flexible bunkroom or office, and a second living area ideal for a media room, game room, or additional workspace. An interior elevator connects all three levels. The partially finished daylight basement offers endless possibilities for a future entertainment space with a bar, big-screen TV, and comfortable seating for fall football before an afternoon lake cruise! Additional features include a two-car garage, laundry/mudroom, storage, framed bathroom, and patio wired for a hot tub. Just 2 miles from GA-400 and minutes from shopping, dining, and marinas, with waterfront restaurants a short boat ride away. Morning coffee overlooking the water, afternoons on the boat, sunset cruises, and weekends that never seem long enough. More than a lake house, it's a place for fun, family, friends, and unforgettable memories. TWO DOCKS. DEEP WATER. YOUR LAKE LIFE STARTS HERE!
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FeaturesGeneralSewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Available
Roof Metal
Appliances Dishwasher Electric Cooktop Electric Water Heater Microwave Refrigerator
HOA Fee 0
Garage Spaces 2
Patio/Porch Features Deck Patio
Architectural Style Traditional
Pool Features None
Security Features Carbon Monoxide Detector(s)
Construction Materials Cement Siding Concrete
Year Built 2022
Electric 220 Volts
View Lake
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Lake Front
Community Features Fishing Lake Marina
Accessibility Accessible Elevator Installed
HOA Fee 2 0
County Forsyth - GA
Property Type Residential
HOA false
Energy Efficient Appliances Doors Insulation Roof Thermostat Water Heater
Subdivision Name MYRON BAGWELL
Green Energy Generation None
Other Structures None
Full Baths 2
Status Active
Directions Buford Dam Road to Habersham Marina Road to Right fork on Ridge Road to property on left.
High School Forsyth Central
City Cumming
Body of Water Lanier
Spa Features None
Elementary School Mashburn
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 8868
Home Warranty Y/N false
Middle/Junior High School Lakeside - Forsyth
Property Condition Resale
Standard Status Active
Tax Lot 6
Freehold IDX
Corporate Owner Business Opportunity Other Owner accepts offers w/CONTG Owner Will Consider Exchange
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InteriorInterior Amenities Double Vanity Elevator High Ceilings 9 ft Lower High Ceilings 9 ft Main High Ceilings 9 ft Upper Open Floorplan Recessed Lighting Walk-In Closet(s)
Basement Bath/Stubbed Daylight Exterior Entry Full Unfinished
Flooring Carpet Laminate
Total Fireplaces 1
Fireplace Features Family Room
Common Walls No Common Walls
Window Features ENERGY STAR Qualified Windows
Above Grade Finished Area 3066
Half Baths 1
Laundry Features In Basement Laundry Room Mud Room
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Basement Family Room Laundry
Main Level Bedrooms 1
Main Level Bathrooms 1
Kitchen Features Breakfast Bar Cabinets White
Total Baths 3
Primary Bathroom Features Double Shower Separate His/Hers Shower Only
Dining Room Features Open Concept
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ExteriorExterior Amenities Other
Fencing None
Parking Features Attached Garage Garage Door Opener
Lot Features Lake On Lot Level
Water Source Public
Total Parking 6
Foundation Details Slab
Building Area Total 0
Lot Dimensions 0
Lot Size Acres 0.08
Road Surface Type Paved
Lot Size Source Owner
Road Frontage Type County Road
Other Equipment None
Horse Amenities None
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* Excluded FeaturesList ByAngela FernandezListing Agent
Warrior Realty GroupBroker
angela@warrior-realty-group.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $7,943
- Monthly Property Taxes
- $739
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cumming, GA
Average List Price $757,911
Percent of Sale Price 34%
About Cumming, GA 7,395 Population
68% Since 2002
$ 52,771 Median Income
37.22 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
4135284 Elementary School
1927147 Middle School
Forsyth Central High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/3/2026 | $1,150,000 | | Listed Price |