1740 NW 20th AVENUE
Crystal River, FL, 34428 $ 939,500
Bedrooms4 Baths3.0 Sq 3,128 Monthly Estimate*
$ 6,489
for $939,500 with 4 bedrooms and 3 full baths. This 3,128 square foot home was built in 1988 on a lot size of 0.23.
Sellers are motivated bring ALL offers! Sellers are offering a $15,000 seller concession for (Closing cost assistance, rate buy downs and prepaid expenses) with an accepted offer. Welcome to your dream waterfront retreat in beautiful Crystal River, Florida. This custom-built 4 bedroom, 3 bathroom stilt home is perfectly situated on a deep water canal with no bridges to navigate, offering direct Gulf access and endless opportunities for boating, fishing, and coastal relaxation. The property features a spacious, open concept floor plan with a stunning stone fireplace and a soaring cypress tongue and groove plank ceiling that adds warmth and character to the main living space. The gourmet kitchen is outfitted with stainless steel appliances, rich wood cabinetry, and luxurious granite countertops, great for entertaining or everyday living. Step out onto the large screened porch and enjoy peaceful views of the water, wildlife, and coastal breezes. The spacious master suite includes a luxurious en-suite bath with heated floors for added comfort, while a loft space adds flexibility for a home office or bonus area. Enjoy sunrises and balcony access from both spare bedrooms on the upstairs living area. Downstairs, guest quarters provide a comfortable space for visitors or multigenerational living that is equipped with living room, kitchenette, bedroom and own screened in porch. The two-car garage includes a dedicated workshop, and the oversized driveway offers plenty of space for RV, boat, or guest parking. A 3-level lift adds convenience to this elevated home. For boating enthusiasts, a 40-foot floating dock and 10,000-pound boat lift make getting out on the water a breeze. From your backyard, it's just a 15-minute boat ride to the Gulf of America and only 10 minutes to Kings Bay, home to multiple waterfront restaurants and famous freshwater springs, including the world-renowned Three Sisters Springs. A nearby community boat ramp adds even more convenience for launching extra watercraft's. Whether you're relaxing on the porch, exploring the springs, or enjoying waterfront dining just minutes away, this property delivers the very best of the Florida lifestyle in a location that feels like a hidden gem.
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FeaturesGeneralSewer Public Sewer
Heating Electric
Cooling Central Air
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Convection Oven Oven Range Range Hood Refrigerator
Zoning CITY
Garage Spaces 2
Security Features Smoke Detector(s) Fire Sprinkler System
Construction Materials Frame Vinyl Siding
Year Built 1988
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Waterfront Features Brackish Water Canal - Freshwater
County Citrus
New Construction false
Property Type Residential
Attached Garage true
Garage Y/N true
Total Rooms 0
Full Baths 3
Status Active
Directions heading north on HWY 19 turn left onto nw 19th st. after passing gated boated ramp turn left onto nw 20th ave. house is on the right.
High School Crystal River High School
City Crystal River
Lot Size Units Square Feet
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional VA Loan
Elementary School Crystal River Primary School
Tax Annual Amount 3952.56
Home Warranty Y/N false
Middle/Junior High School Crystal River Middle School
Additional Parcels Y/N false
Virtual Tour https://www.zillow.com/view-imx/6bdb841d-ce83-4253-9427-1709e9a279c1/?utm_source=captureapp
Standard Status Active
Occupancy Type Owner
Water Access Y/N false
Water View Y/N false
Flood Zone Code AE
In Law Suite YN true
DockY/N true
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InteriorInterior Amenities Vaulted Ceiling(s) Stone Counters Skylight(s)
Flooring Carpet Tile Luxury Vinyl
Fireplace Features Wood Burning
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Half Baths 0
Total Bedrooms 4
Total Baths 3
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ExteriorParking Features Boat Driveway
Lot Features Cleared
Water Source Public
Lot Size Area 10018.8
Foundation Details Stilt/On Piling Slab
Building Area Total 5094
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type City Street
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* Excluded FeaturesList Bydarinshaag@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,489
- Monthly Property Taxes
- $329
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Crystal River, FL
Average List Price $546,477
Percent of Sale Price 42%
About Crystal River, FL 3,547 Population
-9% Since 2002
$ 41,818 Median Income
57.5 Median Age
14% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Crystal River High School High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/2/2026 | $939,500 | | Listed Price |