31 Holy Cross Circle Oakland, MD $ 4,699,000
31 Holy Cross Circle
$ 4,699,000
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31 Holy Cross Circle

Oakland, MD, 21550
$ 4,699,000
Bedrooms6 Baths6.2 Sq 8,654

Monthly Estimate*

$ 32,455

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View a Virtual Tour

Single Family Home for sale in Oakland, MD

for $4,699,000 with 6 bedrooms and 6 full baths, 2 half baths. This 8,654 square foot home was built in 2009 on a lot size of 1.44.

Enjoy the beauty of Deep Creek Lake from this luxury custom brick home in The Reserve at Holy Cross, one of the lakes premier communities. Situated on more than an acre with over 250 feet of lake frontage, the property offers expansive water views, inviting outdoor spaces and over 8,600 square feet of finished living space. A sweeping brick paver driveway, mature landscaping and a covered front entrance set the tone for the warmth and architectural character found throughout. Soaring ceilings, rich wood finishes and a graceful curved staircase welcome you inside. Large windows draw the lake into the main living areas, while an open library loft adds dimension and character to the space. Five fireplaces throughout the home and outdoor living areas provide comfortable gathering places in every season. The kitchen is designed for both everyday use and entertaining, with a six-burner gas range, stainless steel appliances, generous counter space and a large island with seating. An adjoining dining area offers beautiful lake views and an inviting setting for meals and gatherings. Six bedrooms, six full bathrooms and two half baths offer ample accommodations. The main-level bedroom suite includes a fireplace and direct deck access. Upstairs, the primary suite provides a relaxing retreat with a vaulted wood ceiling, exposed beams, a fireplace and a spacious dressing room. Its bathroom features a jetted tub and tiled shower. The custom-built main-level office is a standout feature of the home, showcasing beautifully crafted custom cabinetry and rich wood details. Thoughtfully designed, this inviting space combines a comfortable setting for working from home with the warmth and character found throughout the residence. A library loft lined with bookcases and an upper-level lookout room provide quiet spaces to read or unwind. Above the garage, a generous bonus room with a wet bar and full bathroom offers additional flexibility for guests and entertaining. The finished walkout lower level includes a family room with a fireplace, bar, game area, two bedrooms and a full bathroom. A dedicated theater with tiered seating and detailed woodwork offers a comfortable place to settle in for a movie. The outdoor spaces make the most of the lakefront setting. A covered deck with a fireplace, spacious patios and a pergola-covered outdoor kitchen provide room for dining and gathering. Relax in the hot tub, enjoy an evening around the lakeside fire pit or follow the paver walkway across the gently sloping lawn toward the water. A private dock completes the waterfront experience. With an elevator serving the main living levels, main-level laundry and five garage bays, this home pairs the comforts of everyday living with the enjoyment of a Deep Creek Lake retreat.

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Single Family Active

Price

$ 4,699,000

Bedrooms

6

Full Bath

6

Half Bath

2

Property Type

Single Family

Taxes

$ 42,630

Style

Craftsman

Lot Size

1.44

Year Built

2009

Town/City

Oakland

County/Region

Garrett

MLS | Web ID

MDGA2013072

Features
General
Living Area 8654
Sewer Public Sewer
Heating Forced Air Hot Water Programmable Thermostat Radiant Zoned
Cooling Central A/C Ductless/Mini-Split
Utilities Propane Under Ground
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave Dishwasher Disposal Dryer - Electric Oven/Range - Gas Range Hood Refrigerator Six Burner Stove Stainless Steel Appliances Washer Water Heater - Tankless
Zoning R
HOA Fee 500.00
Garage Spaces 5.00
Association Fee Includes Road Maintenance Trash
Patio/Porch Features Deck(s) Patio(s) Roof
Architectural Style Craftsman
Security Features Security System
Construction Materials Brick
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 2009
Electric 200+ Amp Service
View Lake Trees/Woods
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Accessibility Elevator Level Entry - Main
Assoc Fee Paid Per Quarterly
County GARRETT
New Construction N
Property Type Residential
HOA Y
Subdivision Name THE RESERVE AT HOLY CROSS
Facing Direction Southwest
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 6
Status ACTIVE
Directions From 219 turn onto Sand Flat Rd left onto Boy Scout Rd right onto Boy Scout Crosscut Rd left onto Holy Cross Drive Right onto Holy Cross Circle.
City OAKLAND
Body of Water Deep Creek Lake
Disclosures Subject to Condo/HOA Docs
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 62726.00
Tax Annual Amount 42630.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 733.53
Acceptable Financing Negotiable
Lease Considered Y/N N
Vacation Rental Y/N N
Virtual Tour https://www.zillow.com/view-imx/3207717f-60a5-4372-8b9d-634f775b195a?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Location Type Lake
Standard Status Active
Year Built Source Assessor
Legal Subdivision RESERVE AT HOLY CROSS
Tax Lot 0010
Association Recreation Fee N
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Interior
Interior Amenities Additional Stairway Bathroom - Jetted Tub Bathroom - Walk-In Shower Breakfast Area Ceiling Fan(s) Combination Kitchen/Dining Curved Staircase Elevator Entry Level Bedroom Kitchen - Gourmet Kitchen -
Heating Fuel Propane - Owned
Basement Fully Finished Walkout Level
Flooring Carpet Ceramic Tile Hardwood
Total Fireplaces 5
Fireplace Features Brick Gas/Propane Mantel(s)
Hot Water Tankless Propane
Basement (Y/N) Y
Heating Y/N Y
Window Features Casement
Fireplace Y/N Y
Above Grade Finished Area 6406
Half Baths 2
Central Air Y/N Y
Total Bedrooms 6
Below Grade Finished Area 2248
Room Type Living Room Primary Bedroom Bedroom 5 Kitchen Game Room Family Room Breakfast Room Laundry Mud Room Office Media Room Bedroom 6 Bathroom 1 Bonus Room Primary Bathroom Half Bath
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 8
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Exterior
Exterior Amenities BBQ Grill Extensive Hardscape Exterior Lighting Hot Tub
Pool No Pool
Parking Features Brick Driveway
Water Source Well
Garage Features Additional Storage Area Garage - Front Entry Garage - Rear Entry Garage Door Opener
Type of Parking Attached Garage Driveway
Foundation Details Block
Spa N
Water View Y/N Y
Lot Size Acres 1.44
Road Surface Type Black Top
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N Y
Door Features Sliding Glass
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Public Access Swimming Allowed
Road Responsibility City/County
Number of Docks 1
Land Assessed Value 914300.00
Navigable Water Y/N Y
Number of Slips 1
Water Oriented Y/N Y
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Internal Only
Street Number 1 31
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* Excluded Features
List By
Bhhs Touchdown Home Pros Realty

Broker

amurray@tdhomepros.com

Email

Affordability Calculator

$36,007
Per Month
90%
10%
0%
Monthly Principal & Interest
$32,455
Monthly Property Taxes
$3,553
Monthly Home Insurance
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535905 Elementary School
3534321 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/2/2026$4,699,000 Listed Price

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31 Holy Cross Circle, Oakland, MD, 21550 is a Single Family Home for sale at $4,699,000 with 8,654 sqft and a lot size of 1.44. 31 Holy Cross Circle has 6 bedrooms, 6.2 baths, and was built in 2009. The property's zip code is 21550 which is in Oakland, MD