1285 HILLTOP PLACE Saint Cloud, FL $ 499,000
1285 HILLTOP PLACE
$ 499,000
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1285 HILLTOP PLACE

Saint Cloud, FL, 34772
$ 499,000
Bedrooms4 Baths3.1 Sq 3,068

Monthly Estimate*

$ 3,446

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Single Family Home for sale in Saint Cloud, FL

for $499,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,068 square foot home was built in 2021 on a lot size of 0.16.

Welcome to The Reserve at Pine Tree. This beautifully maintained and designed 4-bedroom, 3.5-bath home sits in a peaceful, family-oriented St. Cloud neighborhood. This property offers the perfect blend of comfort, modern living, and convenience in one of Central Florida’s fastest-growing areas. The home features a bright and inviting open layout with stylish finishes and thoughtfully designed spaces that make everyday living and entertaining effortless. The home welcomes you with high ceilings throughout the main living areas, creating an open and airy atmosphere ideal for everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large center island, stainless steel appliances, ample cabinetry, and generous counter space. Eat-in kitchen with a designer backsplash. In-wall oven, solid wood cabinetry, high ceilings, walk-in pantry. First-floor laundry room. New AC 2025. Upstairs includes a spacious primary suite, 3 additional bedrooms, Jack & Jill bath, large loft, & a convenient laundry chute to the 1st floor laundry room. Well-manicured yard, fenced, paver driveway. Gutters, Keyless Entry, French doors, recessed lighting, arched architectural features, built-ins, etc. Tons of natural light. Paved backyard patio with plenty of room for a custom pool, creating the perfect private oasis for Florida living. Residents enjoy a wealth of community amenities, including a vibrant clubhouse for social events, a refreshing pool and cabana for relaxation, a playground and park for family fun, and scenic walking trails or ponds for strolls—all maintained through a low-cost HOA with no CDD fees. Also, features a state-of-the-art fitness center. Highly accessible to local recreation spots, including the Royal St. Cloud Golf Links and St. Cloud Lake Front Park. Minutes away from the Orlando Health St. Cloud Hospital. Nestled off Old Canoe Creek Road, the neighborhood sits just a short drive from the Florida Turnpike, striking a balance between a quieter suburban retreat and straightforward commuting

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Single Family Active

Price

$ 499,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 6,124

Style

Contemporary Craftsman

Lot Size

0.16

Year Built

2021

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6452769

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Public
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Electric Water Heater Exhaust Fan Microwave Range Hood Refrigerator
Zoning R1
HOA Fee 114
Garage Spaces 2
Association Fee Includes Community Pool Maintenance Grounds Pool Maintenance
Patio/Porch Features Front Porch Patio Porch Rear Porch
Architectural Style Contemporary Craftsman
Construction Materials Block Brick Concrete Stucco
Pets Allowed Cats OK Dogs OK
Year Built 2021
View Garden
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Clubhouse Community Mailbox Fitness Center Park Playground Pool Sidewalks
Assoc Fee Paid Per Monthly
County Osceola
New Construction false
Property Type Residential
Association Amenities Clubhouse Fitness Center Park Playground Pool
Attached Garage true
Subdivision Name RESERVE AT PINE TREE
Facing Direction North
Garage Y/N true
Total Rooms 10
Full Baths 3
Status Active
Directions Take Narcoossee Rd & continue onto Hickory Tree Dr turn left onto Creekway & turn left onto Hilltop Place. Property will be on your right.
High School St. Cloud High School
City ST CLOUD
Association Name Jedi Management
Senior Community Y/N false
MLS Area 34772 - St Cloud (Narcoossee Road)
Lot Size Units Square Feet
Lot Size Square Feet 6970
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Michigan Avenue Elem (K 5)
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 6124.22
Home Warranty Y/N false
Middle/Junior High School St. Cloud Middle (6-8)
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name CENTURY HOMES FLORIDA LLC
Standard Status Active
Occupancy Type Owner
Tax Lot 85
Virtual Tour https://apex-imaging-media-1.aryeo.com/sites/ryvpkwdw/unbranded
Legal Description RESERVE AT PINE TREE PB 27 PGS 93-95 LOT 85
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 114
Additional Rooms Inside Utility Loft
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
DockY/N false
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan PrimaryBedroom Upstairs Skylight(s) Solid Surface Counters Solid Wood Cabinets Stone Counters Thermostat Tray Ceiling(s) Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Ceramic Tile Laminate
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Drapes Rods Window Treatments
Fireplace Y/N false
Half Baths 1
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Garden Lighting Private Yard Rain Gutters Sidewalk
Vegetation Mature Landscaping Trees/Landscaped
Fencing Fenced Vinyl
Parking Features Driveway Garage Door Opener Guest Off Street On Street Parking Pad
Lot Features Cleared In County Landscaped Level Sidewalk
Water Source Public
Lot Size Area 6970
Foundation Details Slab
Spa false
Building Area Total 3556
Lot Size Acres 0.16
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Keller Williams Realty At The Parks

Broker

Seanflatley@kw.com

Email

Affordability Calculator

$3,957
Per Month
87%
13%
0%
Monthly Principal & Interest
$3,446
Monthly Property Taxes
$510
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
St. Cloud High School High School High School
Pricing History
DatePricePrice ChangeDescription
11/2/2026$499,000 Listed Price

Map


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1285 HILLTOP PLACE, Saint Cloud, FL, 34772 is a Single Family Home for sale at $499,000 with 3,068 sqft and a lot size of 0.16. 1285 HILLTOP PLACE has 4 bedrooms, 3.1 baths, and was built in 2021. The property's zip code is 34772 which is in Saint Cloud, FL