20 N Shamrock Road
Hartford City, IN, 47348 $ 469,900
Bedrooms4 Baths2.1 Sq 2,648 Monthly Estimate*
$ 3,245
for $469,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,648 square foot home was built in 2004 on a lot size of 0.835.
Step into a relaxing home setting and the ultimate lakefront lifestyle at 20 N Shamrock Road. Positioned on a premier lot in Shamrock Lakes, this home features over 250 ft of direct shoreline with a private pier, custom sandy beach and panoramic views across Lake 1-a 5-acre lake within a 6-lake chain. Built in 2005, the home offers 2,648 sf of finished living space in a durable brick and vinyl exterior, 4 bedrooms, 2.5 baths, a 16 x 10 outbuilding and a recreation/theatre room. With modern upgrades and turnkey outdoor features, this property blends luxury and lakeside relaxation. Designed for lakefront living and effortless hosting, the grounds showcase over 250 feet of direct shoreline, complete with a private pier. Enjoy your custom beach refreshed with five tons of white sand, unwind on the expansive upstairs deck added in 2023, or relax on the patio surrounded by updated landscaping. Thoughtful pet-friendly amenities include a built-in doggie door, a dedicated fenced dog area, a custom dog wash station and a (negotiable) hot tub installed in September 2025. Inside an open concept kitchen and great room layout seamlessly blends modern elegance with functional living space anchored by a cozy electric fireplace. The gourmet kitchen boasts solid surface countertops, an integrated sink with an upgraded faucet, dimmable recessed lighting and new stainless steel appliances. The private primary suite offers a luxurious retreat with a remodeled bath, quartz vanity, sleek shower surround, custom makeup vanity, and a large walk-in closet. The main hallway bathroom features durable LVP flooring, an updated vanity, and a bidet, while the lower-level bath was updated in 2026 with motion-activated lighting. The lower-level media room includes dimmable lighting suited for a home theatre or game room. Key structural and systems updates feature a new roof installed in Spring 2026, an energy-efficient heat pump added in January 2025, two water heaters, an extra-large mechanical room for easy maintenance, a bonus basement storage room and a finished 2 car garage with a paved asphalt driveway. Fresh paint, updated lighting and plush carpeting throughout all bedrooms. Shamrock Lakes is known for exceptional fishing, residents enjoy angling directly from their private dock. Over 4,600 largemouth bass catches have been logged in the area, along with smallmouth bass, yellow bass, crappie, bluegill, rock bass, and freshwater drum. Owners are retiring, their loss is your gain.
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FeaturesGeneralSewer City
Heating Electric Heat Pump
Kitchen Level Main
Cooling Central Air Heat Pump
Laundry Y/N Main
Fireplaces Yes
Garage Attached
Status Active Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 2004
New Construction No
Subdivision Shamrock Lakes
Style One Story
Township Licking
Class RESIDENTIAL
Type Site-Built Home
Age 22
REO No
Status Detail 0
Dining Room Level Main
Area Blackford County
High School Blackford Jr/Sr
City Hartford City
School District Blackford County
HOA Fees $ 350
Total Sq Ft 2648
Elementary School Blackford
Middle School Blackford Jr/Sr
Legal Description SHAMROCK LAKES 2ND LOTS 38 & 39
Virtual Tour https://my.matterport.com/show/?m=uPJ7anvH1kJ&brand=0
Agent First Name Ryan
Agent Last Name Orr
DOM 3
Tax Year 2026
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InteriorBasement Partial Basement
Fireplace(s) 1
Beds 4
Total Rooms 9
Dining Room Length 13
Dining Room Width 10
Fireplace Living/Great Rm
Living Room Width 15
Living Room Length 16
Full Baths Main 2
Full Baths Upper 0
Above Grade Bedrooms 4
Below Grade Baths 1
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 1
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 13
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 10
3rd Bedroom Level Main
3rd Bedroom Width 10
4th Bedroom Length 10
4th Bedroom Level Main
4th Bedroom Width 9
Rec Room Length 40
Rec Room Level Basement
Rec Room Width 18
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ExteriorExterior Brick
Pool No
Waterfront Pond
Garage Length 28
Garage Width 21
Lot Size Area 36373
Lot Dimensions .835a
Lot Description Level Waterfront
Garage Capacity 2
Waterfront Y/N Yes
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* Excluded FeaturesList ByRe/Max Real Estate GroupsBroker
ryan.orr@orrhomes.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,245
- Monthly Property Taxes
- $267
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Hartford City, IN
Average List Price $221,778
Percent of Sale Price 53%
About Hartford City, IN 9,505 Population
-12% Since 2002
$ 40,056 Median Income
44 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
4362941 Elementary School
5165409 Middle School
Blackford Jr/Sr High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/2/2026 | $469,900 | | Listed Price |