108 N Water Street Chestertown, MD $ 1,125,000
108 N Water Street
$ 1,125,000
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108 N Water Street

Chestertown, MD, 21620
$ 1,125,000
Bedrooms5 Baths3.1 Sq 3,031

Monthly Estimate*

$ 7,770

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Single Family Home for sale in Chestertown, MD

for $1,125,000 with 5 bedrooms and 3 full baths, 1 half bath. This 3,031 square foot home was built in 1925 on a lot size of 0.24.

This 1925 classic colonial, three story residence, with both front and back gardens, is uniquely situated in the center of the favored 100 block of North Water Street, in historic Chestertown. The formal main entry, with dual brick steps approaches a generous landing, faces away from the street. At first a curiosity until you learn that a prominent family discovered the architectural plans for their "dream house" would not fit horizontally to face the prized road. During its' 100-plus years of life, the front porch (or was it the side?) was converted to a remarkable library, with requisite bookcases, and enjoys light from three sides. The formal parlor, with wood-burning fireplace and reclaimed 19th century moldings and mantle, is left of the straight-through center hall with classic black and white porcelain tiles. The intimate, yet well-proportioned dining room enhances the exceptional flow of the first-floor public rooms. A discreetly positioned powder room and butler's pantry with window and original cabinetry is conveniently placed before entering the large and sunny kitchen with premium custom cabinetry, appliances and finishes from a 2012 renovation. Two distinct patios, one screened and accessed from the dining room and the other from kitchen, overlook the large, rear garden with mature trees and landscaping. The center stairs, with a palladium window bathing light onto the steps, takes you to the first of two oversized landings that have served many lifestyle-uses over the years. The water view primary suite was renovated in 2022 by locally acclaimed Taylor Loughry LLC and boasts a timeless, luxurious aesthetic with custom built closets and Waterwork bath fixtures. Two additional bedrooms and refreshed bath with Restoration Hardware finishes, occupy the second floor. The third floor, with its own generous landing gives access to an ensuite bedroom with walk-in windowed closet (perfect for a future cedar lined closet) and a substantial sized fifth bedroom or multi-purpose space facing the Chester River and exquisite neighboring architecture. Rear yard might accommodate a pool.

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Single Family Coming Soon

Price

$ 1,125,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 11,124

Style

Traditional,Colonial

Lot Size

0.24

Year Built

1925

Town/City

Chestertown

County/Region

Kent

MLS | Web ID

MDKE2007214

Features
General
Living Area 3031
Sewer Public Sewer
Heating Heat Pump(s) Heat Pump - Oil BackUp
Cooling Other Zoned Multi Units
Utilities Propane Cable TV Electric Available
Possession Settlement
Roof Slate Metal
Appliances Cooktop Dishwasher Disposal Dryer - Front Loading Exhaust Fan Icemaker Oven - Double Range Hood Stainless Steel Appliances Washer - Front Loading Water Heater - Tankless
Zoning R-3
Patio/Porch Features Patio(s) Porch(es) Screened Brick
Architectural Style Traditional Colonial
Security Features Carbon Monoxide Detector(s) Smoke Detector Security System
Construction Materials Wood Siding Stucco
School District KENT COUNTY PUBLIC SCHOOLS
Exclusions One to-be-identified first floor chandelier
Year Built 1925
Electric 200+ Amp Service
View River Garden/Lawn
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County KENT
New Construction N
Property Type Residential
HOA N
Subdivision Name DOWNTOWN CHESTERTOWN
Facing Direction Northeast
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Total Rooms 9
Full Baths 3
Status COMING SOON
Directions Head south to Chestertown Rt 213 (aka Washington Ave Maple Ave); turn right onto Water Street (immediately before the Chester River bridge. House on the right mid-block.
City CHESTERTOWN
Body of Water Chester
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10280.00
Tax Annual Amount 11124.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 371.16
Acceptable Financing Cash Conventional
Additional Parcels Y/N N
Historic Y/N Y
Lease Considered Y/N N
Vacation Rental Y/N N
Location Type Middle Of Block
Standard Status Coming Soon
Year Built Source Estimated
Association Recreation Fee N
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Interior
Interior Amenities Bar Bathroom - Walk-In Shower Built-Ins Butlers Pantry Ceiling Fan(s) Crown Moldings Floor Plan - Traditional Formal/Separate Dining Room Kitchen - Island Primary Bath(s) Upgraded Countertops Window
Heating Fuel Electric
Basement Connecting Stairway Outside Entrance Poured Concrete Shelving Sump Pump
Flooring Wood Ceramic Tile Carpet
Total Fireplaces 1
Fireplace Features Wood Screen
Hot Water Propane Tankless
Basement (Y/N) Y
Heating Y/N Y
Window Features Screens Wood Frame Storm
Fireplace Y/N Y
Above Grade Finished Area 3031
Half Baths 1
Central Air Y/N N
Total Bedrooms 5
Below Grade Finished Area 0
Entry Level 1
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Bedroom 5 Kitchen Library Foyer Bathroom 2 Bathroom 3 Primary Bathroom
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
Number of Elevators 0
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Exterior
Exterior Amenities Sidewalks Stone Retaining Walls Underground Lawn Sprinkler
Pool No Pool
Fencing Wood Wrought Iron
Parking Features Gravel Driveway
Lot Features Front Yard Rear Yard
Water Source Public
Type of Parking On Street Driveway
Foundation Details Concrete Perimeter
Spa N
Water View Y/N Y
Lot Size Acres 0.24
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N N
Horse Y/N N
Land Assessed Value 258200.00
Navigable Water Y/N N
Water Oriented Y/N Y
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Internal Only
Street Number 1 108
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* Excluded Features
List By
Cross Street Realtors Llc

Broker

rdkeaveney@gmail.com

Email

Affordability Calculator

$8,697
Per Month
89%
11%
0%
Monthly Principal & Interest
$7,770
Monthly Property Taxes
$927
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535796 Elementary School
3533824 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/1/2026$1,125,000 Listed Price

Map


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108 N Water Street, Chestertown, MD, 21620 is a Single Family Home for sale at $1,125,000 with 3,031 sqft and a lot size of 0.24. 108 N Water Street has 5 bedrooms, 3.1 baths, and was built in 1925. The property's zip code is 21620 which is in Chestertown, MD