3439 40TH TERRACE E Bradenton, FL $ 489,900
3439 40TH TERRACE E
$ 489,900
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3439 40TH TERRACE E

Bradenton, FL, 34208
$ 489,900
Bedrooms3 Baths2.0 Sq 1,813

Monthly Estimate*

$ 3,384

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Single Family Home for sale in Bradenton, FL

for $489,900 with 3 bedrooms and 2 full baths. This 1,813 square foot home was built in 2004 on a lot size of 0.19.

Escape to your private sanctuary! Featuring 78 feet of waterfront, this beautiful retreat offers tranquil water views, a wooded backdrop, and your own heated pool for an inviting Florida lifestyle. A brand-new roof installed in September 2026 adds peace of mind. Located in sought-after Oak Trace, this three-bedroom, two-bath home captures beautiful water and nature views from nearly every room. Step onto the spacious lanai, complete with new screens, and take in panoramic views of the water and surrounding trees. Whether enjoying your morning coffee, dining outdoors, or relaxing in the heated pool with an automatic water-leveling system, this peaceful setting makes every day feel like a getaway. Inside, soaring vaulted ceilings and stylish luxury vinyl plank flooring enhance the coastal contemporary design. The thoughtfully arranged split floor plan offers privacy, while three sets of sliding glass doors connect the interior to the inviting outdoor living space. The well-appointed kitchen features solid 42-inch cabinetry, ample storage, a pantry, a convenient breakfast bar, and a charming café nook. Retreat to the spacious primary suite, featuring two walk-in closets and an en suite bath with two new sinks, a walk-in shower, a Jacuzzi soaking tub, and a private water closet. Enjoy the peaceful surroundings of Oak Trace with low HOA fees of just $51 per month and convenient access to I-75, UTC shopping and dining, Gulf beaches, and St. Petersburg. Come experience the views, unwind by the pool, and make this private sanctuary your own!

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Single Family Active

Price

$ 489,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,530

Style

Single Family Residence

Lot Size

0.19

Year Built

2004

Town/City

Bradenton

County/Region

Manatee

MLS | Web ID

TB8563349

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sprinkler Recycled
Roof Shingle
Appliances Dishwasher Disposal Ice Maker Microwave Range Refrigerator Washer
Zoning PD-R
HOA Fee 54
Garage Spaces 2
Pool Features In Ground Gunite Heated Screen Enclosure
Construction Materials Block
Pets Allowed Yes
Year Built 2004
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
HOA Fee 2 216
Assoc Fee Paid Per Monthly
County Manatee
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name OAK TRACE
Facing Direction South
Garage Y/N true
Total Rooms 4
Full Baths 2
Status Active
Directions Directions: From I-75 take Exit 217 and head west on SR-70. Turn right onto US-301 N right onto 38th Avenue E and right onto 33rd Street E into Oak Trace. Turn left onto 38th Terrace E right onto 34th Street E then left onto 40th Terrace E. The property will be on the right.
High School Braden River High
City BRADENTON
Association Name Oak Trace HOA
Senior Community Y/N false
MLS Area 34208 - Bradenton/Braden River
Lot Size Units Square Feet
Lot Size Square Feet 8146
Carport Spaces 0
Carport Y/N false
HOA Fee 2 Frequency Quarterly
Elementary School Manatee Elementary School-MN
Land Lease Y/N false
Tax Annual Amount 5530
Middle/Junior High School Sara Scott Harllee Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 23
Legal Description LOT 23 OAK TRACE PI#15451.1290/9
Water View Lake
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 54
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Cathedral Ceiling(s) Eating Space In Kitchen Kitchen/Family Room Combo Vaulted Ceiling(s)
Flooring Tile Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Garden Irrigation System Private Yard Rain Gutters Sliding Doors
Water Source Public
Lot Size Area 8146
Foundation Details Slab
Building Area Total 2611
Lot Size Acres 0.19
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Mark Spain Real Estate

Broker

missjessrask@gmail.com

Email

Affordability Calculator

$3,844
Per Month
88%
12%
0%
Monthly Principal & Interest
$3,384
Monthly Property Taxes
$461
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Braden River High High School High School
Pricing History
DatePricePrice ChangeDescription
10/31/2026$489,900 9.11% Price Up
10/31/2026$449,000 Listed Price

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3439 40TH TERRACE E, Bradenton, FL, 34208 is a Single Family Home for sale at $489,900 with 1,813 sqft and a lot size of 0.19. 3439 40TH TERRACE E has 3 bedrooms, 2.0 baths, and was built in 2004. The property's zip code is 34208 which is in Bradenton, FL