4921 Cobiac Drive St James City, FL $ 199,000
4921 Cobiac Drive
$ 199,000
Recently Listed Adult Community New Construction
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4921 Cobiac Drive

St James City, FL, 33956
$ 199,000
Bedrooms1 Baths1.0 Sq 490

Monthly Estimate*

$ 1,374

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Single Family Home for sale in St James City, FL

for $199,000 with 1 bedroom and 1 full bath. This 490 square foot home was built in 2025 on a lot size of 0.139.

BRAND NEW! FULLY FURNISHED! LAKEFRONT LIVING! Why settle for an older home when you can have BRAND-NEW construction, beautiful furnishings, and the Florida waterfront lifestyle you’ve been dreaming of? Welcome to Pine Island Cove, one of St. James City’s most desirable 55+ waterfront communities! This stunning, newly constructed home comes COMPLETELY FURNISHED and ready for you to start enjoying island life from day one! Step inside and discover a light, bright, beautifully appointed interior featuring an inviting open-concept living area, a gorgeous kitchen with white cabinetry and modern appliances, attractive wood-look flooring, and tasteful coastal décor throughout. But the real magic happens outside! Step through your sliding glass doors onto your COVERED WATERFRONT DECK, where peaceful canal views, tropical surroundings, and gentle island breezes create the perfect setting for morning coffee or evening cocktails. And the lifestyle doesn’t stop at your doorstep! Pine Island Cove offers an incredible collection of amenities, including a sparkling COMMUNITY POOL and SPA, PICKLEBALL and BOCCE BALL COURTS, a spacious clubhouse, a community pavilion, dog park, and lake! BOATING ENTHUSIASTS will love the community’s PRIVATE BOAT RAMP providing access to Pine Island Sound and the Gulf, plus convenient additional boat and trailer storage. Spend your days fishing, boating to nearby barrier islands, relaxing by the pool, or exploring the unique shops, waterfront restaurants, and laid-back charm of Pine Island. With a low HOA of $160 a month you can't beat the value. Own your own land make your own memories at 4921 Cobiac!

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Single Family Active

Price

$ 199,000

Bedrooms

1

Full Bath

1

Property Type

Single Family

Taxes

$ 736

Style

Other, Traditional, Manufactured Home

Lot Size

0.139

Year Built

2025

Town/City

St James City

County/Region

Lee

MLS | Web ID

2026045786

Features
General
Sewer Private Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Electric Cooktop Freezer Range Refrigerator
HOA Fee 160
Garage Spaces 0
Association Fee Includes Road Maintenance Sewer Trash
Patio/Porch Features Deck
Architectural Style Other Traditional Manufactured Home
Pool Features Community
Security Features Smoke Detector(s)
Construction Materials Manufactured Vinyl Siding
Pets Allowed Call Conditional
Year Built 2025
View Lake Trees/Woods
Property Subtype Manufactured Home
Tax Year 2025
Ownership Single Family
Community Features Boat Facilities Non-Gated Street Lights
HOA Fee 2 0
Assoc Fee Paid Per Monthly
County Lee
New Construction true
Property Type Residential
Association Amenities Bocce Court Boat Dock Boat Ramp Clubhouse Dog Park Barbecue Picnic Area Pickleball Park Pool RV/Boat Storage Spa/Hot Tub Storage
HOA true
Subdivision Name PINE ISLAND COVE
Facing Direction North
Garage Y/N false
Building Features On Site Management
Full Baths 1
Status Active
Directions Pine Island Rd West to Stringfellow. Turn Left towards SJC. Follow until Gulfgate on the right. Turn let onto drum follow to the turn into Cubic. Home is on the left.
City St James City
Land Lease Amount 0
Senior Community Y/N true
Zoning Description MH-1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 736.79
Property Condition New Construction
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026045786
Structure Type Manufactured House
Standard Status Active
Tax Lot 147
Property Sub Type Additional Manufactured Home
Legal Description AMENDED PLAT OF PORTIONS OF FLAMINGO BAY UNIT IIIA LOT 147 PB 58 PG 10
HOA Fee 3 0
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Interior
Interior Amenities Cathedral Ceiling(s) Eat-in Kitchen See Remarks Window Treatments High Speed Internet
Flooring Vinyl
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Window Coverings
Half Baths 0
Laundry Features Washer Hookup Dryer Hookup Inside
Total Bedrooms 1
Room Type Family Room
Total Baths 1
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Exterior
Gulf Access true
Gulf Access Type Via Boat Lift
Exterior Amenities Deck None Storage
Parking Features Driveway Golf Cart Garage Paved Two Spaces
Lot Features Rectangular Lot
Water Source Public
Lot Size Area 0.139
Spa false
Building Area Total 560
Lot Dimensions 50 x 122 x 50 x 122
Lot Size Acres 0.139
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 0
Road Frontage Type Private Road
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Stephen M. Longest

Listing Agent

Coldwell Banker Realty

Broker

longeststephen@gmail.com

Email

Affordability Calculator

$1,436
Per Month
96%
4%
0%
Monthly Principal & Interest
$1,374
Monthly Property Taxes
$61
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/31/2026$199,000 Listed Price

Map


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4921 Cobiac Drive, St James City, FL, 33956 is a Single Family Home for sale at $199,000 with 490 sqft and a lot size of 0.139. 4921 Cobiac Drive has 1 bedrooms, 1.0 baths, and was built in 2025. The property's zip code is 33956 which is in St James City, FL