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785 SW PENNFIELD Terrace Stuart, FL $ 1,099,000
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$ 1,099,000 Get more info
785 SW PENNFIELD Terrace
$ 1,099,000
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785 SW PENNFIELD Terrace

Stuart, FL, 34997
$ 1,099,000
Bedrooms3 Baths2.1 Sq 2,668

Monthly Estimate*

$ 7,591

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Single Family Home for sale in Stuart, FL

for $1,099,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,668 square foot home was built in 2021 on a lot size of 0.22.

Built in 2021, this beautifully appointed 3-bedroom, 2.5-bathroom residence with a private study and 3-car garage offers the perfect blend of modern design, privacy, and effortless Florida living. Ideally situated on a premium corner homesite at the end of a quiet cul-de-sac within the gated community of Banyan Bay, this exceptional home showcases picturesque lake and preserve views with no rear neighbors. Step inside to discover soaring ceilings, oversized high-gloss porcelain tile flooring, and a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious great room flows seamlessly into the gourmet kitchen, complete with stainless steel appliances, white quartz countertops, modern cabinetry, and generous prep space. The private owner's suite offers a relaxing retreat with a tray ceiling, spa-inspired bathroom, soaking tub, walk-in shower, and beautifully appointed cabinetry. Hunter Douglas window treatments and plantation shutters throughout add an additional touch of sophistication. Enjoy the best of outdoor Florida living from the oversized, covered lanai, where expansive lake and preserve views create a peaceful backdrop and exceptional privacy. The spacious backyard offers ample room for design and build your dream custom pool and spa, creating the ultimate private outdoor oasis. This desirable corner homesite combines the benefits of cul-de-sac living, scenic surroundings, and the opportunity to create your ideal Florida lifestyle. Banyan Bay residents enjoy a low-maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization included. Community amenities feature private St. Lucie River access, a fishing dock, kayak and paddleboard launch, rinse station, and waterfront gazebo. The clubhouse offers a fitness center, resort-style pool, activity room, and catering kitchen for social gatherings and community events.

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Single Family Active

Price

$ 1,099,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 10,651

Style

Lot Size

0.22

Year Built

2021

Town/City

Stuart

County/Region

Martin

MLS | Web ID

B26094395
Features
General
Membership Required false
Sewer Public Sewer
Heating Central
Cooling Central Air Ceiling Fan(s) Electric
Utilities Sewer Available Water Available
Possession Close Of Escrow
Roof Concrete Tile
Appliances Dryer Dishwasher Electric Range Ice Maker Microwave Range Refrigerator Washer
HOA Fee 325
Garage Spaces 3
Association Fee Includes Common Areas Recreation Facilities Security
Patio/Porch Features Covered Patio
Architectural Style Colonial Ranch
Pool Features Association
Security Features Gated Community Smoke Detector(s)
Construction Materials Concrete Stucco
Pets Allowed Number Limit Yes
Year Built 2021
View Lake
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features None
Community Features Home Owners Association Gated Street Lights Sidewalks
Community Type Gated Community
Accessibility None
Assoc Fee Paid Per Monthly
County Martin
New Construction false
Property Type Residential
Association Amenities Clubhouse Pool Sidewalks
Attached Garage true
Subdivision Name BANYAN BAY PUD PHASE 2A & 2B
Facing Direction West
Garage Y/N true
Total Rooms 9
Full Baths 2
Status Active
High School Martin County
City Stuart
Disclosures Deed Restriction
Senior Community Y/N false
MLS Area 6070 - Stuart - South of Indian St
Carport Y/N false
Elementary School J.D. Parker
Tax Annual Amount 10651.7
Middle/Junior High School Dr. David L. Anderson
Property Condition Resale
MLS Area Minor MRTC - Martin County
Virtual Tour https://www.propertypanorama.com/785-SW-PENNFIELD-Terrace-Stuart-FL-34997/unbranded
Standard Status Active
Property Sub Type Additional Single Family Residence
Legal Description LOT 60 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
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Interior
Interior Amenities Built-in Features Breakfast Area Closet Cabinetry Dining Area Separate/Formal Dining Room Entrance Foyer High Ceilings Kitchen Island Main Level Primary Pantry Sitting Area in Primary Split Bedrooms Walk-In Closet(s)
Flooring Carpet Tile Wood
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room Laundry Tub Sink
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 3
Total Baths 3
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Exterior
Private Pool false
Exterior Amenities Outdoor Living Area Room For Pool
Parking Features Attached Driveway Garage Garage Door Opener
Lot Features Cul-De-Sac Many Trees Sprinklers Automatic < 1/4 Acre
Water Source Public
Total Parking 6
Lot Size Area 9533
Building Area Total 3601
Lot Size Acres 0.22
Waterfront Y/N false
Covered Spaces 3
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* Excluded Features
List By
Alexa N McDonald

Listing Agent

Affordability Calculator

$8,478
Per Month
90%
10%
0%
Monthly Principal & Interest
$7,591
Monthly Property Taxes
$888
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4806405 Elementary School
4811089 Middle School
Martin County High School High School
See complete school information
Pricing History
Date Price Price Change Description
10/30/2026 $1,099,000 Listed Price

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785 SW PENNFIELD Terrace, Stuart, FL, 34997 is a Single Family Home for sale at $1,099,000 with 2,668 sqft and a lot size of 0.22. 785 SW PENNFIELD Terrace has 3 bedrooms, 2.1 baths, and was built in 2021. The property's zip code is 34997 which is in Stuart, FL

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