1405 OCEAN STREET
Palatka, FL, 32177 $ 100,000
Bedrooms2 Baths1.0 Sq 960 Monthly Estimate*
$ 691
for $100,000 with 2 bedrooms and 1 full bath. This 960 square foot home was built in 1961 on a lot size of 0.15.
Calling investors, contractors, renovators and buyers searching for a value-add Palatka property: 1405 Ocean Street offers a compelling opportunity to reimagine a single-story concrete-block home in an established area of Putnam County. The property features a covered carport, front lawn, tropical landscaping and a practical one-level layout. Inside, multiple rooms provide options for bedrooms, an office, storage or redesigned living space. A spacious enclosed rear room is lined with windows, bringing in natural light and offering potential for a family room, recreation area, studio or indoor-outdoor gathering space once renovated. This is a true fixer-upper for someone ready to take on a substantial rehabilitation project. The listing photos show deferred maintenance and visible interior concerns, including damaged ceilings, water staining, worn flooring, an older kitchen and areas requiring repair or replacement. The kitchen retains cabinetry and space for a dining area, while the main living room and additional rooms provide a workable canvas for a new floor plan, updated finishes and modern systems. Buyers should complete thorough inspections and independently verify the roof, HVAC, plumbing, electrical, structural condition, permits, zoning and intended use. No representation is made regarding the condition or remaining life of the home’s components. Whether your plan is a full renovation, long-term rental, resale project or personalized residence, this property provides an opportunity to create value through thoughtful improvements. Cash buyers and renovation-loan buyers seeking an as-is project may find this property especially worth exploring. The location adds convenience and strong Palatka search appeal. Downtown Palatka offers local restaurants, shops, community events and waterfront scenery along the St. Johns River. Enjoy local dining, explore Riverfront Park, or experience the trails, gardens and seasonal azaleas at Ravine Gardens State Park. Boating, fishing and outdoor recreation are part of the area’s North Florida lifestyle, with additional attractions, arts, festivals and historic architecture found throughout Palatka. Everyday essentials are within convenient reach, including Publix, Walmart, pharmacies, home-improvement shopping and other businesses along Palatka’s commercial corridors. Major routes including US-17, State Road 20 and State Road 100 provide connections toward Gainesville, St. Augustine, Jacksonville and surrounding Putnam County communities. HCA Florida Putnam Hospital and local medical offices are also nearby, adding practical access to healthcare. If you have been searching for a Palatka fixer-upper, investment property, renovation opportunity, concrete-block home, handyman special or affordable project home in Northeast Florida, put 1405 Ocean Street on your list. Bring your contractor, renovation budget and creative vision to evaluate the possibilities. This property will require significant work, but for the right buyer, it will provide the foundation for a rewarding transformation. Schedule a private showing and discover what this Ocean Street property could become.
See more
FeaturesGeneralSewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Other
Roof Shingle
Appliances None
Zoning 0000
Garage Spaces 0
Construction Materials Block
Pets Allowed Cats OK Dogs OK
Year Built 1961
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Putnam
New Construction false
Property Type Residential
Subdivision Name WASHINGTON MANOR SUB
Facing Direction South
Garage Y/N false
Total Rooms 3
Full Baths 1
Status Active
Directions On County Rd 315 N. Turn right onto Co Rd 310. Merge onto FL-19 N Pass by Chili's Grill & Bar (on the left in 8.5 mi) Turn right onto St Johns Ave. Turn left onto N 19th St. Turn right onto Washington St. Turn left onto N 15th St. Turn right onto Ocean St. Destination will be on the right
City PALATKA
Senior Community Y/N false
MLS Area 32177 - Palatka
Lot Size Units Square Feet
Lot Size Square Feet 6534
Carport Spaces 1
Carport Y/N true
Listing Terms Cash
Land Lease Y/N false
Tax Annual Amount 2618.98
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/FC322418
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 18
Legal Description WASHINGTON MANOR S/D MB4 P44 LOT 18 (MAP SHEET 6W/42)
Minimum Lease 8-12 Months
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
See more
InteriorInterior Amenities Open Floorplan
Flooring Other
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Other
Total Bedrooms 2
Total Baths 1
See more
ExteriorExterior Amenities Other
Water Source Public
Lot Size Area 6534
Foundation Details Slab
Building Area Total 1562
Lot Dimensions 65 x 100
Lot Size Acres 0.15
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 1
See more
* Excluded FeaturesList Byjason@jasondreamsrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $691
- Monthly Property Taxes
- $218
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Palatka, FL
Average List Price $319,420
Percent of Sale Price 219%
About Palatka, FL 10,344 Population
2% Since 2002
$ 24,862 Median Income
35.51 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/29/2026 | $100,000 | | Listed Price |