2145 Cay Lagoon DR # 322
Naples, FL, 34109 $ 430,000
Bedrooms3 Baths2.1 Sq 1,654 Monthly Estimate*
$ 2,970
for $430,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,654 square foot condo was built in 1997.
Set along a quiet lake within Cay Lagoon, Residence 322 offers 1,654 square feet of light-filled living in one of Naples’ most convenient corridors. The community sits just off Orange Blossom Drive, between Airport-Pulling Road and Goodlette-Frank Road, minutes from The Galleria Shoppes at Vanderbilt, Food & Thought, and Costco, with Vanderbilt Beach, Artis Naples, and Waterside Shops a short drive away. A private exterior stair rises to a covered entry framed by palms, giving this second-floor residence the presence of a stand-alone home. Inside, the foyer opens to a great room anchored by vaulted ceilings and built-in shelving. The living and dining areas flow together toward sliding glass doors and the defining feature of the home: a screened lanai with an extended open balcony beyond, set above the lake and its fountains. The southwest rear exposure brings warm afternoon light and evening sunsets over the water, making the lanai the natural setting for morning coffee, an afternoon with a book, or dinner as the sky changes color. The kitchen, finished in crisp white cabinetry with stainless appliances and a breakfast bar, keeps the cook connected to the main living space. The primary suite occupies the lake side of the plan, a quiet retreat with a walk-in closet and a bath appointed with a soaking tub, separate shower, and dual vanity. Two additional bedrooms at the front of the residence are served by a full bath, while a powder room welcomes guests and a dedicated laundry room keeps everyday tasks out of sight. The work that matters most has already been done. The HVAC system, water heater, and plumbing have all been updated, along with impact sliding glass doors, lighting, ceiling fans, and fixtures, allowing the next owner to focus on settling in rather than scheduling projects. At the building level, a new roof was completed in 2022, followed by fresh exterior paint and new exterior screens in January 2025. A detached one-car garage completes the offering, adding secure parking and storage. An intimate community of just 32 residences, with eight in each building, Cay Lagoon extends the lifestyle beyond the front door with a clubhouse, a fitness center, and a pool framed by palms, all set among the community’s lakes and landscaped grounds. Residence 322 stands as a rare combination of sunset lake views, updated systems, and a central Naples address.
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FeaturesInteriorInterior Amenities Built-In Cabinets Cathedral Ceiling(s) Fire Sprinkler Fireplace Foyer French Doors Smoke Detectors Vaulted Ceiling(s) Walk-In Closet(s) Window Coverings
Flooring Carpet Tile
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Window Coverings
Fireplace Y/N Y
Half Baths 1
Laundry Features Washer/Dryer Hookup Laundry in Residence
Total Bedrooms 3
Total Baths 3
Dining Room Features Breakfast Bar Dining - Living
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GeneralHeating Central Electric
Cooling Ceiling Fan(s) Central Electric Exhaust Fan Humidistat
Roof Tile
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator/Icemaker Self Cleaning Oven Washer
HOA Fee 10000
Garage Spaces 1
Patio/Porch Features Patio
Architectural Style Two Story Low Rise (1-3)
Pool Features Community
Security Features Smoke Detector(s) Fire Sprinkler System
Construction Materials Concrete Block Stucco
Pets Allowed With Approval
Year Built 1997
View Lake Pool/Club Water Water Feature
Levels 2
Unit Number 322
Property Subtype Low Rise (1-3)
Tax Year 2025
Waterfront Features Lake
Community Features Clubhouse Pool Fitness Center Street Lights
County Collier
New Construction N
Property Type Residential
Association Amenities Clubhouse Pool Community Room Fitness Center Storage Streetlight Underground Utility
HOA N
Attached Garage N
Subdivision Name CAY LAGOON
Garage Y/N Y
Building Features DSL/Cable Available
Total Rooms 0
Full Baths 2
Status Active
City NAPLES
Senior Community Y/N N
Number Of Units Total 8
MLS Area CAY LAGOON
Lot Size Units Acres
Lot Size Square Feet 0
Carport Spaces 0
Carport Y/N N
Spa Features Jetted Tub
Land Lease Y/N N
Tax Annual Amount 3507.66
Ok to Lease Buyer Finance/Cash
Additional Parcels Y/N N
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Legal Description CAY LAGOON A CONDOMINIUM UNIT 322
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ExteriorExterior Amenities Balcony Screened Lanai/Porch
Parking Features Driveway Paved Guest Paved Detached
Lot Features Zero Lot Line
Water Source Central
Total Parking 1
Foundation Details Concrete Block
Park Name CAY LAGOON
Spa N
Building Area Total 2338
Frontage Type Lakefront
Waterfront Y/N Y
Covered Spaces 1
Door Features French Doors
Horse Y/N N
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* Excluded FeaturesList ByJohn R Wood PropertiesBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,970
- Monthly Property Taxes
- $292
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Naples, FL
Average List Price $1,280,206
Percent of Sale Price 198%
About Naples, FL 20,223 Population
-8% Since 2002
$ 92,989 Median Income
66.65 Median Age
8% Households with Children
Trends Information provided by ATTOM Data Solutions.
1023012 Elementary School
1023173 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/29/2026 | $430,000 | | Listed Price |