121 Waterford St Gardner, MA ^$ 434,900

121 Waterford St

^$ 434,900

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Open House 10/31 11am - 12:30pm

121 Waterford St

Gardner, MA, 01440

^$ 434,900

Bedrooms3 Baths1.2 Sq 1,493

Monthly Estimate*

^$ 3,004

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Single Family Home for sale in Gardner, MA

for $434,900 with 3 bedrooms and 1 full bath, 2 half baths. This 1,493 square foot home was built in 1936 on a lot size of 0.4.

Step inside this beautifully remodeled cape in Gardner, Massachusetts, where classic charm meets modern convenience. The home features fully remodeled interiors, including refinished hardwood and fresh tile floors throughout. The kitchen is completely updated with sleek quartz countertops and brand-new stainless steel appliances. The upper level boasts a brand new bathroom with a beautiful tub and tiled shower, while the charming downstairs bath offers built-ins and timeless character. Designed for seamless entertaining, the home boasts an excellent flow and versatile primary bedroom options on either level. You'll find custom built-in beds tucked into one of the rooms, adding a unique and charming touch. Outdoor features include a tiered backyard space with potential for landscape projects, and a secure one-car garage with a breezeway. Potential awaits in the basement for future expansion, which includes a convenient working toilet. The Open House is scheduled for Halloween, October 31, 2026. Time 11:00 AM-12:30 PM.

Open House

10/31/2026 11:00 AM - 12:30 PM

121 Waterford St Gardner, MA

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

^$ 434,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,973

Style

Cape

Lot Size

0.4

Year Built

1936

Town/City

Gardner

County/Region

Worcester

MLS | Web ID

73596371

List By

Nancy Whitehouse-Bain

Listing Agent

Keller Williams Realty North Central

Broker

Affordability Calculator

$3,335

Per Month

Monthly Principal & Interest: $3,004
Monthly Property Taxes: $331
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends

Single family listings in Gardner, MA

Average List Price ^$419,110

Percent of Sale Price 4%

About Gardner, MA

20,508 Population

-1% Since 2002

^$48,643 Median Income

41.89 Median Age

25% Households with Children

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Trends Information provided by ATTOM Data Solutions.

Neighborhood & Schools

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Pricing History

Date	Price	Price Change	Description
10/29/2026	$434,900		Listed Price

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121 Waterford St, Gardner, MA, 01440 is a Single Family Home for sale at $434,900 with 1,493 sqft and a lot size of 0.4. 121 Waterford St has 3 bedrooms, 1.2 baths, and was built in 1936. The property's zip code is 01440 which is in Gardner, MA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Data is updated as of 10/29/2026.

The real estate information and related content displayed on this site is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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121 Waterford St

Single Family Home for sale in Gardner, MA

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