3586 Willow Lake Circle Chattanooga, TN $ 615,000
3586 Willow Lake Circle
$ 615,000
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3586 Willow Lake Circle

Chattanooga, TN, 37419
$ 615,000
Bedrooms4 Baths3.0 Sq 3,405

Monthly Estimate*

$ 4,248

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Single Family Home for sale in Chattanooga, TN

for $615,000 with 4 bedrooms and 3 full baths. This 3,405 square foot home was built in 2013 on a lot size of 0.2.

Mountain Views, Spacious Living & an Incredible Location in Elder Cove! Welcome to 3586 Willow Lake Circle in the desirable Elder Cove community, just minutes from Downtown Chattanooga! Offering 3,405 square feet, beautiful mountain views, and thoughtful updates throughout, this home combines spacious living with an unbeatable location. Inside, soaring ceilings, hardwood floors, and an open-concept layout create a bright, inviting atmosphere. The kitchen features granite countertops, beautiful cabinetry, new appliances, and an updated backsplash. The main level includes a spacious primary suite with a private bath and walk-in closet, plus two additional bedrooms and a full bathroom. Upstairs offers another bedroom, full bathroom, and versatile bonus area. The finished basement provides even more flexibility for entertaining, a home gym, or additional living space. With its own separate exterior entrance, it also offers potential for a private apartment or separate living quarters. Extra closets, attic storage, and walk-out storage provide plenty of room for everything! Step outside to the large Trex deck overlooking a fully fenced backyard with established landscaping, a partially level yard, gentle slope, and an additional outdoor sitting area perfect for relaxing or entertaining. Elder Cove offers sidewalks, a picturesque willow-lined lake, a community lot directly across the street, and a low HOA. Enjoy a spacious garage, convenient guest parking nearby, and easy access to Downtown Chattanooga while surrounded by peaceful mountain views. With major updates including HVAC systems, appliances, and interior improvements already completed, this home is ready for its next chapter! Come experience everything that makes Elder Cove such a special place to call home!

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Single Family Active

Price

$ 615,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 4,976

Style

Other

Lot Size

0.2

Year Built

2013

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1545323

Features
Interior
Interior Amenities Breakfast Bar Breakfast Nook Cathedral Ceiling(s) Ceiling Fan(s) Connected Shared Bathroom Crown Molding Double Vanity Eat-in Kitchen En Suite Entrance Foyer Granite Counters High Ceilings High Speed
Basement Crawl Space Finished
Flooring Carpet Hardwood Tile
Total Fireplaces 1
Fireplace Features Family Room Gas Starter Propane
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Screens Vinyl Frames
Fireplace Y/N true
Above Grade Finished Area 3405
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Room Main Level Washer Hookup
Total Bedrooms 4
Total Baths 3
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General
Sewer Public Sewer
Heating Central Electric
Cooling Ceiling Fan(s) Central Air Multi Units
Utilities Cable Available Electricity Available Phone Available Sewer Available Water Available Underground Utilities
Possession Close Of Escrow
Roof Asphalt Shingle
Appliances Water Heater Washer/Dryer Washer Stainless Steel Appliance(s) Self Cleaning Oven Refrigerator Oven Microwave Ice Maker Free-Standing Refrigerator Exhaust Fan Electric Range Dryer Disposal Dishwasher
HOA Fee 350
Garage Spaces 2
Patio/Porch Features Covered Patio Porch Porch - Covered Rear Porch
Architectural Style Other
Security Features Carbon Monoxide Detector(s) Fire Alarm Secured Garage/Parking Security System Owned
Construction Materials Brick Vinyl Siding
Year Built 2013
View Mountain(s) Neighborhood
Levels Three Or More
Property Subtype Single Family Residence
Community Features Curbs Sidewalks Street Lights
Accessibility Accessible Bedroom Accessible Central Living Area Accessible Closets Accessible Common Area Accessible Doors Accessible Full Bath Accessible Kitchen Accessible Stairway Accessible Washer/Dryer
Assoc Fee Paid Per Annually
County Hamilton
New Construction false
Property Type Residential
Association Amenities Dog Park Jogging Path Parking Pond Year Round Storage
HOA true
Attached Garage true
Subdivision Name Elder Cove
Garage Y/N true
Total Rooms 0
Full Baths 3
Status Active
Directions From I-24 W Take exit 175 browns ferry rd turn right onto Browns Ferry Turn left on willow lake cir take immediate right home is on left.
High School Lookout Valley High
City Chattanooga
Senior Community Y/N false
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 8712
Carport Y/N false
Listing Terms Cash Conventional VA Loan
Elementary School Lookout Valley Elementary
Land Lease Y/N N
Tax Annual Amount 4976.45
Home Warranty Y/N false
Middle/Junior High School Lookout Valley Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N false
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description LT 23 ELDER COVE SUB PB90 PG151 O UT OF 144K-A-3 FOR 2009
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Exterior
Exterior Amenities Playground Rain Gutters Storage
Fencing Back Yard Fenced
Parking Features Driveway Garage Garage Door Opener Kitchen Level Off Street
Lot Features Gentle Sloping Level Views Wooded
Water Source Public
Lot Size Area 0.2
Foundation Details Block
Spa N
Building Area Total 3405
Lot Dimensions 75X118.17
Lot Size Acres 0.2
Waterfront Y/N false
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 3586
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* Excluded Features
List By
Real Broker

Broker

Ashley@chattaliving.com

Email

Affordability Calculator

$4,662
Per Month
91%
9%
0%
Monthly Principal & Interest
$4,248
Monthly Property Taxes
$415
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Pricing History
DatePricePrice ChangeDescription
10/28/2026$615,000 Listed Price

Map


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3586 Willow Lake Circle, Chattanooga, TN, 37419 is a Single Family Home for sale at $615,000 with 3,405 sqft and a lot size of 0.2. 3586 Willow Lake Circle has 4 bedrooms, 3.0 baths, and was built in 2013. The property's zip code is 37419 which is in Chattanooga, TN