1355 Loch Lomond Drive
Cardiff, CA, 92007 $ 900,000
Bedrooms3 Baths2.0 Sq 1,040 Monthly Estimate*
$ 6,216
for $900,000 with 3 bedrooms and 2 full baths. This 1,040 square foot home was built in 1964.
3-bedroom, 2-bathroom single-family fixer in Ocean Crest Estates, Cardiff-by-the-Sea, within the City of Encinitas. Built in 1964, this 1,040 sq ft home sits on an approximately 6,500 sq ft lot and is offered as-is. The property requires extensive renovation, including the kitchen, bathrooms, and major systems. This is a substantial renovation opportunity for buyers prepared to evaluate the property's condition and scope of work. The home is being sold in its present condition, and buyers should conduct appropriate inspections and due diligence. An attached 2-car garage and 2-car driveway provide off-street parking and storage options. The yard may offer potential for an accessory dwelling unit (ADU), subject to City of Encinitas requirements, site conditions, and approvals. No HOA. Located in the Ocean Crest Estates neighborhood of Cardiff-by-the-Sea, the property offers access to the coastal amenities of North County San Diego, including beaches, shopping, dining, and everyday services. The location combines an established residential setting with an opportunity to renovate an existing home in Cardiff. For investors, renovators, or buyers planning a full remodel, this property offers a defined starting point. Buyers should verify square footage, lot dimensions, property condition, potential improvements, and all applicable permitting requirements.
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FeaturesGeneralSewer Unknown
Heating N/K
Cooling N/K
Roof Composition
Appliances N/K
HOA Fee 0.0
Garage Spaces 2.0
Pool Features N/K
Construction Materials Stucco
Pets Allowed Yes
Year Built 1964
Levels 1 Story
Property Subtype Detached
County San Diego
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name CARDIFF BY THE SEA
Full Baths 2
Status ACTIVE
City Cardiff
Senior Community Y/N N
MLS Area Coastal North
Lot Size Units Acres
Property Attached Y/N N
Building Area Units Sqft
Living Area Units Sqft
Standard Status Active
Freehold IDX
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ExteriorFencing Partial
Parking Features Attached
Water Source Meter on Property
Total Parking 4.0
Lot Size Area 0.0
Building Area Total 1040.0
Waterfront Y/N N
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InteriorTotal Fireplaces 0
Total Stories 1
Air Conditioning Y/N N
Heating Y/N N
Fireplace Y/N N
Half Baths 0
Laundry Features None Known
Total Bedrooms 3
Total Baths 2
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* Excluded FeaturesList ByHorizon Real EstateBroker
Affordability Calculator
- Monthly Principal & Interest
- $6,216
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cardiff, CA
Average List Price $3,296,500
Percent of Sale Price 266%
Trends Information provided by ATTOM Data Solutions.
281193 Elementary School
281006 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/28/2026 | $900,000 | | Listed Price |