646 Cabrera St Key Largo, FL $ 1,190,000
646 Cabrera St
$ 1,190,000
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646 Cabrera St

Key Largo, FL, 33037
$ 1,190,000
Bedrooms5 Baths3.0 Sq 1,305

Monthly Estimate*

$ 8,219

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Single Family Home for sale in Key Largo, FL

for $1,190,000 with 5 bedrooms and 3 full baths. This 1,305 square foot home was built in 2021.

A rare opportunity to own a never-before-offered, newly constructed residence in Key Largo's South Creek Village. Built by Construct All and meticulously maintained, the home reflects a thoughtful approach to modern Keys living, with solid CBS construction, a metal roof, impact-resistant windows and doors, and clean, coastal interiors that feel both considered and comfortable. Set on a corner lot, the five-bedroom, three-bath floor plan offers flexibility for family, visiting guests, or extended stays. Natural light carries through open living spaces and into a well-appointed kitchen with generous counterspace, custom cabinetry, and an easy connection to the main gathering areas. Beyond the interiors, the property offers something increasingly difficult to find in the Keys: room to make the grounds your own. There is ample space for a pool, along with accommodations for an RV, boats, trailers, and multiple vehicles. The 12'+ carport is equipped with electric hurricane screens, providing an added layer of storm protection. South Creek Village also offers a private, voluntary homeowners association with access to a waterfront park and boat ramp, as well as first-come dockage for up to 72 hours, an uncommon convenience for launching, loading, or keeping the boat nearby for a weekend on the water. Equally suited to year-round living or time spent away, this is a home defined not simply by its newer construction, but by the freedom it affords.

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Single Family Active

Price

$ 1,190,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 6,434

Style

Year Built

2021

Town/City

Key Largo

County/Region

Monroe

MLS | Web ID

A12114289

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air Ceiling Fan(s)
Possession Close Of Escrow
Roof Metal
Appliances Built-In Oven Dryer Dishwasher Electric Range Microwave Refrigerator Washer
HOA Fee 250
Garage Spaces 0
Patio/Porch Features Open Porch
Architectural Style Detached Two Story
Pool Features None
Restrictions Dock Restrictions See Remarks
Construction Materials CBS (Concrete Block Structure) Block
Pets Allowed No Yes
Year Built 2021
View None Other
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Basin
Community Features Boat Facilities Home Owners Association
Assoc Fee Paid Per Annually
County Monroe
Property Type Residential
Subdivision Name SOUTH CREEK VILLAGE
Facing Direction North
Garage Y/N false
Total Rooms 0
Full Baths 3
Special Listing Conditions Listed As-Is
Status Active
Directions From US-1 turn right onto Cabrera Street and the home is on your right.
City Key Largo
Senior Community Y/N false
Zoning Description IS-M
MLS Area 98 Florida Keys
Lot Size Units Square Feet
Lot Size Square Feet 5000
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional
Year Built Details Resale
Tax Annual Amount 6434
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12114289
Standard Status Active
Occupancy Type Vacant
Property Sub Type Additional Single Family Residence
Legal Description BK 2 LT 7 SOUTH CREEK VILLAGE KEY LARGO PB3-85 OR158-199/200 OR1642-291/92 OR1648-1668/69 OR1648-1670 OR2232-1606/27 OR2702-574/75 OR3059-16
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Interior
Interior Amenities Bedroom on Main Level Second Floor Entry Eat-in Kitchen First Floor Entry Kitchen/Dining Combo
Flooring Tile
Air Conditioning Y/N true
Heating Y/N true
Window Features Plantation Shutters Impact Glass
Half Baths 0
Total Bedrooms 5
Total Baths 3
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Exterior
Exterior Amenities Security/High Impact Doors Porch
Parking Features Attached Carport Golf Cart Garage Guest RV Access/Parking
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 5000
Building Area Total 2798
Road Surface Type Paved
Waterfront Y/N false
Covered Spaces 1
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* Excluded Features
List By
Ocean Sothebys Intl Realty

Broker

305-923-1337

Contact

Affordability Calculator

$8,755
Per Month
94%
6%
0%
Monthly Principal & Interest
$8,219
Monthly Property Taxes
$536
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
10/28/2026 $1,190,000 Listed Price

Map


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646 Cabrera St, Key Largo, FL, 33037 is a Single Family Home for sale at $1,190,000 with 1,305 sqft. 646 Cabrera St has 5 bedrooms, 3.0 baths, and was built in 2021. The property's zip code is 33037 which is in Key Largo, FL