2045 Payne St Louisville, KY $ 440,000
2045 Payne St
$ 440,000
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2045 Payne St

Louisville, KY, 40206
$ 440,000
Bedrooms4 Baths4.0 Sq 2,800

Monthly Estimate*

$ 3,039

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Multi-Family Home for sale in Louisville, KY

for $440,000 with 4 bedrooms and 4 full baths. This 2,800 square foot home was built in 1920 on a lot size of 0.21.

Investment Opportunity in the Heart of Clifton! Welcome to 2045 Payne Street, a spacious four-unit multifamily property offering excellent potential for investors looking to expand their rental portfolio or buyers looking to become homeowners and investors at the same time! Built in 1920, this two-story property features approximately 2,800 square feet of finished living space, with each of the four units offering its own living room, bedroom, full bathroom, and kitchen. Interior features include updated flooring in several areas, neutral paint colors, and kitchens with white cabinetry and attractive countertops. The property also features separate meters, natural gas heating, central air, and a welcoming front porch and rear balcony. Situated on a generous lot with a spacious backyard, this property is conveniently located near shopping, dining, entertainment, and major roadways. Looking to house hack? Live in one unit while renting out the other three, allowing rental income to help offset your mortgage and build long-term wealth through real estate! Whether you're an experienced investor, a first-time investor, or a buyer looking for a smart way to combine homeownership with income potential, this property offers flexibility and opportunity. Schedule your showing today!

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Multi-Family Active

Price

$ 440,000

Bedrooms

4

Full Bath

4

Property Type

Multi-Family

Taxes

$ 0

Style

Traditional

Lot Size

0.21

Year Built

1920

Town/City

Louisville

County/Region

Jefferson

MLS | Web ID

1732989

Features
General
Heating Natural Gas
Cooling Central Air
Utilities Electricity Connected
Roof Other
HOA Fee 0
Architectural Style Traditional
Construction Materials Wood Frame
Year Built 1920
Property Subtype Apartment
County Jefferson
Property Type Multi Family
HOA false
Subdivision Name NONE
Garage Y/N false
Status Active
Directions From Frankfort Ave Turn onto Clifton Ave Turn right onto Payne st house on the right just past Clifton Center/Holy Trinity School
City Louisville
Number Of Units Total 4
MLS Area 03-Clifton/Crescent Hill/St Matthews
Lot Size Units Square Feet
Lot Size Square Feet 9000
MLS Area Minor 03-Clifton/Crescent Hill/St Matthews
Virtual Tour https://listings.nextdoorphotos.com/vd/270517266
Standard Status Active
Tax Lot 37
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Interior
Air Conditioning Y/N true
Heating Y/N true
Above Grade Finished Area 2800
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 4
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Exterior
Exterior Amenities None
Lot Features Sidewalk
Water Source Public
Lot Size Area 9000
Building Area Total 2800
Lot Dimensions 50X180
Lot Size Acres 0.21
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* Excluded Features
List By
Keller Williams Louisville

Broker

coachdanaspencer@kw.com

Email

Affordability Calculator

$3,039
Per Month
100%
0%
0%
Monthly Principal & Interest
$3,039
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/27/2026$440,000 Listed Price

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2045 Payne St, Louisville, KY, 40206 is a Multi-Family Home for sale at $440,000 with 2,800 sqft and a lot size of 0.21. 2045 Payne St has 4 bedrooms, 4.0 baths, and was built in 1920. The property's zip code is 40206 which is in Louisville, KY