Recently Listed Open House 11/1 12pm - 2pm
3527 S Riding Ridge
Elgin, IL, 60124 $ 1,099,000
Bedrooms5 Baths5.1 Sq 5,382 Monthly Estimate*
$ 7,591
for $1,099,000 with 5 bedrooms and 5 full baths, 1 half bath. This 5,382 square foot home was built in 2023 on a lot size of 0.26.
Over $1.3 MILLION invested in the construction and upgrades of this extraordinary Bowes Creek Country Club residence-and after three years of remarkably light use, it still shows like the day it was completed. Built in 2023 and occupied only by its original owner, this 5-bedroom, 5.1-bath home offers 5,382 sqft of beautifully finished living space, an extensive collection of builder and post-build enhancements, and a level of condition that truly feels brand new. Then there is the setting! The home overlooks a stunning panorama of ponds and the 7th hole of Bowes Creek's award-winning golf course, with water and fairway views showcased throughout the main living spaces. The open kitchen and family room flow into the sunroom, creating one expansive gathering space designed around the view. The gourmet kitchen features ceiling-height stacked cabinetry, quartz countertops, 6' island, tile backsplash, under-cabinet lighting and KitchenAid stainless appliances-including wall oven, microwave and gas cooktop. Remarkably, the oven, cooktop and dishwasher have never been used. A main-level fifth bedroom and full bath provide an ideal guest or multigenerational suite. Upstairs, the primary suite features a private sitting room, tray ceiling, dual walk-in closets with custom organization, and a beautifully appointed bath with separate shower and soaking tub. The finished walkout lower level adds another dimension for entertaining with a wet bar, full bath and generous storage. Outside, the view becomes the experience. The expansive Trex deck features illuminated glass panels and integrated lighting, creating a striking vantage point over the ponds, golf course and open sky. Below, a paver patio with fire pit offers a second gathering space equally connected to the landscape. Morning coffee, sunset cocktails or evenings around the fire-this is the part of the home photographs simply cannot replicate. Zoned Sonos surround sound with iPad control on each level, whole-house audio/TV connectivity, smart blinds, central vacuum, zoned HVAC, custom closets, 7-camera security, upgraded oak staircase with iron balusters, epoxy garage flooring and EV-charger-ready outlet complete an impressive list of enhancements. For the buyer considering new construction, this offers something difficult to duplicate: a virtually untouched 2023 Toll Brothers Luxury Builder home with more than $1.3M already invested, extensive upgrades already completed, and an irreplaceable golf-and-water setting-without starting from the ground up.
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Open House
11/1/2026 12:00 PM - 2:00 PM
3527 S Riding Ridge Elgin, IL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralLiving Area 5382
Sewer Public Sewer
Heating Gas
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Microwave Dishwasher High End Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s) Wine Refrigerator Range Hood Gas Cooktop Oven
HOA Fee 553
Garage Spaces 3
Association Fee Includes Other
Construction Materials Stone Fiber Cement
Year Built 2023
Electric Service - 400 Amp or Greater
Township Plato
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Park Lake Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Annually
County Kane
New Construction N
Property Type Residential Detached Single
Subdivision Name Bowes Creek Country Club
Total Rooms 13
Full Baths 5
Status New
Directions From Corron Rd: East on Congressional Pkwy to right on Doral Dr to right on S Riding Rdg to home. From Randall Rd: West on Bowes Rd to left on Bowes Creek Blvd. Right on Tournament Dr to left on Dora
High School South Elgin High School
City Elgin
High School District U46
MLS Area Elgin
Elementary School Otter Creek Elementary School
Tax Annual Amount 17694.1
Middle/Junior High School Kenyon Woods Middle School
Standard Status Active
Middle/Junior School District U46
Elementary School District U46
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InteriorInterior Amenities Vaulted Ceiling(s) Wet Bar 1st Floor Bedroom 1st Floor Full Bath Walk-In Closet(s) High Ceilings Separate Dining Room Pantry Quartz Counters
Basement Finished Exterior Entry 9 ft + pour Rec/Family Area Storage Space Full Walk-Out Access
Flooring Carpet
Total Fireplaces 1
Fireplace Features Gas Log
Half Baths 1
Laundry Features Upper Level Gas Dryer Hookup In Unit Sink
Total Bedrooms 5
Below Grade Finished Area 1772
Room Type Bedroom 5 Eating Area Sitting Room Heated Sun Room Family Room Foyer Utility Room-Lower Level Storage
Total Baths 6
Bedrooms Possible 5
Bathroom Separate Shower Double Sink Soaking Tub
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ExteriorModel Winnetka Heritage
Exterior Amenities Fire Pit
Parking Features Asphalt Garage Door Opener Electric Vehicle Charging Station(s) Yes Garage Owned Attached Garage
Lot Features On Golf Course Views
Water Source Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 11326
Lot Size Acres 0.26
Waterfront Y/N Y
Other Equipment Central Vacuum Security System Fire Sprinklers CO Detectors Ceiling Fan(s) Sump Pump Radon Mitigation System
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* Excluded FeaturesList ByKeller Williams InspireBroker
Affordability Calculator
- Monthly Principal & Interest
- $7,591
- Monthly Property Taxes
- $1,475
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Elgin, IL
Average List Price $495,692
Percent of Sale Price 55%
About Elgin, IL 114,155 Population
21% Since 2002
$ 61,828 Median Income
35.71 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
5586148 Elementary School
5585823 Middle School
South Elgin High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/26/2026 | $1,099,000 | | Listed Price |