1020 COTTONWOOD STREET Leesburg, FL $ 324,900
1020 COTTONWOOD STREET
$ 324,900
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1020 COTTONWOOD STREET

Leesburg, FL, 34748
$ 324,900
Bedrooms4 Baths2.0 Sq 2,239

Monthly Estimate*

$ 2,244

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Single Family Home for sale in Leesburg, FL

for $324,900 with 4 bedrooms and 2 full baths. This 2,239 square foot home was built in 1954 on a lot size of 0.29.

SPACE, FLEXIBILITY, PRIVATE POOL & NO HOA! Discover this spacious 4-bedroom, 2-bathroom home offering 2,239 square feet of living space on a beautiful 0.29-acre corner lot in the established Lake Forest neighborhood of Leesburg! Surrounded by mature trees draped in Spanish moss, this single-story home combines classic Florida charm with versatile living spaces and an inviting outdoor setting. Step inside to a welcoming foyer, expansive living and dining areas, and luxury vinyl flooring throughout much of the home. The kitchen features solid wood cabinetry, generous counter space, and a convenient pass-through to the dining area, making everyday living and entertaining a breeze. Need extra space? In addition to four bedrooms, this home offers a dedicated office, a separate bonus room ideal for hobbies, creative projects, or a workshop, and an oversized laundry room with additional storage. Whether you're working from home or simply looking for room to spread out, this flexible floor plan offers plenty of possibilities! Step outside to your fenced backyard, featuring a private pool with an elevated deck and patio area—perfect for relaxing, entertaining, and enjoying Florida's sunshine. The oversized corner lot offers mature landscaping, ample outdoor space, and convenient driveway parking. LOCATION, LOCATION, LOCATION! Enjoy nearby public lake access, fishing piers, scenic waterfront parks, and recreational opportunities along the beautiful Harris Chain of Lakes, with local waterfront amenities within walking distance. Downtown Leesburg, with its restaurants, shops, and community activities, is also just a short distance away. Conveniently located near The Villages, Mount Dora, shopping, and medical facilities. NO HOA, NO CDD, and located in a USDA-eligible area, offering another potential financing option for qualified buyers! With generous living spaces, a versatile layout, and nearby outdoor recreation, this home offers a wonderful opportunity to enjoy the Florida lifestyle. Schedule your private showing today!

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Single Family Active

Price

$ 324,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 1,249

Style

Single Family Residence

Lot Size

0.29

Year Built

1954

Town/City

Leesburg

County/Region

Lake

MLS | Web ID

TB8560866

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Fire Hydrant Natural Gas Available Public Sewer Connected Street Lights
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Dryer Electric Cooktop Exhaust Fan Gas Water Heater Microwave Range Refrigerator Washer
Zoning R-1
Garage Spaces 0
Patio/Porch Features Deck Patio
Pool Features Above Ground Deck Pool Sweep Vinyl
Construction Materials Block Wood Frame
Pets Allowed Yes
Year Built 1954
View Pool
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Community Boat Ramp Dock Fishing Lake Public Boat Ramp Water Access Park Playground
County Lake
New Construction false
Property Type Residential
Subdivision Name LEESBURG LAKE FOREST UNIT 01
Facing Direction Northwest
Garage Y/N false
Total Rooms 13
Full Baths 2
Status Active
Directions From US-441 in Leesburg turn north onto Lee Street. Turn right onto Gibson Street. Property is located on the corner of Gibson Street and Cottonwood Street.
City LEESBURG
Senior Community Y/N false
MLS Area 34748 - Leesburg
Lot Size Units Square Feet
Lot Size Square Feet 12685
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional FHA FHA / 203K USDA Loan VA Loan
Land Lease Y/N false
Tax Annual Amount 1249.37
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8560866
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 15
Legal Description LEESBURG LAKE FOREST UNIT NO 1 LOT 15 PB 12 PG 69 ORB 5993 PG 751
Minimum Lease 6 Months
Water Access Y/N false
Additional Rooms Den/Library/Office Family Room Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Solid Wood Cabinets Thermostat Walk-In Closet(s)
Flooring Luxury Vinyl Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 2
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Exterior
Exterior Amenities Private Mailbox Private Yard
Vegetation Mature Landscaping Oak Trees Trees/Landscaped
Fencing Fenced
Parking Features Driveway
Lot Features Corner Lot Oversized Lot
Water Source Public
Lot Size Area 12685
Foundation Details Slab
Spa false
Building Area Total 2239
Lot Dimensions 102 x 125
Lot Size Acres 0.29
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 0
Road Responsibility Public Maintained Road
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* Excluded Features
List By
The Elite Realty Experience

Broker

yza.realty@gmail.com

Email

Affordability Calculator

$2,348
Per Month
96%
4%
0%
Monthly Principal & Interest
$2,244
Monthly Property Taxes
$104
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/25/2026$324,900 Listed Price

Map


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1020 COTTONWOOD STREET, Leesburg, FL, 34748 is a Single Family Home for sale at $324,900 with 2,239 sqft and a lot size of 0.29. 1020 COTTONWOOD STREET has 4 bedrooms, 2.0 baths, and was built in 1954. The property's zip code is 34748 which is in Leesburg, FL