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445 N Mechanic Street N Cumberland, MD $ 249,000
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$ 249,000 Get more info
445 N Mechanic Street N
$ 249,000
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445 N Mechanic Street N

Cumberland, MD, 21502
$ 249,000
Bedrooms3 Baths0.0

Monthly Estimate*

$ 1,720

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Multi-Family Home for sale in Cumberland, MD

for $249,000 with 3 bedrooms. This home was built in 1910 on a lot size of 0.05.

Investment opportunity in Cumberland with stable tenants, established property management, and room to increase income. This two-unit property is currently generating $1,875/month in total rental income, with long-term tenants who have occupied the property for multiple years. Current market rents are estimated at approximately $2,300$2,400/month combined, providing potential upside for the next owner. Tenants pay all utilities, with separate electric and water meters in place; gas expense is split between the two units. Property management is already established, offering a streamlined transition for an investor. Sale also includes the adjacent gravel lot, conveyed on a separate deed, providing valuable off-street parking as well as potential future development opportunities, subject to applicable zoning and approvals. At the current asking price of $249,000, the property offers an attractive combination of existing cash flow, long-term tenancy, rental upside, and additional land. Great opportunity to add a stabilized multifamily asset to your portfolio.

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Multi-Family Active

Price

$ 249,000

Bedrooms

3

Property Type

Multi-Family

Taxes

$ 2,247

Style

Traditional

Lot Size

0.05

Year Built

1910

Town/City

Cumberland

County/Region

Allegany

MLS | Web ID

MDAL2015734
Features
General
Living Area 2060
Sewer Public Sewer
Heating Forced Air
Cooling Window Unit(s)
Possession Subject to Existing Lease Immediate
Appliances Dryer - Electric Oven/Range - Electric Refrigerator Stainless Steel Appliances Washer
Zoning B-L
Architectural Style Traditional
Construction Materials Brick Veneer
School District ALLEGANY COUNTY PUBLIC SCHOOLS
Year Built 1910
Property Subtype Duplex
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Municipality Cumberland
Gross Income 22740.00
Accessibility None
County ALLEGANY
Net Operating Income 19190.00
Insurance Expense 1500.00
New Construction N
Property Type Multi-Family
MaintenanceExpense 2740.00
Subdivision Name NONE AVAILABLE
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Total Rooms 3
Status ACTIVE
Directions Corner Lot with large gravel lot next to it.
City CUMBERLAND
Disclosures Lead Based Paint - Federal Lead Based Paint - State Lead Inspection Certificate Available
Number Of Units Total 2
MLS Area W Cumberland - Allegany County (MDAL3)
Lot Size Units Square Feet
Lot Size Square Feet 2112.00
Number of Units Leased 2
Tax Annual Amount 2247.0
Home Warranty Y/N Y
Property Condition Excellent
Trash Expense 0.00
Two Bedroom 1
Structure Type Detached
Price Per Sq Ft Total AG 120.87
Acceptable Financing Cash Conventional USDA VA
Historic Y/N N
Rent Control Y/N N
Vacation Rental Y/N N
Lease Type Long Term
Standard Status Active
Year Built Source Assessor
Tax Lot 1
Total Actual Rent 22740.00
Cap Rate 8.53
Association Recreation Fee N
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Interior
Heating Fuel Electric
Basement Interior Access
Hot Water Natural Gas
Furnished Units None
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Central Air Y/N N
Laundry Type Dryer In Unit Has Laundry Washer In Unit
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Exterior
Exterior Amenities Sidewalks Street Lights
Pool Yes - Community
Water Source Public
Inclusions All Fixtures / Appliances
Type of Parking Driveway Off Street Parking Lot
Foundation Details Block
Spa N
Water View Y/N N
Lot Size Acres 0.05
Lot Size Source Assessor
Waterfront Y/N N
Pool Charge 0.00
Land Assessed Value 8400.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 445
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* Excluded Features
List By
Samson Properties

Broker

dustin@ruckhomes.com

Email

Affordability Calculator

$1,907
Per Month
90%
10%
0%
Monthly Principal & Interest
$1,720
Monthly Property Taxes
$187
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534976 Elementary School
3534179 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
10/24/2026$249,000 Listed Price

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445 N Mechanic Street N, Cumberland, MD, 21502 is a Multi-Family Home for sale at $249,000 with a lot size of 0.05. 445 N Mechanic Street N has 3 bedrooms, 0.0 baths, and was built in 1910. The property's zip code is 21502 which is in Cumberland, MD

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