1090 Howard Street Otsego, MI ^$ 395,000

1090 Howard Street

^$ 395,000

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Recently Listed

1090 Howard Street

Otsego, MI, 49078

^$ 395,000

Bedrooms5 Baths3.0 Sq 1,404

Monthly Estimate*

^$ 2,728

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Single Family Home for sale in Otsego, MI

for $395,000 with 5 bedrooms and 3 full baths. This 1,404 square foot home was built in 2006 on a lot size of 0.53.

Welcome home to this charming ranch in the desirable Eley Acres community! Offering the convenience of main-floor living and a fantastic location just minutes from town, shopping, dining, and major highways, this home checks all the boxes! Recent updates include newer siding, flooring, windows, appliances HVAC, along with fresh paint throughout, including the finished basement, providing additional space to relax, entertain, or spread out. Situated on a spacious half-acre lot, the backyard features a privacy fence, storage shed, and plenty of room to enjoy the outdoors. With thoughtful updates, a great yard, and an ideal location, this move-in-ready home is one you won't want to miss!

Single Family Active

Price

^$ 395,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,800

Style

Lot Size

0.53

Year Built

2006

Town/City

Otsego

County/Region

Allegan

MLS | Web ID

70566364

Features

General

Heating Forced Air

Garage Attached Garage Gar Door Opener

Appliances Dishwasher Dryer Microwave Range/Oven Refrigerator Washer

Status Active Active

Full Baths 3

Half Baths 0

Bathrooms 3

Year Built 2006

Water Heater Gas

County Allegan

Class RESIDENTIAL

Type Single Family

Municipality Otsego Twp

New Construction Y/N No

Subdivision MI

Sale/Rent For Sale

Status Detail 0

Structure Style 1 Story

Area Otsego Twp (03017)

Primary City Otsego

City Otsego

School District Otsego Public Schools

Financial Terms Cash Conventional FHA Rural Development MIStateHsDevAuthority

Legal Description BEG 328' S OF SW COR LOT 8 RIDGEBROOK SUBDIV TH E 165' TO W LIN HOWARD ST TH S 142' TH W 173' TH N 34 DEG 31'E 14.51' TH N TO POB SEC 26 T1N R12W (91)

DOM 0

Postal Code 49078

Price Per Sq Ft Total AG 281.34

Public Remarks Welcome home to this charming ranch in the desirable Eley Acres community! Offering the convenience of main-floor living and a fantastic location just minutes from town shopping dining

Exterior

Exterior Vinyl Siding

Frontage 147

Body of Water Creek

Lot Size Area 0.53

Pool (Y/N) No

Lot Dimensions 147X157

Water Features Creek/Stream/Brook Water View

Roads City/County Paved Street

Waterfront Y/N Yes

Interior

Beds 5

Fireplace? No

Total Rooms 8

* Excluded Features

List By

Amy Hamilton

Listing Agent

Jaqua, Realtors

Broker

ahamilton@jaquarealtors.com

Affordability Calculator

$2,962

Per Month

Monthly Principal & Interest: $2,728
Monthly Property Taxes: $233
Monthly Home Insurance: --

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Otsego, MI

Average List Price ^$317,103

Percent of Sale Price 20%

About Otsego, MI

4,027 Population

2% Since 2002

^$45,315 Median Income

39.05 Median Age

33% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3952936 Elementary School

3952933 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/24/2026	$395,000		Listed Price

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1090 Howard Street, Otsego, MI, 49078 is a Single Family Home for sale at $395,000 with 1,404 sqft and a lot size of 0.53. 1090 Howard Street has 5 bedrooms, 3.0 baths, and was built in 2006. The property's zip code is 49078 which is in Otsego, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

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1090 Howard Street

Single Family Home for sale in Otsego, MI

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