1090 Howard Street Otsego, MI $ 395,000
1090 Howard Street
$ 395,000
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1090 Howard Street

Otsego, MI, 49078
$ 395,000
Bedrooms5 Baths3.0 Sq 2,504

Monthly Estimate*

$ 2,728

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Single Family Home for sale in Otsego, MI

for $395,000 with 5 bedrooms and 3 full baths. This 2,504 square foot home was built in 2006 on a lot size of 0.53.

Welcome home to this charming ranch in the desirable Eley Acres community! Offering the convenience of main-floor living and a fantastic location just minutes from town, shopping, dining, and major highways, this home checks all the boxes! Recent updates include newer siding, flooring, windows, appliances HVAC, along with fresh paint throughout, including the finished basement, providing additional space to relax, entertain, or spread out. Situated on a spacious half-acre lot, the backyard features a privacy fence, storage shed, and plenty of room to enjoy the outdoors. With thoughtful updates, a great yard, and an ideal location, this move-in-ready home is one you won't want to miss!

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Single Family Active

Price

$ 395,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 2,800

Style

Ranch

Lot Size

0.53

Year Built

2006

Town/City

Otsego

County/Region

Allegan

MLS | Web ID

26056715

Features
Interior
Interior Amenities Ceiling Fan(s) Garage Door Opener Eat-in Kitchen Pantry
Basement Full
Flooring Carpet Laminate Vinyl
Total Fireplaces 0
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Insulated Windows
Fireplace Y/N N
Half Baths 0
Laundry Features Laundry Room Main Level
Total Bedrooms 5
Below Grade Finished Area 1100.0
Main Level Bedrooms 3
Total Baths 3
Pantry True
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General
Sewer Septic Tank
Heating Forced Air
Cooling Central Air
Utilities Natural Gas Connected Cable Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
Garage Spaces 2.0
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 2006
Stories Count 1
Township Otsego Twp
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Stream/Creek
County Allegan
New Construction N
Property Type Residential
Attached Garage Y
Garage Y/N Y
Total Rooms 8
Full Baths 3
Status Active
City Otsego
Body of Water Creek
High School District Otsego
Lot Size Units Acres
Lot Size Square Feet 23087.0
Carport Y/N N
Listing Terms Cash FHA Rural Development MSHDA Conventional
Land Lease Y/N N
Tax Annual Amount 2800.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 88280
Legal Description BEG 328' S OF SW COR LOT 8 RIDGEBROOK SUBDIV TH E 165' TO W LIN HOWARD ST TH S 142' TH W 173' TH N 34 DEG 31'E 14.51' TH N TO POB SEC 26 T1N R12W (91)
Senior Community None
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Exterior
Parking Features Attached
Lot Features Wooded
Water Source Well
Lot Size Area 0.53
Spa N
Building Area Total 1404.0
Lot Dimensions 147X157
Lot Size Acres 0.53
Road Surface Type Paved
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
View True
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Internal Only
Street Number 1 1090
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* Excluded Features
List By
Jaqua, Realtors

Broker

ahamilton@jaquarealtors.com

Email

Affordability Calculator

$2,962
Per Month
92%
8%
0%
Monthly Principal & Interest
$2,728
Monthly Property Taxes
$233
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
251391 Elementary School
249001 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/24/2026$395,000 Listed Price

Map


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1090 Howard Street, Otsego, MI, 49078 is a Single Family Home for sale at $395,000 with 2,504 sqft and a lot size of 0.53. 1090 Howard Street has 5 bedrooms, 3.0 baths, and was built in 2006. The property's zip code is 49078 which is in Otsego, MI