495 Main Street
Holt, MO, 64048 $ 455,000
Bedrooms4 Baths2.0 Sq 2,150 Monthly Estimate*
$ 3,143
for $455,000 with 4 bedrooms and 2 full baths. This 2,150 square foot home was built in 1883 on a lot size of 0.459986.
Historic Beauty, Modern Updates, and Incredible Income Potential! Welcome to this stunning 4-bed home in Holt, Missouri, where historic character meets modern comfort and versatility! Built in 1883, this beautifully renovated 2,150-square-foot home features 4 bedrooms, 2 bathrooms, a separate guest carriage house, and a gorgeous 0.46-acre setting alongside a peaceful creek. Offered at $455,000, this property presents a unique opportunity for homeowners and investors alike. Located at 495 Main Street, this charming home has been thoughtfully renovated to maintain its historic Craftsman-inspired character while incorporating high-end finishes and modern conveniences. From the welcoming interior to the adorable custom built-in bunk beds in the upstairs bedrooms, every detail adds personality and appeal. A basement provides convenient additional storage. One of the property's standout features is its separate, fully updated carriage house, complete with a bedroom, full bathroom, full kitchen, and washer and dryer. Offering approximately 720 square feet of finished living space, this versatile guest residence is perfect for visitors, extended stays, or potential rental income. The carriage house previously generated $1,500 per month in long-term rental income, and the property is currently operated as Airbnb accommodations. Outside, you'll fall in love with the beautiful yard, mature trees, and soothing sounds of the neighboring creek. The spacious 0.46-acre lot offers wonderful opportunities for outdoor gatherings, relaxing evenings, and enjoying nature. Ample driveway parking and convenient access to nearby wineries add to the property's appeal. Whether you're seeking a distinctive primary residence, a property with guest accommodations, or an investment opportunity, this 4-bed home in Holt delivers historic beauty, modern updates, and exceptional flexibility. Schedule your private tour of 495 Main Street today!
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FeaturesGeneralLiving Area 2150
Sewer Public Sewer
Heating Central Gas
Cooling Electric
Possession Close Of Escrow
Roof Composition
Appliances Dishwasher Dryer Microwave Refrigerator Free-Standing Electric Oven Stainless Steel Appliance(s) Washer
Patio/Porch Features Patio Covered Patio
Architectural Style Craftsman
Construction Materials Concrete Wood Siding
Year Built 1883
Property Subtype Single Family Residence
Ownership Estate/Trust
County Clay
Property Type Residential
HOA N
Subdivision Name Other
Garage Y/N N
Other Structures Guest House
Full Baths 2
Status Active
Directions From I-35 take Exit 33 toward Holt/Lawson. Head west on Highway PP approximately 0.8 miles. Turn left onto Highway 33 (Cleveland Street) then turn right onto Main Street. Continue to 495 Main Street
City Holt
High School District Kearney
MLS Area 110 - N=Clinton Co Ln;S=291;E=I-35;W=Clay Co Ln
Lot Size Units Acres
Lot Size Square Feet 20037.6
Listing Terms Cash Conventional FHA VA Loan
Public Remarks Historic Beauty Modern Updates and Incredible Income Potential! Welcome to this stunning 4-bed home in Holt Missouri where historic character meets modern comfort and versatility! Built in 1883 this
Standard Status Active
In Flood Plain No
HMS_MaintenanceProvidedYN N
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InteriorInterior Amenities Ceiling Fan(s) Custom Cabinets Painted Cabinets Walk-In Closet(s)
Basement Basement BR
Flooring Luxury Vinyl Wood
Basement (Y/N) Y
Air Conditioning Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2150
Half Baths 0
Total Bedrooms 4
Below Grade Finished Area 0
Dining Area Features Eat-In Kitchen Kit/Dining Combo
Floor Plan Features 1.5 Stories
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ExteriorParking Features Detached Shared Driveway
Lot Features City Lot
Water Source Public
Lot Size Area 0.46
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $3,143
- Monthly Property Taxes
- $76
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Holt, MO
Average List Price $464,586
Percent of Sale Price 2%
About Holt, MO 558 Population
11% Since 2002
$ 77,442 Median Income
43.51 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
1840997 Elementary School
1840986 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/24/2026 | $455,000 | | Listed Price |
495 Main Street, Holt, MO, 64048 is a Single Family Home for sale at $455,000 with 2,150 sqft and a lot size of 0.459986. 495 Main Street has 4 bedrooms, 2.0 baths, and was built in 1883. The property's zip code is 64048 which is in Holt, MO