423 S Farmer Street Otsego, MI ^$ 189,000

423 S Farmer Street

^$ 189,000

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Recently Listed

423 S Farmer Street

Otsego, MI, 49078

^$ 189,000

Bedrooms2 Baths1.0 Sq 1,503

Monthly Estimate*

^$ 1,305

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Single Family Home for sale in Otsego, MI

for $189,000 with 2 bedrooms and 1 full bath. This 1,503 square foot home was built in 1903 on a lot size of 0.31.

Welcome to 423 S. Farmer Street in the heart of Otsego! This charming 2-bedroom, 1-bath home offers approximately 1,503 square feet of living space with valuable exterior updates, including a new roof in 2019 and siding in 2021. Conveniently located near downtown Otsego, you'll enjoy easy access to local shopping, dining, parks, and everyday amenities. Whether you're looking for your first home, downsizing, or simply searching for a place to make your own, this property offers a wonderful opportunity. Schedule your showing today!

Single Family Active

Price

^$ 189,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,904

Style

Lot Size

0.31

Year Built

1903

Town/City

Otsego

County/Region

Allegan

MLS | Web ID

70566339

Features

General

Heating Forced Air

Water Public Water

Status Active Active

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1903

County Allegan

Class RESIDENTIAL

Type Single Family

Municipality Otsego

New Construction Y/N No

Subdivision MI

Sale/Rent For Sale

Status Detail 0

Structure Style 2 Story

Area Otsego (03036)

Primary City Otsego

Virtual Tour https://www.zillow.com/view-imx/b145a7ea-4355-4557-ab8e-1630f4448ba8?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

City Otsego

School District Otsego Public Schools

Financial Terms Cash Conventional FHA VA MIStateHsDevAuthority

Legal Description SLY 82.5 FT OF WLY 165 FT OF BLOCK 15 EX ELY 50 FT O. P. SEC 22 & 23.

DOM 1

Postal Code 49078

Price Per Sq Ft Total AG 125.75

Public Remarks Welcome to 423 S. Farmer Street in the heart of Otsego! This charming 2-bedroom 1-bath home offers approximately 1 503 square feet of living space with valuable exterior updates

Interior

Basement MI Basement

Beds 2

Fireplace? No

Total Rooms 6

Exterior

Exterior Vinyl Siding

Exterior Amenities Porch Storms/Screens

Frontage 82

Lot Size Area 0.31

Pool (Y/N) No

Lot Dimensions 115 x 82.5

Waterfront Y/N No

* Excluded Features

List By

Caleb Culbertson

Listing Agent

Real Broker Llc

Broker

cculbertson@realmtp.com

Affordability Calculator

$1,464

Per Month

Monthly Principal & Interest: $1,305
Monthly Property Taxes: $159
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Otsego, MI

Average List Price ^$313,054

Percent of Sale Price 66%

About Otsego, MI

4,027 Population

2% Since 2002

^$45,315 Median Income

39.05 Median Age

33% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3952936 Elementary School

3952933 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/24/2026	$189,000		Listed Price

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423 S Farmer Street, Otsego, MI, 49078 is a Single Family Home for sale at $189,000 with 1,503 sqft and a lot size of 0.31. 423 S Farmer Street has 2 bedrooms, 1.0 baths, and was built in 1903. The property's zip code is 49078 which is in Otsego, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

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423 S Farmer Street

Single Family Home for sale in Otsego, MI

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