423 S Farmer Street Otsego, MI ^$ 189,000

423 S Farmer Street

^$ 189,000

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Recently Listed

423 S Farmer Street

Otsego, MI, 49078

^$ 189,000

Bedrooms2 Baths1.0 Sq 1,503

Monthly Estimate*

^$ 1,305

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Single Family Home for sale in Otsego, MI

for $189,000 with 2 bedrooms and 1 full bath. This 1,503 square foot home was built in 1903 on a lot size of 0.31.

Welcome to 423 S. Farmer Street in the heart of Otsego! This charming 2-bedroom, 1-bath home offers approximately 1,503 square feet of living space with valuable exterior updates, including a new roof in 2019 and siding in 2021. Conveniently located near downtown Otsego, you'll enjoy easy access to local shopping, dining, parks, and everyday amenities. Whether you're looking for your first home, downsizing, or simply searching for a place to make your own, this property offers a wonderful opportunity. Schedule your showing today!

Single Family Active

Price

^$ 189,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,904

Style

Farmhouse

Lot Size

0.31

Year Built

1903

Town/City

Otsego

County/Region

Allegan

MLS | Web ID

26056690

Features

General

Sewer Public

Heating Forced Air

Utilities Phone Available Natural Gas Available Electricity Available Cable Available Natural Gas Connected Storm Sewer

Possession See Remarks

Roof Shingle

Architectural Style Farmhouse

Construction Materials Vinyl Siding

Year Built 1903

Stories Count 2

Township Otsego City

Property Subtype Single Family Residence

Tax Year 2026

County Allegan

New Construction false

Property Type Residential

Garage Y/N false

Total Rooms 6

Full Baths 1

Status Active

City Otsego

High School District Otsego

Lot Size Units Acres

Lot Size Square Feet 13504

Listing Terms Cash FHA VA Loan MSHDA Conventional

Tax Annual Amount 1904.4

Virtual Tour https://www.zillow.com/view-imx/b145a7ea-4355-4557-ab8e-1630f4448ba8?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Standard Status Active

Tax Assessed Value 43607

Legal Description SLY 82.5 FT OF WLY 165 FT OF BLOCK 15 EX ELY 50 FT O. P. SEC 22 & 23.

Interior

Basement Michigan Basement

Total Fireplaces 0

Heating Y/N true

Fireplace Y/N false

Half Baths 0

Laundry Features Main Level

Total Bedrooms 2

Below Grade Finished Area 0

Main Level Bedrooms 1

Total Baths 1

Exterior

Exterior Amenities Scrn Porch

Lot Features Corner Lot

Water Source Public

Lot Size Area 0.31

Building Area Total 1503

Lot Dimensions 115 x 82.5

Lot Size Acres 0.31

Waterfront Y/N false

Internal Only

Street Number 1 423

* Excluded Features

List By

Real Broker Llc

Broker

cculbertson@realmtp.com

Affordability Calculator

$1,464

Per Month

Monthly Principal & Interest: $1,305
Monthly Property Taxes: $159
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Otsego, MI

Average List Price ^$317,103

Percent of Sale Price 68%

About Otsego, MI

4,027 Population

2% Since 2002

^$45,315 Median Income

39.05 Median Age

33% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

0 Elementary School

0 Middle School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/24/2026	$189,000		Listed Price

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423 S Farmer Street, Otsego, MI, 49078 is a Single Family Home for sale at $189,000 with 1,503 sqft and a lot size of 0.31. 423 S Farmer Street has 2 bedrooms, 1.0 baths, and was built in 1903. The property's zip code is 49078 which is in Otsego, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of MichRIC, LLC

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of MichRIC, LLC. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Information Deemed Reliable But Not Guaranteed

Data is updated as of 10/24/2026.

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423 S Farmer Street

Single Family Home for sale in Otsego, MI

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