2632 Oak Valley Road Toccoa, GA ^$ 284,900

2632 Oak Valley Road

^$ 284,900

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2632 Oak Valley Road

Toccoa, GA, 30577

^$ 284,900

Bedrooms4 Baths2.0 Sq 1,540

Monthly Estimate*

^$ 1,968

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Single Family Home for sale in Toccoa, GA

for $284,900 with 4 bedrooms and 2 full baths. This 1,540 square foot home was built in 1969 on a lot size of 1.32.

Welcome to quiet, rustic living at its finest. This spacious and beautifully updated split bedroom ranch provides plenty of room for a large family. Take advantage of the four large bedrooms, large family room, and beautiful kitchen. Property also features plenty of room outside in the fenced in backyard for kids and animals to run and play. In addition to the interior renovation the home also features a full length metal roof and new HVAC system and duct work. Only minutes away from all the necessities of downtown Toccoa. Also conveniently located near Lake Hartwell for the outdoor enthusiasts.

Single Family Active

Price

^$ 284,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,380

Style

Ranch

Lot Size

1.32

Year Built

1969

Town/City

Toccoa

County/Region

Stephens

MLS | Web ID

7858769

Features

General

Sewer Septic Tank

Heating Central

Cooling Central Air

Utilities Electricity Available Phone Available Water Available

Roof Metal

Appliances Dishwasher Electric Range Range Hood

HOA Fee 0

Patio/Porch Features Deck

Architectural Style Ranch

Pool Features None

Security Features Smoke Detector(s)

Construction Materials Brick Brick 4 Sides

Year Built 1969

Electric 110 Volts

View Rural

Levels One

Property Subtype Single Family Residence

Tax Year 2024

Ownership Fee Simple

Parcel Number 051A061

Waterfront Features None

Community Features None

Accessibility None

HOA Fee 2 0

County Stephens - GA

Property Type Residential

HOA false

Energy Efficient None

Subdivision Name None

Green Energy Generation None

Other Structures None

Full Baths 2

Status Active

Directions GPS Friendly

High School Stephens County

City Toccoa

Body of Water None

Spa Features None

Elementary School Liberty - Stephens

Property Attached Y/N false

Land Lease Y/N false

Tax Annual Amount 1380

Home Warranty Y/N false

Middle/Junior High School Stephens County

Property Condition Updated/Remodeled

Standard Status Active

Tax Lot 0

Freehold IDX

Corporate Owner None

Interior

Interior Amenities Double Vanity High Speed Internet

Basement None

Flooring Carpet Vinyl

Total Fireplaces 0

Fireplace Features None

Common Walls No Common Walls

Window Features Insulated Windows

Above Grade Finished Area 1540

Half Baths 0

Laundry Features Main Level

Total Bedrooms 4

Below Grade Finished Area 0

Room Type Family Room

Main Level Bedrooms 4

Main Level Bathrooms 2

Kitchen Features Cabinets White Eat-in Kitchen Solid Surface Counters

Total Baths 2

Primary Bathroom Features Double Vanity

Dining Room Features Open Concept

Exterior

Exterior Amenities Private Yard

Fencing Back Yard

Parking Features Kitchen Level Level Driveway Parking Pad

Lot Features Back Yard Open Lot Private

Water Source Public

Total Parking 0

Foundation Details Block

Building Area Total 1540

Lot Dimensions 0

Lot Size Acres 1.32

Road Surface Type Asphalt

Lot Size Source Assessor

Road Frontage Type County Road

Other Equipment None

Horse Amenities None

* Excluded Features

List By

Mike Jones

Listing Agent

U1 Realty, Llc

Broker

mike@U1Realtors.com

Affordability Calculator

$2,083

Per Month

Monthly Principal & Interest: $1,968
Monthly Property Taxes: $115
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Toccoa, GA

Average List Price ^$422,702

Percent of Sale Price 48%

About Toccoa, GA

8,840 Population

-4% Since 2002

^$32,734 Median Income

37.9 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3018469 Elementary School

4134109 Middle School

Stephens County High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/23/2026	$284,900		Listed Price

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2632 Oak Valley Road, Toccoa, GA, 30577 is a Single Family Home for sale at $284,900 with 1,540 sqft and a lot size of 1.32. 2632 Oak Valley Road has 4 bedrooms, 2.0 baths, and was built in 1969. The property's zip code is 30577 which is in Toccoa, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. © 2026 First Multiple Listing Service, Inc.

Information is deemed reliable but is not guaranteed accurate by the MLS.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Market Pricing and get the Facts about - are provided by On-Board Data Systems

Techinical Entity for providing IDX functionality is Weichert Lead Network - wlnhelp@wlninc.com

Data is updated as of 10/27/2026.

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2632 Oak Valley Road

Single Family Home for sale in Toccoa, GA

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