70 Riverside Drive
Utica, NY, 13502 $ 249,900
Bedrooms4 Baths2.0 Sq 1,859 Monthly Estimate*
$ 1,726
for $249,900 with 4 bedrooms and 2 full baths. This 1,859 square foot home was built in 1930 on a lot size of 0.1047.
Versatility, income potential, and an opportunity to build equity! Welcome to 70 Riverside Drive, Utica, NY 13502! Originally built as a single-family home and later converted into a duplex, this well-maintained property offers an excellent opportunity for investors, owner-occupants, or those seeking multi-generational living. The property features two separate living units: a spacious 3-bedroom, 1-bath unit with an enclosed three-season front porch, and a 1-bedroom, 1-bath unit. Both units feature quality kitchens and recently remodeled bathrooms with attractive tile tub surrounds and tile flooring. The home has been well cared for overall, with beautiful hardwood floors in excellent condition, double-pane windows, vinyl siding, and a partially finished basement featuring a large bonus living room. Both units have access to the basement and shared laundry facilities. Major improvements have already been completed, including a new architectural shingle roof on the house (2025), garage roof (2024), and new furnace and central air conditioning (2024). The property has one electric meter, one gas meter, one water meter, and shared mechanical systems, including a single furnace and hot water heater. Outside, enjoy a generously sized lot with a partially fenced backyard, fire pit, blacktop driveway, and a detached single-stall garage with additional workshop space. Conveniently located approximately one mile from Riverside Center and two miles from Wynn Hospital and downtown Utica. Move-in ready with additional upside! Investors will appreciate the opportunity to build equity through relatively simple cosmetic improvements, including fresh paint and flooring in the larger unit. Whether you're considering traditional long-term rentals, mid-term or short-term rental opportunities, or multi-generational living, this property offers plenty of flexibility. Tired of paying rent? Consider house hacking! Live in one unit while renting the other to help offset your monthly housing expenses and build equity in a property of your own. Don't miss this well-maintained, versatile property in a convenient Utica location. Schedule your private showing today!
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FeaturesGeneralSewer Connected
Heating Gas ForcedAir
Cooling CentralAir
Utilities ElectricityConnected SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Architectural Shingle
Appliances GasWaterHeater
Garage Spaces 1.0
Construction Materials VinylSiding
School District Utica
Year Built 1930
Township Not Applicable
Property Subtype MultiFamily
Community Features TrailsPaths
County Oneida
Property Type Residential
Garage Y/N Yes
Rent Includes Electricity Gardener Heat HotWater SnowRemoval Water
Full Baths 2
Status Active
Directions Head southwest on NY-12 S/NY-8 S Take the River Road exit toward NY-49 W/Rome Slight left onto the River Rd ramp to Horatio St Turn left onto River Rd 0.3 mi Turn left onto Cosby Rd Turn right o
City Utica
Senior Community Y/N No
High School District Utica
Number Of Units Total 2
MLS Area Utica-City-301600
Lot Size Units Acres
Lot Size Square Feet 4560.0
Year Built Details Existing
Tax Annual Amount 4046.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1724569
Standard Status Active
Middle/Junior School District Utica
Elementary School District Utica
Tax Assessed Value 52000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 19
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InteriorBasement PartiallyFinished
Flooring Carpet Hardwood Tile Varies Vinyl
Total Fireplaces 1
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Total Bedrooms 4
Main Level Bathrooms 0
Total Baths 2
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ExteriorExterior Amenities Fence
Fencing Partial
Parking Features Garage Paved ParkingAvailable
Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.1047
Foundation Details Block
Building Area Total 1859.0
Lot Dimensions 40X114
Lot Size Acres 0.1047
Waterfront Y/N No
Number of Separate Water Meters 1
Number of Separate Gas Meters 1
Number of Separate Electric Meters 1
Road Frontage Type CityStreet
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* Excluded FeaturesList ByNorth Star Real Estate & Property ManagementBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,726
- Monthly Property Taxes
- $337
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Utica, NY
Average List Price $216,677
Percent of Sale Price 13%
About Utica, NY 61,376 Population
1% Since 2002
$ 32,748 Median Income
36.3 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
247699 Elementary School
246707 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/23/2026 | $249,900 | | Listed Price |