640 3rd Avenue Watervliet, NY $ 275,000
640 3rd Avenue
$ 275,000
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640 3rd Avenue

Watervliet, NY, 12189
$ 275,000
Bedrooms5 Baths3.0 Sq 1,895

Monthly Estimate*

$ 1,899

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Multi-Family Home for sale in Watervliet, NY

for $275,000 with 5 bedrooms and 3 full baths. This 1,895 square foot home was built in 1880 on a lot size of 0.06.

Great opportunity to own a well-located three-unit property in Watervliet with easy access to I-787, nearby restaurants, and public transportation. The property features three separate apartments: Unit 1 offers 2 bedrooms and 1 bathroom on the first floor, Unit 2 features 2 bedrooms and 1 bathroom on the second floor, and Unit 3 offers 1 bedroom and 1 bathroom on the first floor. Additional features include off-street parking in the lot behind the building and a convenient location next to a laundromat. Whether you're expanding your investment portfolio or looking to live in one unit while generating rental income from the others, this versatile multi-family property offers excellent potential! Recent improvements: Apt 1 - updated floors and paint (2023) Apt 2 - updated floors, paint, appliances (2026) Apt 3 - updated floors and paint (2026) new hot water heather (2025) Chimney liners and rebuilt (2020) Basement bilco door (2021) Replaced roof (2021) Replaced hot water heaters Apt 1&2 (2022) Replaced upper deck (2022) Replaced front steps (2022)

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Multi-Family Active

Price

$ 275,000

Bedrooms

5

Full Bath

3

Property Type

Multi-Family

Taxes

$ 6,222

Style

Traditional

Lot Size

0.06

Year Built

1880

Town/City

Watervliet

County/Region

Albany

MLS | Web ID

202628838

Features
General
Sewer Public Sewer
Heating Baseboard Forced Air Hot Water Radiant Floor Natural Gas
Possession At Closing
Roof Rubber
Garage Spaces 0
Architectural Style Traditional
Security Features Smoke Detector(s) Carbon Monoxide Detector(s) Fire Alarm
Construction Materials Brick
Year Built 1880
View Downtown
Property Subtype Triplex
Ownership Schwenzfeier
County Albany
Insurance Expense 2500
New Construction false
Property Type MultiFamily
HOA false
Attached Garage false
Other Structures None
Full Baths 3
Status Active
Directions Follow I-787 N to NY-378 W in Colonie. Take exit 7W from I-787 N Drive to NY-32 N in Watervliet
City Watervliet
High School District Watervliet
Number Of Units Total 3
Lot Size Units Acres
Lot Size Square Feet 2613.6
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 6222.12
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.doaudiotours.com/unbranded?id=33399&lang=en-US
Standard Status Active
Tax Assessed Value 0
Tax Lot 3.000
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Interior
Basement Bilco Doors Exterior Entry Unfinished
Flooring Vinyl
Total Fireplaces 0
Basement (Y/N) N
Heating Y/N true
Window Features Screens
Fireplace Y/N false
Above Grade Finished Area 1895
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 3
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Exterior
Exterior Amenities None
Fencing Partial
Parking Features Off Street
Lot Features Level Road Frontage
Water Source Public
Total Parking 4
Lot Size Area 0.06
Foundation Details Stone
Spa N
Lot Size Acres 0.06
Waterfront Y/N false
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 640
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* Excluded Features
List By
Julius Paul

Listing Agent

J Paul Realty Group Llc

Broker

(518) 209-9700

Phone

jules@jpaulrealtygroup.com

Email

Affordability Calculator

$2,418
Per Month
79%
21%
0%
Monthly Principal & Interest
$1,899
Monthly Property Taxes
$519
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Pricing History
DatePricePrice ChangeDescription
10/23/2026$275,000 Listed Price

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640 3rd Avenue, Watervliet, NY, 12189 is a Multi-Family Home for sale at $275,000 with 1,895 sqft and a lot size of 0.06. 640 3rd Avenue has 5 bedrooms, 3.0 baths, and was built in 1880. The property's zip code is 12189 which is in Watervliet, NY