638 Providence Street Albany, NY $ 430,000
638 Providence Street
$ 430,000
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638 Providence Street

Albany, NY, 12208
$ 430,000
Bedrooms6 Baths3.0 Sq 2,736

Monthly Estimate*

$ 2,970

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Multi-Family Home for sale in Albany, NY

for $430,000 with 6 bedrooms and 3 full baths. This 2,736 square foot home was built in 1938 on a lot size of 0.08.

Take advantage of this versatile, well-maintained two-family property offering excellent income potential and flexible living arrangements! Whether you're looking to generate rental income or offset your mortgage by living in one unit and renting the other, this property offers plenty of possibilities. The first-floor unit features 3 bedrooms, 2 full bathrooms, a living room, dining room, and an additional rear area for living space, and it leads to a lovely deck—perfect for enjoying outdoor space. . The second-floor unit offers 3 bedrooms, 1 full bathroom, a living room, dining room, and an enclosed front porch that provides additional versatile space. The property also features a clean, dry basement with ample storage potential, off-street parking, coin-operated laundry, and separate utilities—all valuable amenities for both residents and property owners. Conveniently located near hospitals and the SUNY campus, this property offers an appealing location for homeowners and potential tenants alike. Live in one unit and rent the other, or add this promising property to your investment portfolio! Don't miss this opportunity to own a well-maintained two-family home with plenty of potential.

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Multi-Family Active

Price

$ 430,000

Bedrooms

6

Full Bath

3

Property Type

Multi-Family

Taxes

$ 7,468

Style

Traditional

Lot Size

0.08

Year Built

1938

Town/City

Albany

County/Region

Albany

MLS | Web ID

202628815

Features
Interior
Interior Amenities Built-in Features
Basement Full Unfinished
Flooring Hardwood Laminate
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 2736
Half Baths 0
Laundry Features Common Area In Basement
Total Bedrooms 6
Below Grade Finished Area 0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 3
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General
Sewer Public Sewer
Heating Baseboard Hot Water Radiant Natural Gas
Cooling None
Utilities Cable Available
Possession At Closing
Roof Rolled/Hot Mop Asphalt
Garage Spaces 0
Patio/Porch Features Covered Deck Front Porch
Architectural Style Traditional
Construction Materials Aluminum Siding
Year Built 1938
Tenant Pays Cable TV
View City
Property Subtype Duplex
County Albany
New Construction false
Property Type MultiFamily
HOA false
Attached Garage false
Subdivision Name New Scotland
Full Baths 3
Status Active
Directions Washington Ave to South Lake to Providence St. #638 on right hand side.
High School Albany
City Albany
High School District Albany
Number Of Units Total 2
Lot Size Units Acres
Lot Size Square Feet 3484.8
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 7468.95
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.doaudiotours.com/unbranded?id=33337&lang=en-US
Standard Status Active
Tax Assessed Value 0
Tax Lot 62.000
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Exterior
Exterior Amenities None
Fencing None
Parking Features Off Street
Lot Features Cleared
Water Source Public
Total Parking 4
Lot Size Area 0.08
Foundation Details Combination
Spa N
Lot Size Acres 0.08
Waterfront Y/N false
Other Equipment None
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 638
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* Excluded Features
List By
Rosemarie Durant

Listing Agent

Coldwell Banker Prime Properties

Broker

(518) 368-1444

Phone

rosemarie.durant@coldwellbankerprime.com

Email

Affordability Calculator

$3,592
Per Month
83%
17%
0%
Monthly Principal & Interest
$2,970
Monthly Property Taxes
$622
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Pricing History
DatePricePrice ChangeDescription
10/23/2026$430,000 Listed Price

Map


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638 Providence Street, Albany, NY, 12208 is a Multi-Family Home for sale at $430,000 with 2,736 sqft and a lot size of 0.08. 638 Providence Street has 6 bedrooms, 3.0 baths, and was built in 1938. The property's zip code is 12208 which is in Albany, NY