1034 3rd Street Spencer, IA $ 204,000
1034 3rd Street
$ 204,000
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1034 3rd Street

Spencer, IA, 51301
$ 204,000
Bedrooms3 Baths2.0 Sq 1,573

Monthly Estimate*

$ 1,409

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Single Family Home for sale in Spencer, IA

for $204,000 with 3 bedrooms and 2 full baths. This 1,573 square foot home was built in 1960 on a lot size of 0.25.

THE “KEY” TO HAPPINESS. Maybe it’s a view of Black Hawk Lake, an afternoon with nowhere else to be, or a home that feels welcoming from the moment you walk in. Set on a corner lot, this well-maintained ranch invites you to slow down and appreciate the place you call home. Natural light fills the living room, where an afternoon of catching up with company can easily stretch into evening. Wood cabinetry and a built-in dining cabinet bring warmth to the kitchen and dining area, whether you’re putting together a quick lunch or pulling out the good dishes for a special occasion. Two main-floor bedrooms offer built-in storage and generous closets, with a bathroom nearby. Downstairs, a little friendly competition around the included pool table gives everyone a reason to put their phones away. The family room, nonconforming bedroom, ¾ bath, and laundry provide additional space for everyday life and overnight company. An oversized attached one-stall garage and storage shed keep the extras tucked away. Thoughtfully cared for over the years, this home is ready for you to unpack, settle in, and find your own kind of happiness.

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Single Family Active

Price

$ 204,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,964

Style

Ranch

Lot Size

0.25

Year Built

1960

Town/City

Spencer

County/Region

Clay

MLS | Web ID

261387

Features
Interior
Interior Features Eat-in Kitchen Garage Door Opener Main Floor Bedrooms
Furnished Y/N No
Total Baths 2
Full Baths 0
Bath Description 3/4 Basement Main Floor 3/4 Bath
1/4 Baths 0
Basement Features Finished-Partial
Basement Material Concrete Block
Basement Style Full
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General
Sewer Public Sewer
Construction Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Cooktop Dryer Refrigerator Wall Oven Washer
Flood Zone No
Number of Garage Spaces 1
School District East Sac
Electric Breakers
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 1964
Tax Year 2025
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 10681
Construction Materials Steel Siding
Primary City Lake View
Year Built 1960
City Lake View
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 2148
DOM 0
Secondary City Sac County
Postal Code 51450
Price Per Sq Ft Total AG 129.69
Public Remarks THE “KEY” TO HAPPINESS. Maybe it’s a view of Black Hawk Lake an afternoon with nowhere else to be or a home that feels welcoming from the moment you walk in. Set on a corner lot this well-maint
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Exterior
Exterior Features Driveway-Concrete
Lot Features Corner Lot Lake View
Waterfront 0
Garage Type Attached
Other Structures Storage
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$1,573
Per Month
90%
10%
0%
Monthly Principal & Interest
$1,409
Monthly Property Taxes
$164
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2639811 Elementary School
2639810 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/23/2026$204,000 Listed Price

Map


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1034 3rd Street, Spencer, IA, 51301 is a Single Family Home for sale at $204,000 with 1,573 sqft and a lot size of 0.25. 1034 3rd Street has 3 bedrooms, 2.0 baths, and was built in 1960. The property's zip code is 51301 which is in Spencer, IA